Cost Of Living in Northwest Harwich, MA

The cost of living index is based on a national average of 100. For example, if the cost of living is 90, then it is 10% lower than average. If the cost of living is 110, then it is 10% higher than average. The breakdown for each index is as follows: goods & services (33%), groceries (13%), health care (5%), housing (30%), transportation (9%) and utilities (10%). If the cost of living data was unavailable for this city, estimates based upon nearby cities were used.
Index	Northwest Harwich	Massachusetts	National
Cost of living	146	133	100
Goods & Services	122	122	100
Groceries	105	105	100
Health care	113	113	100
Housing	208	165	100
Transportation	118	118	100
Utilities	134	134	100

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Cost Of Living Quick Facts

The cost of living in Northwest Harwich is 10% higher than the Massachusetts average
The cost of living in Northwest Harwich is 46% higher than the national average
Northwest Harwich housing is 108% higher than the national average
Massachusetts general sales tax is 22% higher than the national average
Massachusetts state income tax is 93% higher than the national average

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Price difference in compared to

Cost of living index
Goods & Services index
Groceries index
Health care index
Housing index
Transportation index
Utilities index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$78,537	$6,545	$1,832	$2,356
Renters	$64,444	$5,370	$1,504	$1,934

A good way to judge both the affordability of the housing and the cost of living in Northwest Harwich is by simply calculating the maximum that should be spent on housing, otherwise known as the debt-to-income ratio (DTI). The plan is to avoid spending more than 28 percent of the gross income on costs that pertain to housing and no more than 36 percent on all expenses and debts. Northwest Harwich has a median income of about $78,537 for people who own homes. Based on that number, a maximum of $1,832 should be spent on expenses related to housing. Renters have a slightly different median income, which is $64,444. Based on this average, renters should spend no more than $1,504 on all rental costs if they want to maintain a non-impoverished standard of living.

Massachusetts Sales Tax

State	General Sales Tax	With Max Surtax
Massachusetts	6.25%	6.25%

Massachusetts Income Tax

State	Income Tax (Low)	Income Tax (High)
Massachusetts	5%	9%

Goods & Services

Item	Northwest Harwich	National avg.	Difference
Haircut	$43.72	$24.26	80.2%
Beauty Salon	$65.56	$45.56	43.9%
Toothpaste	$3.53	$3.70	4.7%
Shampoo	$1.49	$1.28	16.4%
Movie	$15.49	$12.13	27.6%
Bowling	$29.33	$18.00	63.0%

Groceries

Item	Northwest Harwich	National avg.	Difference
Ground Beef	$5.48	$5.84	6.2%
Fried Chicken	$1.45	$1.57	8.0%
Milk	$4.76	$4.67	1.9%
Potatoes	$4.99	$4.93	1.1%
Pizza	$12.52	$12.09	3.6%
Beer	$10.21	$10.41	1.9%

Health Care

Item	Northwest Harwich	National avg.	Difference
Optometrist	$123.17	$125.68	2.0%
Doctor	$157.89	$135.78	16.3%
Dentist	$149.22	$113.29	31.7%
Ibuprofen	$11.39	$10.65	6.9%
Lipitor	$384.69	$468.60	17.9%

Housing

Item	Northwest Harwich	National avg.	Difference
Home Price	$454,700.00	$184,700.00	146.2%
Avg. Mortgage Payment	$4,745.89	$2,346.69	102.2%
Apartment Rent	$1,127.00	$949.00	18.8%

Transportation

Item	Northwest Harwich	National avg.	Difference
Gasoline	$3.43	$3.46	0.9%
Tire Balancing	$97.39	$59.92	62.5%

Utilities

Item	Northwest Harwich	National avg.	Difference
All Electricity	$302.72	$193.99	56.0%
Phone	$187.85	$192.25	2.3%

Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
South Dennis, MA	2,895	133	33.3%
West Yarmouth, MA	6,388	127	27.1%
Dennis Port, MA	3,523	127	27.4%
South Yarmouth, MA	10,598	130	30.2%
Brewster, MA	1,347	140	39.9%
Northwest Harwich, MA	4,123	146	45.9%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Dewey-Humboldt, AZ	4,123	108	7.6%
Randleman, NC	4,124	87	12.8%
Waverly, TN	4,124	85	15.1%
Jefferson, IA	4,121	87	13.4%
Burnham, IL	4,121	94	6.2%
Northwest Harwich, MA	4,123	146	45.9%

Date & Last Updated: This data reflects 2023 and was released from C2ER in January, 2024; this is the most current data available.

Cost of Living in Northwest Harwich, MA