Cost Of Living in Lodi, NY

The cost of living index is based on a national average of 100. For example, if the cost of living is 90, then it is 10% lower than average. If the cost of living is 110, then it is 10% higher than average. The breakdown for each index is as follows: goods & services (33%), groceries (13%), health care (5%), housing (30%), transportation (9%) and utilities (10%). If the cost of living data was unavailable for this city, estimates based upon nearby cities were used.
Index	Lodi	New York	National
Cost of living	88	117	100
Goods & Services	101	108	100
Groceries	99	102	100
Health care	103	103	100
Housing	53	145	100
Transportation	108	105	100
Utilities	105	100	100

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Cost Of Living Quick Facts

The cost of living in Lodi is 25% lower than the New York average
The cost of living in Lodi is 12% lower than the national average
Lodi housing is 47% lower than the national average
New York general sales tax is 22% lower than the national average
New York state income tax is 54% higher than the national average

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Price difference in compared to

Cost of living index
Goods & Services index
Groceries index
Health care index
Housing index
Transportation index
Utilities index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$45,000	$3,750	$1,050	$1,350
Renters	$29,107	$2,426	$679	$873

New York Sales Tax

State	General Sales Tax	With Max Surtax
New York	4%	8.875%

New York Income Tax

State	Income Tax (Low)	Income Tax (High)
New York	4%	10.9%

Goods & Services

Item	Lodi	National avg.	Difference
Haircut	$20.03	$24.26	17.4%
Beauty Salon	$42.39	$45.56	7.0%
Toothpaste	$3.62	$3.70	2.2%
Shampoo	$1.33	$1.28	4.1%
Movie	$13.27	$12.13	9.4%
Bowling	$16.74	$18.00	7.0%

Groceries

Item	Lodi	National avg.	Difference
Ground Beef	$5.93	$5.84	1.6%
Fried Chicken	$1.39	$1.57	11.4%
Milk	$4.71	$4.67	0.8%
Potatoes	$5.13	$4.93	3.9%
Pizza	$14.83	$12.09	22.7%
Beer	$10.15	$10.41	2.5%

Health Care

Item	Lodi	National avg.	Difference
Optometrist	$160.58	$125.68	27.8%
Doctor	$115.23	$135.78	15.1%
Dentist	$110.48	$113.29	2.5%
Ibuprofen	$10.49	$10.65	1.5%
Lipitor	$530.04	$468.60	13.1%

Housing

Item	Lodi	National avg.	Difference
Home Price	$71,500.00	$184,700.00	61.3%
Avg. Mortgage Payment	$2,384.28	$2,346.69	1.6%
Apartment Rent	$813.00	$949.00	14.3%

Transportation

Item	Lodi	National avg.	Difference
Gasoline	$3.59	$3.46	3.8%
Tire Balancing	$69.82	$59.92	16.5%

Utilities

Item	Lodi	National avg.	Difference
All Electricity	$166.89	$193.99	14.0%
Phone	$194.41	$192.25	1.1%

Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Dundee, NY	2,077	85	14.7%
Romulus, NY	431	88	12.1%
Ovid, NY	486	88	12.1%
Dresden, NY	314	88	11.5%
Interlaken, NY	576	90	10.1%
Lodi, NY	296	88	12.5%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
St. Joe, AR	296	75	24.7%
Ionia, IA	296	75	24.9%
Modale, IA	296	80	19.9%
Alma, IL	296	75	25.0%
Fillmore, IL	296	79	21.4%
Lodi, NY	296	88	12.5%

Date & Last Updated: This data reflects 2023 and was released from C2ER in January, 2024; this is the most current data available.

Cost of Living in Lodi, NY