Cost Of Living in Kapaau, HI

The cost of living index is based on a national average of 100. For example, if the cost of living is 90, then it is 10% lower than average. If the cost of living is 110, then it is 10% higher than average. The breakdown for each index is as follows: goods & services (33%), groceries (13%), health care (5%), housing (30%), transportation (9%) and utilities (10%). If the cost of living data was unavailable for this city, estimates based upon nearby cities were used.
Index	Kapaau	Hawaii	National
Cost of living	156	173	100
Goods & Services	134	130	100
Groceries	157	137	100
Health care	129	126	100
Housing	169	250	100
Transportation	151	143	100
Utilities	209	180	100

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Cost Of Living Quick Facts

The cost of living in Kapaau is 10% lower than the Hawaii average
The cost of living in Kapaau is 56% higher than the national average
Kapaau housing is 69% higher than the national average
Hawaii general sales tax is 22% lower than the national average
Hawaii state income tax is 46% lower than the national average

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Price difference in compared to

Cost of living index
Goods & Services index
Groceries index
Health care index
Housing index
Transportation index
Utilities index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$66,250	$5,521	$1,546	$1,988
Renters	$0	$0	$0	$0

Hawaii Sales Tax

State	General Sales Tax	With Max Surtax
Hawaii	4%	4.712%

Hawaii Income Tax

State	Income Tax (Low)	Income Tax (High)
Hawaii	1.4%	11%

Goods & Services

Item	Kapaau	National avg.	Difference
Haircut	$12.17	$24.26	49.8%
Beauty Salon	$31.47	$45.56	30.9%
Toothpaste	$4.08	$3.70	10.3%
Shampoo	$1.72	$1.28	34.5%
Movie	$10.04	$12.13	17.2%
Bowling	$13.87	$18.00	22.9%

Groceries

Item	Kapaau	National avg.	Difference
Ground Beef	$4.25	$5.84	27.2%
Fried Chicken	$2.19	$1.57	39.1%
Milk	$3.21	$4.67	31.4%
Potatoes	$4.25	$4.93	13.8%
Pizza	$12.30	$12.09	1.7%
Beer	$7.78	$10.41	25.3%

Health Care

Item	Kapaau	National avg.	Difference
Optometrist	$136.85	$125.68	8.9%
Doctor	$133.68	$135.78	1.5%
Dentist	$112.79	$113.29	0.4%
Ibuprofen	$13.01	$10.65	22.2%
Lipitor	$398.63	$468.60	14.9%

Housing

Item	Kapaau	National avg.	Difference
Home Price	$353,400.00	$184,700.00	91.3%
Avg. Mortgage Payment	$2,014.49	$2,346.69	14.2%
Apartment Rent	$1,116.00	$949.00	17.6%

Transportation

Item	Kapaau	National avg.	Difference
Gasoline	$3.16	$3.46	8.6%
Tire Balancing	$72.96	$59.92	21.8%

Utilities

Item	Kapaau	National avg.	Difference
All Electricity	$431.66	$193.99	122.5%
Phone	$39.39	$192.25	79.5%

Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Halaula, HI	644	157	57.3%
Waimea CDP (Kauai County), HI	1,804	161	60.5%
Hawi, HI	1,325	173	72.9%
Waimea, HI	10,969	175	74.9%
Kapaau, HI	1,927	156	56.5%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Jeffersonville, KY	1,927	86	13.7%
Glen Alpine, NC	1,927	92	8.1%
Lake Ripley, WI	1,927	113	12.8%
Chapleau, ON	1,927	n/a
Port Dickinson, NY	1,928	87	12.7%
Kapaau, HI	1,927	156	56.5%

Date & Last Updated: This data reflects 2023 and was released from C2ER in January, 2024; this is the most current data available.

Cost of Living in Kapaau, HI