| Index | Morgantown | Pennsylvania | National |
| Cost of living | 104 | 98 | 100 |
| Goods & Services | 107 | 99 | 100 |
| Groceries | 99 | 99 | 100 |
| Health care | 110 | 94 | 100 |
| Housing | 105 | 91 | 100 |
| Transportation | 108 | 106 | 100 |
| Utilities | 93 | 107 | 100 |
| Cost of living index | |
| Goods & Services index | |
| Groceries index | |
| Health care index | |
| Housing index | |
| Transportation index | |
| Utilities index |
| Median Income | Per Year | Per Month | Max Budget (28% DTI) | Max Budget (36% DTI) |
| Owners | $64,940 | $5,412 | $1,515 | $1,948 |
| Renters | $57,663 | $4,805 | $1,345 | $1,730 |
| State | General Sales Tax | With Max Surtax |
| Pennsylvania | 6% | 8% |
| State | Income Tax (Low) | Income Tax (High) |
| Pennsylvania | 3.07% | 3.07% |
| Item | Morgantown | National avg. | Difference |
| Haircut | $26.17 | $24.26 | 7.9% |
| Beauty Salon | $40.39 | $45.56 | 11.4% |
| Toothpaste | $3.77 | $3.70 | 1.9% |
| Shampoo | $1.43 | $1.28 | 11.4% |
| Movie | $12.52 | $12.13 | 3.2% |
| Bowling | $15.56 | $18.00 | 13.6% |
| Item | Morgantown | National avg. | Difference |
| Ground Beef | $5.65 | $5.84 | 3.2% |
| Fried Chicken | $1.45 | $1.57 | 8.0% |
| Milk | $4.49 | $4.67 | 3.8% |
| Potatoes | $5.37 | $4.93 | 8.8% |
| Pizza | $11.67 | $12.09 | 3.4% |
| Beer | $11.13 | $10.41 | 6.9% |
| Item | Morgantown | National avg. | Difference |
| Optometrist | $123.25 | $125.68 | 1.9% |
| Doctor | $177.40 | $135.78 | 30.7% |
| Dentist | $118.44 | $113.29 | 4.6% |
| Ibuprofen | $10.64 | $10.65 | 0.2% |
| Lipitor | $469.00 | $468.60 | 0.1% |
| Item | Morgantown | National avg. | Difference |
| Home Price | $199,400.00 | $184,700.00 | 8.0% |
| Avg. Mortgage Payment | $2,026.41 | $2,346.69 | 13.6% |
| Apartment Rent | $922.00 | $949.00 | 2.8% |
| Item | Morgantown | National avg. | Difference |
| Gasoline | $3.66 | $3.46 | 5.7% |
| Tire Balancing | $68.88 | $59.92 | 15.0% |
| Item | Morgantown | National avg. | Difference |
| All Electricity | $169.62 | $193.99 | 12.6% |
| Phone | $195.81 | $192.25 | 1.9% |
| City | Population | Cost of Living Index | National Avg. |
| Westwood, PA | 1,609 | 89 | 11.4% |
| Reading, PA | 88,333 | 89 | 10.6% |
| Mount Penn, PA | 3,112 | 94 | 5.6% |
| Baumstown, PA | 227 | 95 | 4.6% |
| West Reading, PA | 4,293 | 96 | 4.2% |
| Morgantown, PA | 1,541 | 104 | 4.0% |
| City | Population | Cost of Living Index | National Avg. |
| Shell Valley, ND | 1,541 | 79 | 20.6% |
| Bogart, GA | 1,542 | 97 | 3.0% |
| Milan, OH | 1,540 | 91 | 8.9% |
| West Salem, OH | 1,540 | 86 | 14.5% |
| Locust Grove, OK | 1,540 | 79 | 21.1% |
| Morgantown, PA | 1,541 | 104 | 4.0% |
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