B-
13%
Overall NAT. AVG.
1%
Goods & Services NAT. AVG.
44%
Housing NAT. AVG.
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Date & Last Updated: This data reflects 2023 and was released from C2ER in January, 2024; this is the most current data available.
The cost of living index is based on a national average of 100. For example, if the cost of living is 90, then it is 10% lower than average. If the cost of living is 110, then it is 10% higher than average. The breakdown for each index is as follows: goods & services (33%), groceries (13%), health care (5%), housing (30%), transportation (9%) and utilities (10%). If the cost of living data was unavailable for this city, estimates based upon nearby cities were used.
Index North Ogden Utah National
Cost of living113104100
Goods & Services101102100
Groceries10199100
Health care8891100
Housing144114100
Transportation100105100
Utilities9595100

An Overview of Cost of Living in North Ogden, UT

The cost of living in North Ogden affects the quality of life one can afford in this new location. It allows people to assess whether they can maintain their preferred lifestyle, including housing, leisure activities and dining options. Your total monthly expenditures can varry depending on the area, as well as many other factors. The cost of living in North Ogden is 113, which is 13% higher than the national average. Knowledge of the cost of living can help individuals make informed decisions about retirement savings, investments, and financial goals.

Housing costs are a major factor in the North Ogden cost of living index, and they often eat up a big chunk of your take-home pay. Unfortunately, in this area, housing expenses for both homeownership and rentals were 44.3% higher than what's typical in an average city. That includes the prices of homes and rents, as well as mortgage rates and insurance.

Is North Ogden Affordable?

Wondering if North Ogden is affordable? It's a question that often comes up when you're thinking about a new city since affordability can really shape your decisions. The cost of living index (covered earlier), housing expenses and income levels all play a part in the affordability equation. In North Ogden, for example, the median home price is 62.4% higher than what folks pay nationally, and monthly rent is 2.2% higher than the usual rates. Plus, income levels matter too, with North Ogden boasting a median household income of $87,755, which is 58.6% higher than the national average.

What Factors can Influence the Cost of Living in North Ogden?

Healthcare: Healthcare costs and insurance premiums can fluctuate greatly based on the city or state. Access to healthcare facilities, out-of-pocket expenses for doctor\’s visits, dentist costs, medication costs and specialized care costs can all impact the cost of living. In North Ogden, the healthcare costs are 11.9% lower than the national average.

Subsidies: Certain regions may provide government subsidies or assistance initiatives designed to alleviate the cost of living burden on their residents. These programs encompass a wide range of support mechanisms, such as Medicare, Medicaid, housing subsidies, low-income home energy assistance programs, school lunch programs, supplemental nutrition assistance programs, student loans, electric vehicle tax credits, affordable care act subsidies and farming subsidies. Areas with fewer subsidy offerings might experience an elevation in their cost of living.

Housing: When everyone's vying for homes in popular areas, it drives up property prices and rents, making the overall cost of living surge. On the flip side, in less sought-after locales, where housing demand is low, prices tend to dip, resulting in a more economical cost of living. In North Ogden, the housing index comes in at 44.3% higher than the national average.

Where is the Data From?

The North Ogden cost of living data displayed above is derived from the C2ER cost of living index to provide a useful and reasonably accurate measure of living cost differences in urban areas. Published on a quarterly basis, it compiles data from more than 300 independent researchers, encompassing over 60 goods and services. These items have been meticulously selected to represent various consumer expenditure categories, in 6 categories. Weightings assigned to cost differentials draw from government survey data tracking spending patterns among professional and executive households. While the C2ER index excludes data on sales or income tax rates, AreaVibes incorporates tax rates into the overall cost of living score for each region.

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Cost Of Living Quick Facts

  • The cost of living in North Ogden is 8% higher than the Utah average
  • The cost of living in North Ogden is 13% higher than the national average
  • North Ogden housing is 44% higher than the national average
  • Utah general sales tax is 20% higher than the national average
  • Utah state income tax is 87% higher than the national average

Most Affordable Places to Live in and Around North Ogden

See all the best places to live around North Ogden

Compare North Ogden, UT Cost of Living

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      Salary Calculator

      This is how much you would need to earn in
      Price difference in compared to
      Cost of living index
      Goods & Services index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$89,716$7,476$2,093$2,692
      Renters$58,625$4,885$1,368$1,759
      A good way to judge both the affordability of the housing and the cost of living in North Ogden is by simply calculating the maximum that should be spent on housing, otherwise known as the debt-to-income ratio (DTI). The plan is to avoid spending more than 28 percent of the gross income on costs that pertain to housing and no more than 36 percent on all expenses and debts. North Ogden has a median income of about $89,716 for people who own homes. Based on that number, a maximum of $2,093 should be spent on expenses related to housing. Renters have a slightly different median income, which is $58,625. Based on this average, renters should spend no more than $1,368 on all rental costs if they want to maintain a non-impoverished standard of living.

      Utah Sales Tax

      State General Sales Tax With Max Surtax
      Utah 6.1% 8.35%

      Utah Income Tax

      State Income Tax (Low) Income Tax (High)
      Utah 4.85% 4.85%

      Goods & Services

      Item North Ogden National avg. Difference
      Haircut $21.35$24.2612.0%
      Beauty Salon $52.17$45.5614.5%
      Toothpaste $3.64$3.701.7%
      Shampoo $1.17$1.288.6%
      Movie $11.20$12.137.7%
      Bowling $16.97$18.005.7%

      Groceries

      Item North Ogden National avg. Difference
      Ground Beef $6.18$5.845.9%
      Fried Chicken $1.42$1.5710.0%
      Milk $4.68$4.670.2%
      Potatoes $4.61$4.936.7%
      Pizza $11.99$12.090.8%
      Beer $11.03$10.415.9%

      Health Care

      Item North Ogden National avg. Difference
      Optometrist $113.53$125.689.7%
      Doctor $125.51$135.787.6%
      Dentist $77.37$113.2931.7%
      Ibuprofen $10.71$10.650.5%
      Lipitor $532.80$468.6013.7%

      Housing

      Item North Ogden National avg. Difference
      Home Price $299,900.00$184,700.0062.4%
      Avg. Mortgage Payment $2,471.79$2,346.695.3%
      Apartment Rent $970.00$949.002.2%

      Transportation

      Item North Ogden National avg. Difference
      Gasoline $3.51$3.461.4%
      Tire Balancing $58.77$59.921.9%

      Utilities

      Item North Ogden National avg. Difference
      All Electricity $176.12$193.999.2%
      Phone $192.69$192.250.2%
      Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Brigham City, UT19,336990.9%
      Sunset, UT5,309990.8%
      Ogden, UT87,1751000.1%
      Washington Terrace, UT9,1811022.2%
      Riverdale, UT8,8261054.7%
      North Ogden, UT19,93011312.7%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Havelock, NC19,927955.0%
      Snellville, GA19,9231043.9%
      Fort Mill, SC19,92011414.4%
      Ennis, TX19,917972.6%
      Parma Heights, OH19,9168910.9%
      North Ogden, UT19,93011312.7%
      Date & Last Updated: This data reflects 2023 and was released from C2ER in January, 2024; this is the most current data available.