Cost Of Living in Waipahu, HI

The cost of living index is based on a national average of 100. For example, if the cost of living is 90, then it is 10% lower than average. If the cost of living is 110, then it is 10% higher than average. The breakdown for each index is as follows: goods & services (33%), groceries (13%), health care (5%), housing (30%), transportation (9%) and utilities (10%). If the cost of living data was unavailable for this city, estimates based upon nearby cities were used.
Index	Waipahu	Honolulu	Hawaii
Cost of living	155	185	173
Goods & Services	127	127	130
Groceries	117	117	137
Health care	123	123	126
Housing	215	316	250
Transportation	135	135	143
Utilities	151	151	180

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Cost Of Living Quick Facts

The cost of living in Waipahu is 10% lower than the Honolulu average
The cost of living in Waipahu is 55% higher than the national average
Waipahu housing is 115% higher than the national average
Hawaii general sales tax is 22% lower than the national average
Hawaii state income tax is 46% lower than the national average

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Price difference in compared to

Cost of living index
Goods & Services index
Groceries index
Health care index
Housing index
Transportation index
Utilities index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Household	$88,224	$7,352	$2,058	$2,647

Hawaii Sales Tax

State	General Sales Tax	With Max Surtax
Hawaii	4%	4.712%

Hawaii Income Tax

State	Income Tax (Low)	Income Tax (High)
Hawaii	1.4%	11%

Goods & Services

Item	Honolulu	National avg.	Difference
Haircut	$19.47	$24.26	19.8%
Beauty Salon	$76.67	$45.56	68.3%
Toothpaste	$3.68	$3.70	0.6%
Shampoo	$1.73	$1.28	34.8%
Movie	$15.08	$12.13	24.3%
Bowling	$25.33	$18.00	40.7%

Groceries

Item	Honolulu	National avg.	Difference
Ground Beef	$5.42	$5.84	7.2%
Fried Chicken	$2.85	$1.57	81.0%
Milk	$5.38	$4.67	15.1%
Potatoes	$5.94	$4.93	20.4%
Pizza	$14.99	$12.09	24.0%
Beer	$12.01	$10.41	15.4%

Health Care

Item	Honolulu	National avg.	Difference
Optometrist	$236.67	$125.68	88.3%
Doctor	$191.36	$135.78	40.9%
Dentist	$114.44	$113.29	1.0%
Ibuprofen	$11.35	$10.65	6.6%
Lipitor	$573.90	$468.60	22.5%

Housing

Item	Honolulu	National avg.	Difference
Home Price	$707,400.00	$184,700.00	283.0%
Avg. Mortgage Payment	$8,008.77	$2,346.69	241.3%
Apartment Rent	$1,520.00	$949.00	60.2%

Transportation

Item	Honolulu	National avg.	Difference
Gasoline	$4.80	$3.46	38.8%
Tire Balancing	$75.37	$59.92	25.8%

Utilities

Item	Honolulu	National avg.	Difference
All Electricity	$359.53	$193.99	85.3%
Phone	$184.47	$192.25	4.0%

Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Waianae, HI	13,192	145	45.1%
Makaha, HI	10,087	146	46.3%
Nanakuli, HI	11,379	150	49.9%
Waipio Acres, HI	5,556	157	57.2%
Waimalu, HI	13,714	159	58.8%
Honolulu, HI	347,181	185	85.4%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Anaheim, CA	353,085	162	62.4%
Markham, ON	359,111	n/a
Santa Ana, CA	332,610	153	52.6%
Riverside, CA	327,569	136	35.6%
Corpus Christi, TX	326,332	94	5.8%
Honolulu, HI	347,181	185	85.4%

Date & Last Updated: This data reflects 2023 and was released from C2ER in January, 2024; this is the most current data available.

Cost of Living in Waipahu, Honolulu, HI