| Index | Hereford | Pennsylvania | National |
| Cost of living | 90 | 98 | 100 |
| Goods & Services | 108 | 99 | 100 |
| Groceries | 98 | 99 | 100 |
| Health care | 96 | 94 | 100 |
| Housing | 57 | 91 | 100 |
| Transportation | 103 | 106 | 100 |
| Utilities | 106 | 107 | 100 |
| Cost of living index | |
| Goods & Services index | |
| Groceries index | |
| Health care index | |
| Housing index | |
| Transportation index | |
| Utilities index |
| Median Income | Per Year | Per Month | Max Budget (28% DTI) | Max Budget (36% DTI) |
| Owners | $48,500 | $4,042 | $1,132 | $1,455 |
| Renters | $96,233 | $8,019 | $2,245 | $2,887 |
| State | General Sales Tax | With Max Surtax |
| Pennsylvania | 6% | 8% |
| State | Income Tax (Low) | Income Tax (High) |
| Pennsylvania | 3.07% | 3.07% |
| Item | Hereford | National avg. | Difference |
| Haircut | $23.20 | $24.26 | 4.4% |
| Beauty Salon | $52.92 | $45.56 | 16.1% |
| Toothpaste | $3.83 | $3.70 | 3.4% |
| Shampoo | $1.42 | $1.28 | 11.1% |
| Movie | $12.43 | $12.13 | 2.4% |
| Bowling | $19.33 | $18.00 | 7.4% |
| Item | Hereford | National avg. | Difference |
| Ground Beef | $5.76 | $5.84 | 1.4% |
| Fried Chicken | $1.42 | $1.57 | 9.9% |
| Milk | $4.54 | $4.67 | 2.8% |
| Potatoes | $5.37 | $4.93 | 8.8% |
| Pizza | $11.57 | $12.09 | 4.3% |
| Beer | $11.46 | $10.41 | 10.1% |
| Item | Hereford | National avg. | Difference |
| Optometrist | $125.11 | $125.68 | 0.5% |
| Doctor | $86.42 | $135.78 | 36.4% |
| Dentist | $137.77 | $113.29 | 21.6% |
| Ibuprofen | $10.74 | $10.65 | 0.8% |
| Lipitor | $447.50 | $468.60 | 4.5% |
| Item | Hereford | National avg. | Difference |
| Home Price | $35,800.00 | $184,700.00 | 80.6% |
| Avg. Mortgage Payment | $2,325.61 | $2,346.69 | 0.9% |
| Apartment Rent | $1,360.00 | $949.00 | 43.3% |
| Item | Hereford | National avg. | Difference |
| Gasoline | $3.51 | $3.46 | 1.6% |
| Tire Balancing | $64.44 | $59.92 | 7.5% |
| Item | Hereford | National avg. | Difference |
| All Electricity | $210.10 | $193.99 | 8.3% |
| Phone | $195.81 | $192.25 | 1.9% |
| City | Population | Cost of Living Index | National Avg. |
| Kutztown University, PA | 3,898 | 104 | 3.7% |
| DeSales University, PA | 929 | 104 | 4.3% |
| Baumstown, PA | 227 | 95 | 4.6% |
| Lyons, PA | 552 | 97 | 3.5% |
| Pottstown, PA | 22,633 | 97 | 3.1% |
| Hereford, PA | 1,486 | 90 | 10.1% |
| City | Population | Cost of Living Index | National Avg. |
| Wauregan, CT | 1,486 | 105 | 5.2% |
| Maysville, OK | 1,486 | 85 | 14.7% |
| Chesterfield, SC | 1,486 | 90 | 9.6% |
| Conway Springs, KS | 1,485 | 87 | 13.2% |
| Steelville, MO | 1,485 | 81 | 19.2% |
| Hereford, PA | 1,486 | 90 | 10.1% |
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