Cost Of Living in Hertford, NC

The cost of living index is based on a national average of 100. For example, if the cost of living is 90, then it is 10% lower than average. If the cost of living is 110, then it is 10% higher than average. The breakdown for each index is as follows: goods & services (33%), groceries (13%), health care (5%), housing (30%), transportation (9%) and utilities (10%). If the cost of living data was unavailable for this city, estimates based upon nearby cities were used.
Index	Hertford	North Carolina	National
Cost of living	94	94	100
Goods & Services	100	98	100
Groceries	101	98	100
Health care	96	108	100
Housing	78	85	100
Transportation	100	92	100
Utilities	105	94	100

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Cost Of Living Quick Facts

The cost of living in Hertford is equal to the North Carolina average
The cost of living in Hertford is 6% lower than the national average
Hertford housing is 22% lower than the national average
North Carolina general sales tax is 7% lower than the national average
North Carolina state income tax is 83% higher than the national average

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Price difference in compared to

Cost of living index
Goods & Services index
Groceries index
Health care index
Housing index
Transportation index
Utilities index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$50,673	$4,223	$1,182	$1,520
Renters	$17,212	$1,434	$402	$516

North Carolina Sales Tax

State	General Sales Tax	With Max Surtax
North Carolina	4.75%	7.5%

North Carolina Income Tax

State	Income Tax (Low)	Income Tax (High)
North Carolina	4.75%	4.75%

Goods & Services

Item	Hertford	National avg.	Difference
Haircut	$20.00	$24.26	17.6%
Beauty Salon	$54.17	$45.56	18.9%
Toothpaste	$3.72	$3.70	0.5%
Shampoo	$1.26	$1.28	1.3%
Movie	$13.31	$12.13	9.7%
Bowling	$24.17	$18.00	34.3%

Groceries

Item	Hertford	National avg.	Difference
Ground Beef	$5.54	$5.84	5.2%
Fried Chicken	$1.44	$1.57	8.5%
Milk	$4.63	$4.67	1.0%
Potatoes	$5.27	$4.93	6.8%
Pizza	$12.72	$12.09	5.3%
Beer	$10.64	$10.41	2.2%

Health Care

Item	Hertford	National avg.	Difference
Optometrist	$95.44	$125.68	24.1%
Doctor	$122.83	$135.78	9.5%
Dentist	$109.67	$113.29	3.2%
Ibuprofen	$10.76	$10.65	1.0%
Lipitor	$489.65	$468.60	4.5%

Housing

Item	Hertford	National avg.	Difference
Home Price	$141,200.00	$184,700.00	23.6%
Avg. Mortgage Payment	$2,083.79	$2,346.69	11.2%
Apartment Rent	$783.00	$949.00	17.5%

Transportation

Item	Hertford	National avg.	Difference
Gasoline	$3.27	$3.46	5.5%
Tire Balancing	$60.00	$59.92	0.1%

Utilities

Item	Hertford	National avg.	Difference
All Electricity	$227.22	$193.99	17.1%
Phone	$185.33	$192.25	3.6%

Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Edenton, NC	4,640	96	4.4%
Elizabeth City, NC	17,725	96	3.7%
Winfall, NC	820	113	12.6%
Hertford, NC	2,126	94	6.1%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Piru, CA	2,126	133	33.4%
St. Paris, OH	2,126	88	11.5%
Mattawa, ON	2,126	n/a
Fort Alexander 3, MB	2,126	n/a
Fox Lake Hills, IL	2,125	105	5.3%
Hertford, NC	2,126	94	6.1%

Date & Last Updated: This data reflects 2023 and was released from C2ER in January, 2024; this is the most current data available.

Cost of Living in Hertford, NC