| Index | James City | Pennsylvania | National |
| Cost of living | 83 | 98 | 100 |
| Goods & Services | 97 | 99 | 100 |
| Groceries | 97 | 99 | 100 |
| Health care | 89 | 94 | 100 |
| Housing | 42 | 91 | 100 |
| Transportation | 114 | 106 | 100 |
| Utilities | 109 | 107 | 100 |
| Cost of living index | |
| Goods & Services index | |
| Groceries index | |
| Health care index | |
| Housing index | |
| Transportation index | |
| Utilities index |
| Median Income | Per Year | Per Month | Max Budget (28% DTI) | Max Budget (36% DTI) |
| Owners | $50,417 | $4,201 | $1,176 | $1,513 |
| Renters | $31,719 | $2,643 | $740 | $952 |
| State | General Sales Tax | With Max Surtax |
| Pennsylvania | 6% | 8% |
| State | Income Tax (Low) | Income Tax (High) |
| Pennsylvania | 3.07% | 3.07% |
| Item | James City | National avg. | Difference |
| Haircut | $20.02 | $24.26 | 17.5% |
| Beauty Salon | $45.08 | $45.56 | 1.1% |
| Toothpaste | $3.63 | $3.70 | 1.9% |
| Shampoo | $1.42 | $1.28 | 10.7% |
| Movie | $10.18 | $12.13 | 16.1% |
| Bowling | $12.76 | $18.00 | 29.1% |
| Item | James City | National avg. | Difference |
| Ground Beef | $5.35 | $5.84 | 8.4% |
| Fried Chicken | $1.33 | $1.57 | 15.2% |
| Milk | $4.52 | $4.67 | 3.2% |
| Potatoes | $5.46 | $4.93 | 10.7% |
| Pizza | $9.45 | $12.09 | 21.9% |
| Beer | $8.99 | $10.41 | 13.7% |
| Item | James City | National avg. | Difference |
| Optometrist | $99.22 | $125.68 | 21.1% |
| Doctor | $124.54 | $135.78 | 8.3% |
| Dentist | $103.83 | $113.29 | 8.3% |
| Ibuprofen | $10.32 | $10.65 | 3.1% |
| Lipitor | $368.67 | $468.60 | 21.3% |
| Item | James City | National avg. | Difference |
| Home Price | $61,000.00 | $184,700.00 | 67.0% |
| Avg. Mortgage Payment | $1,318.94 | $2,346.69 | 43.8% |
| Apartment Rent | $595.00 | $949.00 | 37.3% |
| Item | James City | National avg. | Difference |
| Gasoline | $3.68 | $3.46 | 6.4% |
| Tire Balancing | $79.53 | $59.92 | 32.7% |
| Item | James City | National avg. | Difference |
| All Electricity | $218.99 | $193.99 | 12.9% |
| Phone | $196.00 | $192.25 | 2.0% |
| City | Population | Cost of Living Index | National Avg. |
| Wilcox, PA | 353 | 82 | 18.2% |
| Johnsonburg, PA | 2,304 | 82 | 18.0% |
| Kane, PA | 3,479 | 83 | 16.8% |
| Mount Jewett, PA | 865 | 84 | 16.4% |
| Ridgway, PA | 3,781 | 84 | 16.0% |
| James City, PA | 250 | 83 | 17.0% |
| City | Population | Cost of Living Index | National Avg. |
| Mineral, CA | 250 | 97 | 3.4% |
| Potrero, CA | 250 | 114 | 14.0% |
| Jamestown, CO | 250 | 124 | 23.9% |
| Puako, HI | 250 | 231 | 131.5% |
| Dedham, IA | 250 | 86 | 13.8% |
| James City, PA | 250 | 83 | 17.0% |
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