| Statistic | Reportedincidents | /100k people | Monterey/100k people | Tennessee/100k people | National/100k people |
| Total crime | 46 | n/a (estimate) | 1,676 | 2,624 | 2,119 |
| Murder | 0 | n/a | 0.0 | 7.9 | 5.0 |
| Rape | 0 | n/a | 0.0 | 37.4 | 37.5 |
| Robbery | 0 | n/a | 0.0 | 58.4 | 60.6 |
| Assault | 10 | n/a | 364.3 | 488.6 | 256.1 |
| Violent crime | 10 | n/a (estimate) | 364 | 592 | 359 |
| Burglary | 5 | n/a | 182.1 | 251.8 | 229.2 |
| Theft | 25 | n/a | 910.7 | 1,443.6 | 1,272.1 |
| Vehicle theft | 6 | n/a | 218.6 | 336.7 | 258.8 |
| Property crime | 36 | n/a (estimate) | 1,311 | 2,032 | 1,760 |

Crime can be categorized into two primary types: violent and property crimes. Violent crimes encompass offenses such as murder, rape, robbery, and assault, whereas property crimes involve acts like burglary, theft, and vehicle theft. The overall crime rate in Monterey is 20.9% lower than the national average. Specifically, there were 10 violent crimes reported in Monterey, equivalent to 364 per 100,000 residents, which is higher than the national average by 1.5%. Additionally, Monterey recorded 36 property crimes, amounting to 1311 per 100,000 people, lower than the national average by 25.5%.
For violent crimes per 100,000 people, Monterey has a rate of violent crime that is very close to the national average. There were a total of 364 violent crimes, while the national average reported 359. This is an indication that the level of crime is essentially on par with all other cities.
In the most recently reported crime year, Monterey registered zero reported homicides. This statistic not only designates the area as an exemplar of security but also emanates a profound sense of safety within its community. A minimal incidence of severe violent crime not only fosters a strong sense of well-being among residents but also sets a commendable standard for other regions aiming to cultivate similarly safe surroundings.
AreaVibes has conducted polls asking local residents if they feel safe living in Monterey. Based on the results of the surveys (7 responses), 71% of people felt that there was very little crime in Monterey and felt safe walking alone at night. While 29% of people felt that it was not a safe place to live and did not feel safe walking alone at night.
Determining whether Monterey is a place to live may not always yield a simple answer, given the city's varying safety levels across different areas. Nonetheless, comprehending the city's overall crime rate can be a valuable asset. In broad terms, Monterey has an overall crime rate that is 21% lower than the national average. When we take a look at crime on a daily basis, this translates into 0.13 daily occurrences, comprising 0.03 violent crimes and 0.1 property crimes. Scrutinizing these statistics provides a foundation for a more informed assessment of the suitability of Monterey as a potential place to establish residency.
Year-over-year crime rates in Monterey has decreased by 34.3% in the last reported crime report. Comparing crime rates from one year to another offers some insight into whether or not Monterey is becoming a safer or more dangerous place to live. Crime rates are categorized by violent and property crime. Year-over-year violent crime has didn't change by 0%, while property crime has decreased by 40%. This analysis equips individuals with crucial information for making informed decisions about living in Monterey.
The economic well-being of a city's residents plays a significant role in crime rates. High poverty rates and income inequality can lead to increased crime stats as individuals may resort to illegal activities to meet their basic needs. While lower rates could lead to a lower Monterey crime rate. The poverty level in Monterey is 28.4%, while the national average is 15.1%.
In Monterey, the median home price stands at $226,488, diverging from the national average of $326,622. Elevated housing costs often induce financial strain among residents. When individuals grapple with the challenges of affording housing, they may find themselves compelled to resort to criminal activities as a means of addressing their financial hardships, including acts like theft or fraud. This predicament is particularly pronounced in areas where housing affordability poses a persistent issue, giving rise to heightened concerns regarding crime. In such instances, some individuals and families may find themselves constrained to reside in cramped or subpar housing conditions, exacerbating stress levels and potentially fostering domestic disputes and associated criminal incidents.
Monterey has an average rental rate of $887 per month, compared to the national average of $1,444. In areas with high rental costs, some individuals and families may be forced to live in overcrowded or substandard housing conditions. Overcrowding can lead to increased stress and tension, which may contribute to domestic disputes and related property or violent crimes. Addressing affordable housing and economic mobility can be important strategies for reducing crime in such areas.

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| Item | Monterey | Tennessee | National |
| Law enforcement employees (officers & civilians) | 8 | 11,551 | 558,732 |
| Police officers & civilians /1000 residents | 2.8 | 3.6 | 3.3 |
| State | Total offenders | Tennessee /100K | National /100K |
| Tennessee | 24,578 | 412 | 266 |
| City | Population | Violent crime/100k people | Property crime/100k people | Total crime/100k people |
| Dodson Branch, TN | 1,145 | 199 | 684 | 883 |
| Algood, TN | 4,555 | 312 | 889 | 1,201 |
| Cookeville, TN | 34,916 | 293 | 1,662 | 1,954 |
| Bowman, TN | 93 | 510 | 1,751 | 2,261 |
| Sparta, TN | 5,117 | 123 | 2,251 | 2,374 |
| Pleasant Hill, TN | 628 | 661 | 2,268 | 2,929 |
| Crossville, TN | 12,131 | 646 | 2,585 | 3,232 |
| Monterey, TN | 2,927 | 364 | 1,311 | 1,676 |
| City | Population | Violent crime/100k people | Property crime/100k people | Total crime/100k people |
| South Rosemary, NC | 2,927 | 202 | 1,056 | 1,258 |
| Horace, ND | 2,928 | 40 | 264 | 304 |
| Walworth, WI | 2,928 | 36 | 639 | 675 |
| Davis, OK | 2,928 | 574 | 2,510 | 3,084 |
| Lake Wilderness, VA | 2,929 | 74 | 536 | 610 |
| Monterey, TN | 2,927 | 364 | 1,311 | 1,676 |