Cost Of Living in Keystone, SD

The cost of living index is based on a national average of 100. For example, if the cost of living is 90, then it is 10% lower than average. If the cost of living is 110, then it is 10% higher than average. The breakdown for each index is as follows: goods & services (33%), groceries (13%), health care (5%), housing (30%), transportation (9%) and utilities (10%). If the cost of living data was unavailable for this city, estimates based upon nearby cities were used.
Index	Keystone	South Dakota	National
Cost of living	90	89	100
Goods & Services	98	94	100
Groceries	100	97	100
Health care	99	98	100
Housing	71	77	100
Transportation	103	97	100
Utilities	89	88	100

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Cost Of Living Quick Facts

The cost of living in Keystone is 1% higher than the South Dakota average
The cost of living in Keystone is 10% lower than the national average
Keystone housing is 29% lower than the national average
South Dakota general sales tax is 12% lower than the national average
South Dakota state income tax is 100% lower than the national average

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Price difference in compared to

Cost of living index
Goods & Services index
Groceries index
Health care index
Housing index
Transportation index
Utilities index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$70,694	$5,891	$1,649	$2,121
Renters	$30,000	$2,500	$700	$900

South Dakota Sales Tax

State	General Sales Tax	With Max Surtax
South Dakota	4.5%	6%

South Dakota Income Tax

State	Income Tax (Low)	Income Tax (High)
South Dakota	0%	0%

Goods & Services

Item	Keystone	National avg.	Difference
Haircut	$28.63	$24.26	18.0%
Beauty Salon	$42.85	$45.56	5.9%
Toothpaste	$3.46	$3.70	6.5%
Shampoo	$1.22	$1.28	4.3%
Movie	$11.69	$12.13	3.6%
Bowling	$19.55	$18.00	8.6%

Groceries

Item	Keystone	National avg.	Difference
Ground Beef	$6.37	$5.84	9.1%
Fried Chicken	$1.32	$1.57	15.8%
Milk	$4.71	$4.67	0.9%
Potatoes	$4.42	$4.93	10.4%
Pizza	$11.60	$12.09	4.0%
Beer	$9.34	$10.41	10.3%

Health Care

Item	Keystone	National avg.	Difference
Optometrist	$135.93	$125.68	8.2%
Doctor	$154.12	$135.78	13.5%
Dentist	$109.45	$113.29	3.4%
Ibuprofen	$10.18	$10.65	4.5%
Lipitor	$377.36	$468.60	19.5%

Housing

Item	Keystone	National avg.	Difference
Home Price	$151,400.00	$184,700.00	18.0%
Avg. Mortgage Payment	$1,834.99	$2,346.69	21.8%
Apartment Rent	$428.00	$949.00	54.9%

Transportation

Item	Keystone	National avg.	Difference
Gasoline	$3.65	$3.46	5.5%
Tire Balancing	$58.31	$59.92	2.7%

Utilities

Item	Keystone	National avg.	Difference
All Electricity	$158.39	$193.99	18.4%
Phone	$194.38	$192.25	1.1%

Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Hermosa, SD	407	85	15.3%
Fairburn, SD	104	86	14.0%
Custer, SD	2,314	92	7.9%
Hill City, SD	587	96	4.0%
Rapid City, SD	76,541	98	1.5%
Keystone, SD	542	90	10.4%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Fonda, IA	542	82	17.6%
Hayden, IN	542	85	14.7%
Barlow, KY	542	79	20.9%
Ethel, MS	542	77	22.7%
Odessa, NY	542	94	5.7%
Keystone, SD	542	90	10.4%

Date & Last Updated: This data reflects 2023 and was released from C2ER in January, 2024; this is the most current data available.

Cost of Living in Keystone, SD