Cost Of Living in Hillsboro, OH

The cost of living index is based on a national average of 100. For example, if the cost of living is 90, then it is 10% lower than average. If the cost of living is 110, then it is 10% higher than average. The breakdown for each index is as follows: goods & services (33%), groceries (13%), health care (5%), housing (30%), transportation (9%) and utilities (10%). If the cost of living data was unavailable for this city, estimates based upon nearby cities were used.
Index	Hillsboro	Ohio	National
Cost of living	91	92	100
Goods & Services	102	100	100
Groceries	102	101	100
Health care	103	98	100
Housing	65	73	100
Transportation	102	100	100
Utilities	100	99	100

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Cost Of Living Quick Facts

The cost of living in Hillsboro is 1% lower than the Ohio average
The cost of living in Hillsboro is 9% lower than the national average
Hillsboro housing is 35% lower than the national average
Ohio general sales tax is 13% higher than the national average
Ohio state income tax is 6% higher than the national average

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Price difference in compared to

Cost of living index
Goods & Services index
Groceries index
Health care index
Housing index
Transportation index
Utilities index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$56,373	$4,698	$1,315	$1,691
Renters	$18,741	$1,562	$437	$562

The percentage of monthly income spent on housing related expenses can help predict the affordability of housing in Hillsboro, OH, as well as what the overall cost of living might be. Generally, a good rule to follow is that the debt-to-income (DTI) level you want to maintain is 28 percent or less of your income on your rent or mortgage payments and not more than 36 percent of income on all expenses and debts. In Hillsboro, homeowners have a median income of $56,373. Using that number, a maximum of $1,315 per month should be allocated to housing expenses. For those who are renting instead of owning, the median income is $18,741, which means there is a maximum of $437 to be spent on the costs of renting a home or apartment.

Ohio Sales Tax

State	General Sales Tax	With Max Surtax
Ohio	5.75%	8%

Ohio Income Tax

State	Income Tax (Low)	Income Tax (High)
Ohio	2.76%	3.99%

Goods & Services

Item	Hillsboro	National avg.	Difference
Haircut	$25.13	$24.26	3.6%
Beauty Salon	$37.93	$45.56	16.7%
Toothpaste	$3.60	$3.70	2.7%
Shampoo	$1.27	$1.28	0.6%
Movie	$14.35	$12.13	18.3%
Bowling	$17.56	$18.00	2.5%

Groceries

Item	Hillsboro	National avg.	Difference
Ground Beef	$5.91	$5.84	1.2%
Fried Chicken	$1.72	$1.57	9.1%
Milk	$4.80	$4.67	2.7%
Potatoes	$5.05	$4.93	2.3%
Pizza	$11.92	$12.09	1.4%
Beer	$10.63	$10.41	2.1%

Health Care

Item	Hillsboro	National avg.	Difference
Optometrist	$105.42	$125.68	16.1%
Doctor	$159.40	$135.78	17.4%
Dentist	$106.67	$113.29	5.8%
Ibuprofen	$10.68	$10.65	0.3%
Lipitor	$497.02	$468.60	6.1%

Housing

Item	Hillsboro	National avg.	Difference
Home Price	$117,900.00	$184,700.00	36.2%
Avg. Mortgage Payment	$1,993.26	$2,346.69	15.1%
Apartment Rent	$640.00	$949.00	32.6%

Transportation

Item	Hillsboro	National avg.	Difference
Gasoline	$3.27	$3.46	5.6%
Tire Balancing	$73.09	$59.92	22.0%

Utilities

Item	Hillsboro	National avg.	Difference
All Electricity	$197.10	$193.99	1.6%
Phone	$186.48	$192.25	3.0%

Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Cynthiana, OH	29	95	5.3%
Highland, OH	267	83	17.1%
Rocky Fork Point, OH	670	84	15.9%
Mowrystown, OH	418	86	14.4%
Greenfield, OH	4,184	81	18.5%
Hillsboro, OH	6,535	91	9.3%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Mount Vernon, IN	6,535	91	8.6%
Northborough, MA	6,532	143	42.7%
East Rochester, NY	6,530	91	8.8%
Shannon, QC	6,530	n/a
Camp Swift, TX	6,529	86	13.8%
Hillsboro, OH	6,535	91	9.3%

Date & Last Updated: This data reflects 2023 and was released from C2ER in January, 2024; this is the most current data available.

Cost of Living in Hillsboro, OH