| Index | Monte Rio | California | National |
| Cost of living | 156 | 140 | 100 |
| Goods & Services | 120 | 111 | 100 |
| Groceries | 123 | 112 | 100 |
| Health care | 125 | 109 | 100 |
| Housing | 231 | 196 | 100 |
| Transportation | 132 | 126 | 100 |
| Utilities | 136 | 127 | 100 |
| Cost of living index | |
| Goods & Services index | |
| Groceries index | |
| Health care index | |
| Housing index | |
| Transportation index | |
| Utilities index |
| Median Income | Per Year | Per Month | Max Budget (28% DTI) | Max Budget (36% DTI) |
| Owners | $60,096 | $5,008 | $1,402 | $1,803 |
| Renters | $27,917 | $2,326 | $651 | $838 |
| State | General Sales Tax | With Max Surtax |
| California | 7.25% | 10.5% |
| State | Income Tax (Low) | Income Tax (High) |
| California | 1% | 13.3% |
| Item | Monte Rio | National avg. | Difference |
| Haircut | $28.38 | $24.26 | 17.0% |
| Beauty Salon | $85.43 | $45.56 | 87.5% |
| Toothpaste | $4.09 | $3.70 | 10.4% |
| Shampoo | $1.65 | $1.28 | 29.1% |
| Movie | $16.02 | $12.13 | 32.0% |
| Bowling | $24.01 | $18.00 | 33.4% |
| Item | Monte Rio | National avg. | Difference |
| Ground Beef | $6.23 | $5.84 | 6.7% |
| Fried Chicken | $2.11 | $1.57 | 34.1% |
| Milk | $5.18 | $4.67 | 10.9% |
| Potatoes | $4.98 | $4.93 | 0.9% |
| Pizza | $15.74 | $12.09 | 30.2% |
| Beer | $11.21 | $10.41 | 7.6% |
| Item | Monte Rio | National avg. | Difference |
| Optometrist | $159.79 | $125.68 | 27.1% |
| Doctor | $174.45 | $135.78 | 28.5% |
| Dentist | $155.36 | $113.29 | 37.1% |
| Ibuprofen | $11.30 | $10.65 | 6.1% |
| Lipitor | $498.84 | $468.60 | 6.5% |
| Item | Monte Rio | National avg. | Difference |
| Home Price | $526,300.00 | $184,700.00 | 184.9% |
| Avg. Mortgage Payment | $7,224.18 | $2,346.69 | 207.8% |
| Apartment Rent | $996.00 | $949.00 | 5.0% |
| Item | Monte Rio | National avg. | Difference |
| Gasoline | $4.63 | $3.46 | 33.9% |
| Tire Balancing | $75.33 | $59.92 | 25.7% |
| Item | Monte Rio | National avg. | Difference |
| All Electricity | $298.77 | $193.99 | 54.0% |
| Phone | $203.63 | $192.25 | 5.9% |
| City | Population | Cost of Living Index | National Avg. |
| Valley Ford, CA | 0 | 125 | 24.6% |
| Jenner, CA | 31 | 125 | 24.6% |
| Sereno del Mar, CA | 57 | 125 | 24.6% |
| Carmet, CA | 0 | 125 | 24.6% |
| Salmon Creek, CA | 20 | 125 | 24.6% |
| Monte Rio, CA | 1,023 | 156 | 56.5% |
| City | Population | Cost of Living Index | National Avg. |
| Otterbein, IN | 1,023 | 87 | 13.0% |
| Exeter, MO | 1,023 | 82 | 18.2% |
| Orient, NY | 1,023 | 186 | 85.7% |
| Emerald Bay, TX | 1,023 | 109 | 8.9% |
| Chester, VT | 1,023 | 116 | 15.6% |
| Monte Rio, CA | 1,023 | 156 | 56.5% |
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