| Index | Lincolnton | Georgia | National |
| Cost of living | 86 | 93 | 100 |
| Goods & Services | 92 | 97 | 100 |
| Groceries | 96 | 98 | 100 |
| Health care | 82 | 100 | 100 |
| Housing | 77 | 86 | 100 |
| Transportation | 89 | 94 | 100 |
| Utilities | 84 | 86 | 100 |
| Cost of living index | |
| Goods & Services index | |
| Groceries index | |
| Health care index | |
| Housing index | |
| Transportation index | |
| Utilities index |
| Median Income | Per Year | Per Month | Max Budget (28% DTI) | Max Budget (36% DTI) |
| Owners | $42,386 | $3,532 | $989 | $1,272 |
| Renters | $14,603 | $1,217 | $341 | $438 |
| State | General Sales Tax | With Max Surtax |
| Georgia | 4% | 8% |
| State | Income Tax (Low) | Income Tax (High) |
| Georgia | 1% | 5.57% |
| Item | Lincolnton | National avg. | Difference |
| Haircut | $26.67 | $24.26 | 9.9% |
| Beauty Salon | $39.50 | $45.56 | 13.3% |
| Toothpaste | $3.65 | $3.70 | 1.3% |
| Shampoo | $1.13 | $1.28 | 12.0% |
| Movie | $15.61 | $12.13 | 28.7% |
| Bowling | $20.92 | $18.00 | 16.2% |
| Item | Lincolnton | National avg. | Difference |
| Ground Beef | $5.52 | $5.84 | 5.4% |
| Fried Chicken | $1.67 | $1.57 | 6.2% |
| Milk | $4.53 | $4.67 | 3.0% |
| Potatoes | $5.41 | $4.93 | 9.6% |
| Pizza | $13.16 | $12.09 | 8.9% |
| Beer | $10.06 | $10.41 | 3.4% |
| Item | Lincolnton | National avg. | Difference |
| Optometrist | $69.88 | $125.68 | 44.4% |
| Doctor | $179.92 | $135.78 | 32.5% |
| Dentist | $199.00 | $113.29 | 75.7% |
| Ibuprofen | $10.12 | $10.65 | 5.0% |
| Lipitor | $496.43 | $468.60 | 5.9% |
| Item | Lincolnton | National avg. | Difference |
| Home Price | $151,000.00 | $184,700.00 | 18.2% |
| Avg. Mortgage Payment | $1,929.91 | $2,346.69 | 17.8% |
| Apartment Rent | $628.00 | $949.00 | 33.8% |
| Item | Lincolnton | National avg. | Difference |
| Gasoline | $3.24 | $3.46 | 6.3% |
| Tire Balancing | $52.38 | $59.92 | 12.6% |
| Item | Lincolnton | National avg. | Difference |
| All Electricity | $149.68 | $193.99 | 22.8% |
| Phone | $189.47 | $192.25 | 1.4% |
| City | Population | Cost of Living Index | National Avg. |
| Modoc, SC | 366 | 91 | 9.5% |
| Troy, SC | 145 | 91 | 9.5% |
| Willington, SC | 0 | 91 | 9.5% |
| Plum Branch, SC | 92 | 79 | 20.9% |
| McCormick, SC | 3,043 | 79 | 20.6% |
| Lincolnton, GA | 2,033 | 86 | 13.5% |
| City | Population | Cost of Living Index | National Avg. |
| Reed City, MI | 2,033 | 80 | 20.3% |
| Uvalde Estates, TX | 2,033 | 76 | 23.5% |
| Fritz Creek, AK | 2,034 | 126 | 26.1% |
| Harrison, MI | 2,034 | 79 | 21.4% |
| Pablo, MT | 2,032 | 84 | 16.1% |
| Lincolnton, GA | 2,033 | 86 | 13.5% |
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