| Index | Live Oak city | California | National |
| Cost of living | 106 | 140 | 100 |
| Goods & Services | 108 | 111 | 100 |
| Groceries | 115 | 112 | 100 |
| Health care | 123 | 109 | 100 |
| Housing | 82 | 196 | 100 |
| Transportation | 130 | 126 | 100 |
| Utilities | 132 | 127 | 100 |
| Cost of living index | |
| Goods & Services index | |
| Groceries index | |
| Health care index | |
| Housing index | |
| Transportation index | |
| Utilities index |
| Median Income | Per Year | Per Month | Max Budget (28% DTI) | Max Budget (36% DTI) |
| Owners | $58,929 | $4,911 | $1,375 | $1,768 |
| Renters | $23,157 | $1,930 | $540 | $695 |
| State | General Sales Tax | With Max Surtax |
| California | 7.25% | 10.5% |
| State | Income Tax (Low) | Income Tax (High) |
| California | 1% | 13.3% |
| Item | Live Oak city | National avg. | Difference |
| Haircut | $33.94 | $24.26 | 39.9% |
| Beauty Salon | $48.51 | $45.56 | 6.5% |
| Toothpaste | $3.72 | $3.70 | 0.4% |
| Shampoo | $1.66 | $1.28 | 29.9% |
| Movie | $13.31 | $12.13 | 9.7% |
| Bowling | $33.30 | $18.00 | 85.0% |
| Item | Live Oak city | National avg. | Difference |
| Ground Beef | $5.79 | $5.84 | 0.8% |
| Fried Chicken | $2.13 | $1.57 | 35.7% |
| Milk | $5.05 | $4.67 | 8.2% |
| Potatoes | $4.77 | $4.93 | 3.4% |
| Pizza | $14.92 | $12.09 | 23.5% |
| Beer | $10.99 | $10.41 | 5.6% |
| Item | Live Oak city | National avg. | Difference |
| Optometrist | $158.95 | $125.68 | 26.5% |
| Doctor | $194.05 | $135.78 | 42.9% |
| Dentist | $147.78 | $113.29 | 30.4% |
| Ibuprofen | $11.51 | $10.65 | 8.1% |
| Lipitor | $390.15 | $468.60 | 16.7% |
| Item | Live Oak city | National avg. | Difference |
| Home Price | $152,000.00 | $184,700.00 | 17.7% |
| Avg. Mortgage Payment | $8,581.10 | $2,346.69 | 265.7% |
| Apartment Rent | $784.00 | $949.00 | 17.4% |
| Item | Live Oak city | National avg. | Difference |
| Gasoline | $4.81 | $3.46 | 38.9% |
| Tire Balancing | $65.62 | $59.92 | 9.5% |
| Item | Live Oak city | National avg. | Difference |
| All Electricity | $294.74 | $193.99 | 51.9% |
| Phone | $190.07 | $192.25 | 1.1% |
| City | Population | Cost of Living Index | National Avg. |
| Moss Landing, CA | 31 | 117 | 16.8% |
| Live Oak, CA | 8,794 | 117 | 17.0% |
| Paradise Park, CA | 468 | 135 | 35.1% |
| Pajaro, CA | 3,509 | 142 | 42.2% |
| Freedom, CA | 3,959 | 148 | 48.2% |
| Live Oak city, CA | 8,501 | 106 | 6.5% |
| City | Population | Cost of Living Index | National Avg. |
| Alamo Heights, TX | 8,501 | 150 | 50.3% |
| Perryville, MO | 8,500 | 89 | 11.1% |
| Jennings Lodge, OR | 8,500 | 124 | 24.4% |
| Hollymead, VA | 8,500 | 122 | 22.1% |
| West Haven-Sylvan, OR | 8,505 | 155 | 54.9% |
| Live Oak city, CA | 8,501 | 106 | 6.5% |
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