Cost Of Living in Ludlow, MO

The cost of living index is based on a national average of 100. For example, if the cost of living is 90, then it is 10% lower than average. If the cost of living is 110, then it is 10% higher than average. The breakdown for each index is as follows: goods & services (33%), groceries (13%), health care (5%), housing (30%), transportation (9%) and utilities (10%). If the cost of living data was unavailable for this city, estimates based upon nearby cities were used.
Index	Ludlow	Missouri	National
Cost of living	80	88	100
Goods & Services	92	92	100
Groceries	97	95	100
Health care	84	90	100
Housing	46	78	100
Transportation	89	91	100
Utilities	109	99	100

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Cost Of Living Quick Facts

The cost of living in Ludlow is 10% lower than the Missouri average
The cost of living in Ludlow is 20% lower than the national average
Ludlow housing is 54% lower than the national average
Missouri general sales tax is 17% lower than the national average
Missouri state income tax is 23% lower than the national average

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Price difference in compared to

Cost of living index
Goods & Services index
Groceries index
Health care index
Housing index
Transportation index
Utilities index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$31,058	$2,588	$725	$932
Renters	$110,750	$9,229	$2,584	$3,323

Missouri Sales Tax

State	General Sales Tax	With Max Surtax
Missouri	4.225%	10.85%

Missouri Income Tax

State	Income Tax (Low)	Income Tax (High)
Missouri	2%	4.95%

Goods & Services

Item	Ludlow	National avg.	Difference
Haircut	$20.30	$24.26	16.3%
Beauty Salon	$33.43	$45.56	26.6%
Toothpaste	$3.70	$3.70	0.2%
Shampoo	$1.42	$1.28	10.9%
Movie	$12.03	$12.13	0.9%
Bowling	$15.57	$18.00	13.5%

Groceries

Item	Ludlow	National avg.	Difference
Ground Beef	$6.31	$5.84	8.0%
Fried Chicken	$1.40	$1.57	11.0%
Milk	$4.62	$4.67	1.0%
Potatoes	$5.24	$4.93	6.2%
Pizza	$11.48	$12.09	5.0%
Beer	$9.39	$10.41	9.8%

Health Care

Item	Ludlow	National avg.	Difference
Optometrist	$96.50	$125.68	23.2%
Doctor	$90.20	$135.78	33.6%
Dentist	$100.33	$113.29	11.4%
Ibuprofen	$10.67	$10.65	0.2%
Lipitor	$474.53	$468.60	1.3%

Housing

Item	Ludlow	National avg.	Difference
Home Price	$79,000.00	$184,700.00	57.2%
Avg. Mortgage Payment	$2,152.92	$2,346.69	8.3%
Apartment Rent	$518.00	$949.00	45.4%

Transportation

Item	Ludlow	National avg.	Difference
Gasoline	$3.17	$3.46	8.3%
Tire Balancing	$49.17	$59.92	17.9%

Utilities

Item	Ludlow	National avg.	Difference
All Electricity	$217.10	$193.99	11.9%
Phone	$199.94	$192.25	4.0%

Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Bogard, MO	114	74	26.4%
Cowgill, MO	211	75	24.8%
Breckenridge, MO	492	76	23.9%
Mooresville, MO	133	77	22.7%
Braymer, MO	660	78	22.3%
Ludlow, MO	200	80	20.2%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Grayling, AK	200	96	4.5%
Port Alsworth, AK	200	109	8.7%
Lockhart, AL	200	82	18.4%
Ellenton, GA	200	75	24.9%
Burr Oak, IA	200	92	7.6%
Ludlow, MO	200	80	20.2%

Date & Last Updated: This data reflects 2023 and was released from C2ER in January, 2024; this is the most current data available.

Cost of Living in Ludlow, MO