Cost Of Living in Mount Airy, MD

The cost of living index is based on a national average of 100. For example, if the cost of living is 90, then it is 10% lower than average. If the cost of living is 110, then it is 10% higher than average. The breakdown for each index is as follows: goods & services (33%), groceries (13%), health care (5%), housing (30%), transportation (9%) and utilities (10%). If the cost of living data was unavailable for this city, estimates based upon nearby cities were used.
Index	Mount Airy	Maryland	National
Cost of living	132	119	100
Goods & Services	109	106	100
Groceries	108	106	100
Health care	97	97	100
Housing	194	150	100
Transportation	95	98	100
Utilities	110	111	100

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Cost Of Living Quick Facts

The cost of living in Mount Airy is 12% higher than the Maryland average
The cost of living in Mount Airy is 32% higher than the national average
Mount Airy housing is 94% higher than the national average
Maryland general sales tax is 18% higher than the national average
Maryland state income tax is 23% lower than the national average

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Price difference in compared to

Cost of living index
Goods & Services index
Groceries index
Health care index
Housing index
Transportation index
Utilities index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$130,806	$10,901	$3,052	$3,925
Renters	$31,411	$2,618	$733	$942

To approximate the cost of living and the housing affordability in Mount Airy, MD, we can look at the percentage of income that is available to be spent on monthly housing, otherwise known as the debt-to-income ratio (DTI). To stay on the safe side, a consumer should not spend more than 28% of his or her gross income on housing-related expenses and costs and not more than 36% of income on all expenses and debts. Homeowners in Mount Airy have a median income of $130,806. Therefore, the amount that a consumer should spend on housing costs should be no more than $3,052 per month to avoid calamity and poverty. The renters in the city have an income of about $31,411, which would make their monthly maximum allowable rental costs $733.

Maryland Sales Tax

State	General Sales Tax	With Max Surtax
Maryland	6%	6%

Maryland Income Tax

State	Income Tax (Low)	Income Tax (High)
Maryland	2%	5.75%

Goods & Services

Item	Mount Airy	National avg.	Difference
Haircut	$26.11	$24.26	7.6%
Beauty Salon	$70.08	$45.56	53.8%
Toothpaste	$3.81	$3.70	2.8%
Shampoo	$1.51	$1.28	17.9%
Movie	$15.69	$12.13	29.3%
Bowling	$24.83	$18.00	38.0%

Groceries

Item	Mount Airy	National avg.	Difference
Ground Beef	$6.24	$5.84	6.9%
Fried Chicken	$1.40	$1.57	11.0%
Milk	$4.78	$4.67	2.2%
Potatoes	$5.49	$4.93	11.3%
Pizza	$12.56	$12.09	3.9%
Beer	$11.10	$10.41	6.6%

Health Care

Item	Mount Airy	National avg.	Difference
Optometrist	$92.00	$125.68	26.8%
Doctor	$135.03	$135.78	0.5%
Dentist	$117.67	$113.29	3.9%
Ibuprofen	$11.52	$10.65	8.1%
Lipitor	$403.79	$468.60	13.8%

Housing

Item	Mount Airy	National avg.	Difference
Home Price	$387,800.00	$184,700.00	110.0%
Avg. Mortgage Payment	$4,819.29	$2,346.69	105.4%
Apartment Rent	$1,472.00	$949.00	55.1%

Transportation

Item	Mount Airy	National avg.	Difference
Gasoline	$3.25	$3.46	6.0%
Tire Balancing	$59.00	$59.92	1.5%

Utilities

Item	Mount Airy	National avg.	Difference
All Electricity	$222.47	$193.99	14.7%
Phone	$197.37	$192.25	2.7%

Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Union Bridge, MD	963	104	4.3%
Westminster, MD	18,649	111	11.2%
Libertytown, MD	831	116	15.8%
New Windsor, MD	1,387	116	16.3%
Frederick, MD	71,843	119	19.0%
Mount Airy, MD	9,439	132	32.4%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Smiths Falls, ON	9,439	n/a
Hackettstown, NJ	9,440	114	13.7%
Amityville, NY	9,440	140	40.5%
Powdersville, SC	9,436	102	1.5%
Lowell, AR	9,433	98	2.2%
Mount Airy, MD	9,439	132	32.4%

Date & Last Updated: This data reflects 2023 and was released from C2ER in January, 2024; this is the most current data available.

Cost of Living in Mount Airy, MD