| Index | Laguna Beach | Florida | National |
| Cost of living | 106 | 98 | 100 |
| Goods & Services | 105 | 98 | 100 |
| Groceries | 95 | 99 | 100 |
| Health care | 94 | 96 | 100 |
| Housing | 127 | 96 | 100 |
| Transportation | 89 | 99 | 100 |
| Utilities | 83 | 97 | 100 |
| Cost of living index | |
| Goods & Services index | |
| Groceries index | |
| Health care index | |
| Housing index | |
| Transportation index | |
| Utilities index |
| Median Income | Per Year | Per Month | Max Budget (28% DTI) | Max Budget (36% DTI) |
| Owners | $72,632 | $6,053 | $1,695 | $2,179 |
| Renters | $48,705 | $4,059 | $1,136 | $1,461 |
| State | General Sales Tax | With Max Surtax |
| Florida | 6% | 7.5% |
| State | Income Tax (Low) | Income Tax (High) |
| Florida | 0% | 0% |
| Item | Laguna Beach | National avg. | Difference |
| Haircut | $21.34 | $24.26 | 12.0% |
| Beauty Salon | $52.41 | $45.56 | 15.0% |
| Toothpaste | $3.71 | $3.70 | 0.3% |
| Shampoo | $1.17 | $1.28 | 8.4% |
| Movie | $12.99 | $12.13 | 7.1% |
| Bowling | $20.00 | $18.00 | 11.1% |
| Item | Laguna Beach | National avg. | Difference |
| Ground Beef | $6.17 | $5.84 | 5.7% |
| Fried Chicken | $1.67 | $1.57 | 6.2% |
| Milk | $4.50 | $4.67 | 3.8% |
| Potatoes | $5.20 | $4.93 | 5.4% |
| Pizza | $12.56 | $12.09 | 3.9% |
| Beer | $10.49 | $10.41 | 0.8% |
| Item | Laguna Beach | National avg. | Difference |
| Optometrist | $107.95 | $125.68 | 14.1% |
| Doctor | $106.49 | $135.78 | 21.6% |
| Dentist | $113.85 | $113.29 | 0.5% |
| Ibuprofen | $10.06 | $10.65 | 5.6% |
| Lipitor | $510.84 | $468.60 | 9.0% |
| Item | Laguna Beach | National avg. | Difference |
| Home Price | $246,000.00 | $184,700.00 | 33.2% |
| Avg. Mortgage Payment | $1,585.50 | $2,346.69 | 32.4% |
| Apartment Rent | $1,060.00 | $949.00 | 11.7% |
| Item | Laguna Beach | National avg. | Difference |
| Gasoline | $3.20 | $3.46 | 7.5% |
| Tire Balancing | $47.55 | $59.92 | 20.6% |
| Item | Laguna Beach | National avg. | Difference |
| All Electricity | $142.23 | $193.99 | 26.7% |
| Phone | $188.01 | $192.25 | 2.2% |
| City | Population | Cost of Living Index | National Avg. |
| Ebro, FL | 224 | 96 | 3.7% |
| Upper Grand Lagoon, FL | 18,114 | 107 | 6.8% |
| Lower Grand Lagoon, FL | 4,700 | 108 | 7.8% |
| Panama City Beach, FL | 12,747 | 111 | 11.1% |
| Laguna Beach, FL | 4,271 | 106 | 5.9% |
| City | Population | Cost of Living Index | National Avg. |
| West Wendover, NV | 4,271 | 99 | 0.8% |
| Buchanan, MI | 4,270 | 85 | 15.4% |
| Mitchell, IN | 4,272 | 84 | 16.0% |
| Buckingham, FL | 4,269 | 121 | 21.2% |
| Indian Rocks Beach, FL | 4,269 | 135 | 34.6% |
| Laguna Beach, FL | 4,271 | 106 | 5.9% |
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