Cost Of Living in North Gates, NY

The cost of living index is based on a national average of 100. For example, if the cost of living is 90, then it is 10% lower than average. If the cost of living is 110, then it is 10% higher than average. The breakdown for each index is as follows: goods & services (33%), groceries (13%), health care (5%), housing (30%), transportation (9%) and utilities (10%). If the cost of living data was unavailable for this city, estimates based upon nearby cities were used.
Index	North Gates	New York	National
Cost of living	93	117	100
Goods & Services	102	108	100
Groceries	98	102	100
Health care	99	103	100
Housing	74	145	100
Transportation	108	105	100
Utilities	92	100	100

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Cost Of Living Quick Facts

The cost of living in North Gates is 21% lower than the New York average
The cost of living in North Gates is 7% lower than the national average
North Gates housing is 26% lower than the national average
New York general sales tax is 22% lower than the national average
New York state income tax is 54% higher than the national average

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Price difference in compared to

Cost of living index
Goods & Services index
Groceries index
Health care index
Housing index
Transportation index
Utilities index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$72,566	$6,047	$1,693	$2,177
Renters	$43,836	$3,653	$1,023	$1,315

A good indicator of the general affordability of housing in North Gates, NY, is the percentage of monthly income that should be spent on housing expenses, otherwise known as the debt-to-income ratio (DTI). Generally speaking, no more than 28 percent of your total gross income should be spent on your housing expenses and not more than 36 percent of your gross income on total expenses, including debts. In North Gates, the median monthly income is $72,566 for those who own their own homes. Under the standard rule, that income level would allow for $1,693 to be budgeted for housing expenses each month, at the most. Renters, on the other hand, earn about $43,836, per the median income in the area. That would allow for renters to spend up to $1,023 on monthly rental expenses.

New York Sales Tax

State	General Sales Tax	With Max Surtax
New York	4%	8.875%

New York Income Tax

State	Income Tax (Low)	Income Tax (High)
New York	4%	10.9%

Goods & Services

Item	North Gates	National avg.	Difference
Haircut	$26.78	$24.26	10.4%
Beauty Salon	$44.58	$45.56	2.2%
Toothpaste	$3.72	$3.70	0.4%
Shampoo	$1.70	$1.28	32.6%
Movie	$15.90	$12.13	31.0%
Bowling	$24.25	$18.00	34.7%

Groceries

Item	North Gates	National avg.	Difference
Ground Beef	$6.04	$5.84	3.5%
Fried Chicken	$1.55	$1.57	1.4%
Milk	$5.16	$4.67	10.5%
Potatoes	$5.21	$4.93	5.7%
Pizza	$13.16	$12.09	8.9%
Beer	$11.98	$10.41	15.1%

Health Care

Item	North Gates	National avg.	Difference
Optometrist	$124.25	$125.68	1.1%
Doctor	$154.18	$135.78	13.6%
Dentist	$124.68	$113.29	10.1%
Ibuprofen	$11.17	$10.65	4.8%
Lipitor	$398.58	$468.60	14.9%

Housing

Item	North Gates	National avg.	Difference
Home Price	$124,600.00	$184,700.00	32.5%
Avg. Mortgage Payment	$5,235.60	$2,346.69	123.1%
Apartment Rent	$834.00	$949.00	12.1%

Transportation

Item	North Gates	National avg.	Difference
Gasoline	$3.58	$3.46	3.6%
Tire Balancing	$59.33	$59.92	1.0%

Utilities

Item	North Gates	National avg.	Difference
All Electricity	$196.28	$193.99	1.2%
Phone	$200.67	$192.25	4.4%

Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Rochester, NY	206,357	89	11.2%
Brockport, NY	8,142	90	10.0%
Bergen, NY	1,060	90	9.7%
Hamlin, NY	5,720	91	9.2%
East Rochester, NY	6,530	91	8.8%
North Gates, NY	9,740	93	7.5%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Uniontown, PA	9,740	83	17.4%
Havre, MT	9,739	91	8.6%
Lake Arrowhead, CA	9,741	132	32.1%
Dunn, NC	9,738	91	8.8%
Pike Road, AL	9,745	112	12.0%
North Gates, NY	9,740	93	7.5%

Date & Last Updated: This data reflects 2023 and was released from C2ER in January, 2024; this is the most current data available.

Cost of Living in North Gates, NY