Cost Of Living in Oak Creek, CO

The cost of living index is based on a national average of 100. For example, if the cost of living is 90, then it is 10% lower than average. If the cost of living is 110, then it is 10% higher than average. The breakdown for each index is as follows: goods & services (33%), groceries (13%), health care (5%), housing (30%), transportation (9%) and utilities (10%). If the cost of living data was unavailable for this city, estimates based upon nearby cities were used.
Index	Oak Creek	Colorado	National
Cost of living	99	111	100
Goods & Services	97	104	100
Groceries	103	101	100
Health care	101	100	100
Housing	106	134	100
Transportation	95	105	100
Utilities	88	91	100

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Cost Of Living Quick Facts

The cost of living in Oak Creek is 11% lower than the Colorado average
The cost of living in Oak Creek is 1% lower than the national average
Oak Creek housing is 6% higher than the national average
Colorado general sales tax is 43% lower than the national average
Colorado state income tax is 69% higher than the national average

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Price difference in compared to

Cost of living index
Goods & Services index
Groceries index
Health care index
Housing index
Transportation index
Utilities index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$76,071	$6,339	$1,775	$2,282
Renters	$25,859	$2,155	$603	$776

Colorado Sales Tax

State	General Sales Tax	With Max Surtax
Colorado	2.9%	10%

Colorado Income Tax

State	Income Tax (Low)	Income Tax (High)
Colorado	4.4%	4.4%

Goods & Services

Item	Oak Creek	National avg.	Difference
Haircut	$28.78	$24.26	18.6%
Beauty Salon	$39.16	$45.56	14.1%
Toothpaste	$3.92	$3.70	5.8%
Shampoo	$1.17	$1.28	8.6%
Movie	$11.19	$12.13	7.7%
Bowling	$13.22	$18.00	26.5%

Groceries

Item	Oak Creek	National avg.	Difference
Ground Beef	$5.39	$5.84	7.7%
Fried Chicken	$1.32	$1.57	16.1%
Milk	$4.74	$4.67	1.5%
Potatoes	$4.20	$4.93	14.9%
Pizza	$12.79	$12.09	5.8%
Beer	$9.97	$10.41	4.2%

Health Care

Item	Oak Creek	National avg.	Difference
Optometrist	$165.17	$125.68	31.4%
Doctor	$123.46	$135.78	9.1%
Dentist	$113.42	$113.29	0.1%
Ibuprofen	$11.13	$10.65	4.5%
Lipitor	$494.61	$468.60	5.6%

Housing

Item	Oak Creek	National avg.	Difference
Home Price	$205,800.00	$184,700.00	11.4%
Avg. Mortgage Payment	$2,017.79	$2,346.69	14.0%
Apartment Rent	$894.00	$949.00	5.8%

Transportation

Item	Oak Creek	National avg.	Difference
Gasoline	$3.36	$3.46	2.9%
Tire Balancing	$54.73	$59.92	8.7%

Utilities

Item	Oak Creek	National avg.	Difference
All Electricity	$158.34	$193.99	18.4%
Phone	$187.74	$192.25	2.3%

Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Phippsburg, CO	207	99	0.5%
Hayden, CO	2,452	106	6.3%
Yampa, CO	463	109	9.0%
Steamboat Springs, CO	13,048	148	47.8%
Oak Creek, CO	778	99	0.5%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Dover, ID	778	129	28.5%
Oneida, IL	778	84	16.2%
Wataga, IL	778	81	19.4%
Laurel, IN	778	79	21.0%
Tecumseh, IN	778	105	4.9%
Oak Creek, CO	778	99	0.5%

Date & Last Updated: This data reflects 2023 and was released from C2ER in January, 2024; this is the most current data available.

Cost of Living in Oak Creek, CO