Cost Of Living in Oak Harbor, OH

The cost of living index is based on a national average of 100. For example, if the cost of living is 90, then it is 10% lower than average. If the cost of living is 110, then it is 10% higher than average. The breakdown for each index is as follows: goods & services (33%), groceries (13%), health care (5%), housing (30%), transportation (9%) and utilities (10%). If the cost of living data was unavailable for this city, estimates based upon nearby cities were used.
Index	Oak Harbor	Ohio	National
Cost of living	90	92	100
Goods & Services	105	100	100
Groceries	99	101	100
Health care	86	98	100
Housing	66	73	100
Transportation	100	100	100
Utilities	94	99	100

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Cost Of Living Quick Facts

The cost of living in Oak Harbor is 2% lower than the Ohio average
The cost of living in Oak Harbor is 10% lower than the national average
Oak Harbor housing is 34% lower than the national average
Ohio general sales tax is 13% higher than the national average
Ohio state income tax is 6% higher than the national average

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Price difference in compared to

Cost of living index
Goods & Services index
Groceries index
Health care index
Housing index
Transportation index
Utilities index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$57,292	$4,774	$1,337	$1,719
Renters	$36,289	$3,024	$847	$1,089

Ohio Sales Tax

State	General Sales Tax	With Max Surtax
Ohio	5.75%	8%

Ohio Income Tax

State	Income Tax (Low)	Income Tax (High)
Ohio	2.76%	3.99%

Goods & Services

Item	Oak Harbor	National avg.	Difference
Haircut	$23.45	$24.26	3.3%
Beauty Salon	$39.83	$45.56	12.6%
Toothpaste	$3.75	$3.70	1.3%
Shampoo	$1.21	$1.28	5.5%
Movie	$11.62	$12.13	4.2%
Bowling	$11.78	$18.00	34.6%

Groceries

Item	Oak Harbor	National avg.	Difference
Ground Beef	$6.28	$5.84	7.5%
Fried Chicken	$1.39	$1.57	11.4%
Milk	$4.55	$4.67	2.5%
Potatoes	$4.83	$4.93	2.1%
Pizza	$11.74	$12.09	2.9%
Beer	$10.79	$10.41	3.6%

Health Care

Item	Oak Harbor	National avg.	Difference
Optometrist	$82.43	$125.68	34.4%
Doctor	$123.67	$135.78	8.9%
Dentist	$92.00	$113.29	18.8%
Ibuprofen	$10.24	$10.65	3.9%
Lipitor	$421.83	$468.60	10.0%

Housing

Item	Oak Harbor	National avg.	Difference
Home Price	$118,700.00	$184,700.00	35.7%
Avg. Mortgage Payment	$1,797.82	$2,346.69	23.4%
Apartment Rent	$660.00	$949.00	30.5%

Transportation

Item	Oak Harbor	National avg.	Difference
Gasoline	$3.38	$3.46	2.3%
Tire Balancing	$64.21	$59.92	7.2%

Utilities

Item	Oak Harbor	National avg.	Difference
All Electricity	$180.12	$193.99	7.2%
Phone	$184.90	$192.25	3.8%

Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Vickery, OH	114	100	0.4%
Wightmans Grove, OH	40	100	0.4%
Hessville, OH	84	100	0.4%
Williston, OH	419	85	15.2%
Rocky Ridge, OH	405	87	12.9%
Oak Harbor, OH	2,708	90	9.9%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Sewaren, NJ	2,708	125	25.1%
Kalama, WA	2,708	120	20.1%
Underwood-Petersville, AL	2,707	82	17.9%
Lakehurst, NJ	2,707	109	8.8%
New Tazewell, TN	2,707	83	16.6%
Oak Harbor, OH	2,708	90	9.9%

Date & Last Updated: This data reflects 2023 and was released from C2ER in January, 2024; this is the most current data available.

Cost of Living in Oak Harbor, OH