| Index | McCaysville | Georgia | National |
| Cost of living | 82 | 93 | 100 |
| Goods & Services | 95 | 97 | 100 |
| Groceries | 97 | 98 | 100 |
| Health care | 85 | 100 | 100 |
| Housing | 55 | 86 | 100 |
| Transportation | 83 | 94 | 100 |
| Utilities | 93 | 86 | 100 |
| Cost of living index | |
| Goods & Services index | |
| Groceries index | |
| Health care index | |
| Housing index | |
| Transportation index | |
| Utilities index |
| Median Income | Per Year | Per Month | Max Budget (28% DTI) | Max Budget (36% DTI) |
| Owners | $54,306 | $4,526 | $1,267 | $1,629 |
| Renters | $14,022 | $1,169 | $327 | $421 |
| State | General Sales Tax | With Max Surtax |
| Georgia | 4% | 8% |
| State | Income Tax (Low) | Income Tax (High) |
| Georgia | 1% | 5.57% |
| Item | McCaysville | National avg. | Difference |
| Haircut | $22.39 | $24.26 | 7.7% |
| Beauty Salon | $68.33 | $45.56 | 50.0% |
| Toothpaste | $3.72 | $3.70 | 0.6% |
| Shampoo | $1.23 | $1.28 | 4.2% |
| Movie | $14.55 | $12.13 | 19.9% |
| Bowling | $14.50 | $18.00 | 19.4% |
| Item | McCaysville | National avg. | Difference |
| Ground Beef | $5.05 | $5.84 | 13.4% |
| Fried Chicken | $1.48 | $1.57 | 5.7% |
| Milk | $4.53 | $4.67 | 3.1% |
| Potatoes | $5.44 | $4.93 | 10.2% |
| Pizza | $12.62 | $12.09 | 4.4% |
| Beer | $9.54 | $10.41 | 8.4% |
| Item | McCaysville | National avg. | Difference |
| Optometrist | $95.33 | $125.68 | 24.1% |
| Doctor | $109.61 | $135.78 | 19.3% |
| Dentist | $122.22 | $113.29 | 7.9% |
| Ibuprofen | $10.29 | $10.65 | 3.4% |
| Lipitor | $450.83 | $468.60 | 3.8% |
| Item | McCaysville | National avg. | Difference |
| Home Price | $108,300.00 | $184,700.00 | 41.4% |
| Avg. Mortgage Payment | $1,754.85 | $2,346.69 | 25.2% |
| Apartment Rent | $452.00 | $949.00 | 52.4% |
| Item | McCaysville | National avg. | Difference |
| Gasoline | $3.22 | $3.46 | 7.1% |
| Tire Balancing | $61.78 | $59.92 | 3.1% |
| Item | McCaysville | National avg. | Difference |
| All Electricity | $134.24 | $193.99 | 30.8% |
| Phone | $188.43 | $192.25 | 2.0% |
| City | Population | Cost of Living Index | National Avg. |
| Cherry Log, GA | 0 | 93 | 7.2% |
| Epworth, GA | 320 | 93 | 7.2% |
| Mineral Bluff, GA | 331 | 93 | 7.2% |
| Copperhill, TN | 474 | 83 | 17.3% |
| Morganton, GA | 297 | 86 | 13.9% |
| McCaysville, GA | 1,536 | 82 | 18.4% |
| City | Population | Cost of Living Index | National Avg. |
| Decatur, AR | 1,536 | 85 | 14.7% |
| Bokeelia, FL | 1,536 | 107 | 7.5% |
| Limestone, IL | 1,536 | 97 | 3.0% |
| Eagle River, WI | 1,536 | 83 | 17.2% |
| Farwell, TX | 1,535 | 85 | 14.7% |
| McCaysville, GA | 1,536 | 82 | 18.4% |
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