Cost Of Living in Lucas, TX

The cost of living index is based on a national average of 100. For example, if the cost of living is 90, then it is 10% lower than average. If the cost of living is 110, then it is 10% higher than average. The breakdown for each index is as follows: goods & services (33%), groceries (13%), health care (5%), housing (30%), transportation (9%) and utilities (10%). If the cost of living data was unavailable for this city, estimates based upon nearby cities were used.
Index	Lucas	Texas	National
Cost of living	165	92	100
Goods & Services	121	96	100
Groceries	97	96	100
Health care	110	94	100
Housing	290	83	100
Transportation	94	92	100
Utilities	115	104	100

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Cost Of Living Quick Facts

The cost of living in Lucas is 78% higher than the Texas average
The cost of living in Lucas is 65% higher than the national average
Lucas housing is 190% higher than the national average
Texas general sales tax is 22% higher than the national average
Texas state income tax is 100% lower than the national average

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Price difference in compared to

Cost of living index
Goods & Services index
Groceries index
Health care index
Housing index
Transportation index
Utilities index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$198,635	$16,553	$4,635	$5,960
Renters	$53,935	$4,495	$1,258	$1,618

The percent of monthly income spent on housing can be a good indicator of the affordability of housing in Lucas, TX, as well as the overall cost of living. As a general rule of thumb, the debt-to-income ratio (DTI) for homeowners or renters should be not more than 28 percent of gross income to be spent on housing related costs and not more than 36 percent of income on all expenses, including debts. The median income for Lucas homeowners, is $198,635. This would allow for a maximum of $4,635 per month to be spent on housing costs. For renters, the median monthly income is $53,935 which would result in a maximum of $1,258 to be spent on rental costs.

Texas Sales Tax

State	General Sales Tax	With Max Surtax
Texas	6.25%	8.25%

Texas Income Tax

State	Income Tax (Low)	Income Tax (High)
Texas	0%	0%

Goods & Services

Item	Lucas	National avg.	Difference
Haircut	$23.57	$24.26	2.8%
Beauty Salon	$35.11	$45.56	22.9%
Toothpaste	$3.51	$3.70	5.1%
Shampoo	$1.22	$1.28	4.7%
Movie	$11.85	$12.13	2.3%
Bowling	$16.96	$18.00	5.8%

Groceries

Item	Lucas	National avg.	Difference
Ground Beef	$5.44	$5.84	6.9%
Fried Chicken	$1.32	$1.57	16.1%
Milk	$4.63	$4.67	0.9%
Potatoes	$4.15	$4.93	16.0%
Pizza	$11.96	$12.09	1.0%
Beer	$10.27	$10.41	1.4%

Health Care

Item	Lucas	National avg.	Difference
Optometrist	$96.63	$125.68	23.1%
Doctor	$131.00	$135.78	3.5%
Dentist	$86.73	$113.29	23.4%
Ibuprofen	$10.40	$10.65	2.4%
Lipitor	$484.49	$468.60	3.4%

Housing

Item	Lucas	National avg.	Difference
Home Price	$650,000.00	$184,700.00	251.9%
Avg. Mortgage Payment	$1,562.33	$2,346.69	33.4%
Apartment Rent	$1,391.00	$949.00	46.6%

Transportation

Item	Lucas	National avg.	Difference
Gasoline	$3.47	$3.46	0.3%
Tire Balancing	$66.47	$59.92	10.9%

Utilities

Item	Lucas	National avg.	Difference
All Electricity	$145.64	$193.99	24.9%
Phone	$208.71	$192.25	8.6%

Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
St. Paul CDP, TX	594	89	10.7%
St. Paul, TX	1,377	89	10.7%
Blue Ridge, TX	828	105	4.8%
Mobile City, TX	206	107	7.4%
Garland, TX	238,622	109	8.5%
Lucas, TX	8,137	165	64.8%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
South-West Oxford, ON	8,137	n/a
Oakland, TN	8,135	101	1.4%
Alliance, NE	8,139	90	10.3%
Wading River, NY	8,139	150	50.0%
Nanaimo G, BC	8,140	n/a
Lucas, TX	8,137	165	64.8%

Date & Last Updated: This data reflects 2023 and was released from C2ER in January, 2024; this is the most current data available.

Cost of Living in Lucas, TX