F
56%
Overall NAT. AVG.
13%
Goods & Services NAT. AVG.
159%
Housing NAT. AVG.
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Date & Last Updated: This data reflects 2023 and was released from C2ER in January, 2024; this is the most current data available.
The cost of living index is based on a national average of 100. For example, if the cost of living is 90, then it is 10% lower than average. If the cost of living is 110, then it is 10% higher than average. The breakdown for each index is as follows: goods & services (33%), groceries (13%), health care (5%), housing (30%), transportation (9%) and utilities (10%). If the cost of living data was unavailable for this city, estimates based upon nearby cities were used.
Index Hauppauge New York National
Cost of living156117100
Goods & Services113108100
Groceries105102100
Health care110103100
Housing259145100
Transportation102105100
Utilities131100100

An Overview of Cost of Living in Hauppauge, NY

Understanding the cost of living in Hauppauge can help future residents assess whether their current financial situation aligns with the expenses they will encounter. It enables them to plan for potential changes in their budget and lifestyle. The Hauppauge cost of living index is 156, which is 56% higher than the national average. The cost of living index is calculated by taking into account multiple categories, which encompass both the cost of everyday expenditures and larger expenses as well.

If you're in pursuit of an economical living environment, Hauppauge may not fit the bill, as it ranks among the most expensive places to reside in the United States. Just a minority of regions exhibit a cost of living that is more than 20% higher than the national average, and, unfortunately, Hauppauge falls within this bracket.

When it comes to the cost of living in Hauppauge, housing costs are a real heavyweight, often hogging a significant chunk of your earnings. Sadly, in this area, housing expenses for both buying and renting were 158.6% more expensive compared to your average city. That means you'll be shelling out more for homes, rents, mortgage rates and insurance.

Recurring goods and services expenses like haircuts, toothpaste, gym memberships and movie nights are a big part of your spending and make up 33% of the cost of living index. In Hauppauge, these items will cost you 12.9% more than what most folks pay, making it a bit more expensive to live here.

Is Hauppauge Affordable?

Is Hauppauge affordable? This is a pivotal question, especially when mulling over a move, as affordability carries substantial weight in your decision-making process. Factors such as the cost of living index (discussed earlier), housing expenses and income levels all contribute to a location's affordability. For instance, in Hauppauge, the median home price is 168.9% higher than the national average and monthly rent prices are 134.5% higher than the typical rates. Additionally, the median income levels play a role in affordability, with Hauppauge boasting a median household income of $120,442, 117.7% higher than the national average.

What Factors can Influence the Cost of Living in Hauppauge?

Transportation: When public transportation options are limited or non-existent, residents frequently resort to vehicle ownership, which can significantly contribute to the overall cost of living. Monthly financial obligations encompass fuel, insurance, regular maintenance and potentially lease or financing expenses. In Hauppauge, the transportation index is 1.8% higher than the national average.

Taxes: Cities that enforce higher taxes, covering both sales taxes and income taxes, can be a factor contributing to a higher cost of living. Paying more in taxes for everyday essentials like clothing and food inevitably leads to higher expenses. A higher income tax rate can further contribute to an overall elevated cost of living. In Hauppauge, the baseline sales tax rate begins at 4%, and income tax rates start at 4%.

Healthcare: Healthcare expenditures and insurance premium rates can vary significantly, contingent upon the particular city or state. Factors such as the accessibility of healthcare facilities, out-of-pocket expenses for doctor's appointments, dental care charges, prescription medication costs, and expenses related to specialized medical care can all have an impact on the overall cost of living. In Hauppauge, healthcare costs are 9.9% higher than the national average.

Where is the Data From?

The Hauppauge cost of living data displayed above is derived from the C2ER cost of living index to provide a useful and reasonably accurate measure of living cost differences in urban areas. The index takes into account data from 300 independent researches, covering more than 60 goods and services across 6 different categories, to create an overall index for each area, with 100 being the average. The C2ER index does not include sales or income tax rates in their data, however AreaVibes does include both income and sales tax rates in the overall cost of living score for each area.

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Cost Of Living Quick Facts

  • The cost of living in Hauppauge is 34% higher than the New York average
  • The cost of living in Hauppauge is 56% higher than the national average
  • Hauppauge housing is 159% higher than the national average
  • New York general sales tax is 22% lower than the national average
  • New York state income tax is 54% higher than the national average

Most Affordable Places to Live in and Around Hauppauge

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Compare Hauppauge, NY Cost of Living

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      Salary Calculator

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      Price difference in compared to
      Cost of living index
      Goods & Services index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$129,834$10,820$3,029$3,895
      Renters$82,781$6,898$1,931$2,484
      A good way to judge both the affordability of the housing and the cost of living in Hauppauge is by simply calculating the maximum that should be spent on housing, otherwise known as the debt-to-income ratio (DTI). The plan is to avoid spending more than 28 percent of the gross income on costs that pertain to housing and no more than 36 percent on all expenses and debts. Hauppauge has a median income of about $129,834 for people who own homes. Based on that number, a maximum of $3,029 should be spent on expenses related to housing. Renters have a slightly different median income, which is $82,781. Based on this average, renters should spend no more than $1,931 on all rental costs if they want to maintain a non-impoverished standard of living.

      New York Sales Tax

      State General Sales Tax With Max Surtax
      New York 4% 8.875%

      New York Income Tax

      State Income Tax (Low) Income Tax (High)
      New York 4% 10.9%

      Goods & Services

      Item Hauppauge National avg. Difference
      Haircut $32.33$24.2633.3%
      Beauty Salon $48.56$45.566.6%
      Toothpaste $3.66$3.701.1%
      Shampoo $1.50$1.2817.4%
      Movie $13.76$12.1313.4%
      Bowling $19.63$18.009.0%

      Groceries

      Item Hauppauge National avg. Difference
      Ground Beef $6.34$5.848.6%
      Fried Chicken $1.61$1.572.4%
      Milk $4.73$4.671.2%
      Potatoes $5.03$4.931.9%
      Pizza $10.07$12.0916.7%
      Beer $10.62$10.412.0%

      Health Care

      Item Hauppauge National avg. Difference
      Optometrist $140.10$125.6811.5%
      Doctor $143.23$135.785.5%
      Dentist $123.00$113.298.6%
      Ibuprofen $11.00$10.653.3%
      Lipitor $401.34$468.6014.4%

      Housing

      Item Hauppauge National avg. Difference
      Home Price $496,700.00$184,700.00168.9%
      Avg. Mortgage Payment $1,857.27$2,346.6920.9%
      Apartment Rent $2,225.00$949.00134.5%

      Transportation

      Item Hauppauge National avg. Difference
      Gasoline $3.33$3.463.7%
      Tire Balancing $57.68$59.923.7%

      Utilities

      Item Hauppauge National avg. Difference
      All Electricity $281.67$193.9945.2%
      Phone $185.16$192.253.7%
      Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Stony Brook University, NY8,57411212.4%
      Ocean Beach, NY3111212.4%
      Saltaire, NY2511212.4%
      Middle Island, NY11,03012424.2%
      Wyandanch, NY11,63212726.6%
      Hauppauge, NY19,66115656.3%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Oroville, CA19,6591088.3%
      Baldwin, PA19,667955.1%
      Meadowbrook, VA19,6751043.6%
      Horizon City, TX19,6458910.8%
      Bourbonnais, IL19,639973.5%
      Hauppauge, NY19,66115656.3%
      Date & Last Updated: This data reflects 2023 and was released from C2ER in January, 2024; this is the most current data available.