Cost Of Living in McGregor, TX

The cost of living index is based on a national average of 100. For example, if the cost of living is 90, then it is 10% lower than average. If the cost of living is 110, then it is 10% higher than average. The breakdown for each index is as follows: goods & services (33%), groceries (13%), health care (5%), housing (30%), transportation (9%) and utilities (10%). If the cost of living data was unavailable for this city, estimates based upon nearby cities were used.
Index	McGregor	Texas	National
Cost of living	92	92	100
Goods & Services	100	96	100
Groceries	93	96	100
Health care	91	94	100
Housing	78	83	100
Transportation	91	92	100
Utilities	109	104	100

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Cost Of Living Quick Facts

The cost of living in McGregor is 1% lower than the Texas average
The cost of living in McGregor is 8% lower than the national average
McGregor housing is 22% lower than the national average
Texas general sales tax is 22% higher than the national average
Texas state income tax is 100% lower than the national average

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Price difference in compared to

Cost of living index
Goods & Services index
Groceries index
Health care index
Housing index
Transportation index
Utilities index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$58,798	$4,900	$1,372	$1,764
Renters	$44,762	$3,730	$1,044	$1,343

The percentage of monthly income spent on housing related expenses can help predict the affordability of housing in McGregor, TX, as well as what the overall cost of living might be. Generally, a good rule to follow is that the debt-to-income (DTI) level you want to maintain is 28 percent or less of your income on your rent or mortgage payments and not more than 36 percent of income on all expenses and debts. In McGregor, homeowners have a median income of $58,798. Using that number, a maximum of $1,372 per month should be allocated to housing expenses. For those who are renting instead of owning, the median income is $44,762, which means there is a maximum of $1,044 to be spent on the costs of renting a home or apartment.

Texas Sales Tax

State	General Sales Tax	With Max Surtax
Texas	6.25%	8.25%

Texas Income Tax

State	Income Tax (Low)	Income Tax (High)
Texas	0%	0%

Goods & Services

Item	McGregor	National avg.	Difference
Haircut	$18.64	$24.26	23.2%
Beauty Salon	$40.42	$45.56	11.3%
Toothpaste	$3.63	$3.70	1.9%
Shampoo	$1.06	$1.28	17.2%
Movie	$9.61	$12.13	20.8%
Bowling	$18.50	$18.00	2.8%

Groceries

Item	McGregor	National avg.	Difference
Ground Beef	$5.43	$5.84	7.0%
Fried Chicken	$1.58	$1.57	0.3%
Milk	$4.60	$4.67	1.5%
Potatoes	$4.55	$4.93	7.9%
Pizza	$12.51	$12.09	3.5%
Beer	$10.32	$10.41	0.9%

Health Care

Item	McGregor	National avg.	Difference
Optometrist	$106.87	$125.68	15.0%
Doctor	$106.77	$135.78	21.4%
Dentist	$108.56	$113.29	4.2%
Ibuprofen	$10.16	$10.65	4.6%
Lipitor	$491.03	$468.60	4.8%

Housing

Item	McGregor	National avg.	Difference
Home Price	$129,600.00	$184,700.00	29.8%
Avg. Mortgage Payment	$1,893.18	$2,346.69	19.3%
Apartment Rent	$899.00	$949.00	5.3%

Transportation

Item	McGregor	National avg.	Difference
Gasoline	$3.10	$3.46	10.5%
Tire Balancing	$56.70	$59.92	5.4%

Utilities

Item	McGregor	National avg.	Difference
All Electricity	$212.69	$193.99	9.6%
Phone	$207.96	$192.25	8.2%

Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Oglesby, TX	606	83	16.6%
Moody, TX	1,525	82	18.1%
Beverly Hills, TX	2,182	85	14.6%
Valley Mills, TX	1,393	88	12.1%
Bruceville-Eddy, TX	1,675	86	13.5%
McGregor, TX	5,212	92	8.2%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Brewton, AL	5,210	82	17.6%
Anthony, TX	5,210	87	13.4%
Diboll, TX	5,210	79	20.8%
Midway, UT	5,210	153	53.5%
Deer Lake, NL	5,214	n/a
McGregor, TX	5,212	92	8.2%

Date & Last Updated: This data reflects 2023 and was released from C2ER in January, 2024; this is the most current data available.

Cost of Living in McGregor, TX