| Index | Harwood | North Dakota | National |
| Cost of living | 108 | 94 | 100 |
| Goods & Services | 92 | 96 | 100 |
| Groceries | 94 | 93 | 100 |
| Health care | 104 | 111 | 100 |
| Housing | 135 | 85 | 100 |
| Transportation | 95 | 100 | 100 |
| Utilities | 109 | 99 | 100 |
| Cost of living index | |
| Goods & Services index | |
| Groceries index | |
| Health care index | |
| Housing index | |
| Transportation index | |
| Utilities index |
| Median Income | Per Year | Per Month | Max Budget (28% DTI) | Max Budget (36% DTI) |
| Owners | $114,063 | $9,505 | $2,661 | $3,422 |
| Renters | $78,281 | $6,523 | $1,826 | $2,349 |
| State | General Sales Tax | With Max Surtax |
| North Dakota | 5% | 8% |
| State | Income Tax (Low) | Income Tax (High) |
| North Dakota | 1.1% | 2.9% |
| Item | Harwood | National avg. | Difference |
| Haircut | $22.50 | $24.26 | 7.3% |
| Beauty Salon | $38.00 | $45.56 | 16.6% |
| Toothpaste | $3.88 | $3.70 | 4.7% |
| Shampoo | $1.04 | $1.28 | 18.5% |
| Movie | $8.02 | $12.13 | 33.9% |
| Bowling | $20.00 | $18.00 | 11.1% |
| Item | Harwood | National avg. | Difference |
| Ground Beef | $5.52 | $5.84 | 5.4% |
| Fried Chicken | $1.38 | $1.57 | 12.5% |
| Milk | $4.48 | $4.67 | 4.2% |
| Potatoes | $4.94 | $4.93 | 0.2% |
| Pizza | $10.49 | $12.09 | 13.2% |
| Beer | $10.11 | $10.41 | 2.9% |
| Item | Harwood | National avg. | Difference |
| Optometrist | $140.67 | $125.68 | 11.9% |
| Doctor | $169.50 | $135.78 | 24.8% |
| Dentist | $96.00 | $113.29 | 15.3% |
| Ibuprofen | $10.06 | $10.65 | 5.5% |
| Lipitor | $517.00 | $468.60 | 10.3% |
| Item | Harwood | National avg. | Difference |
| Home Price | $243,200.00 | $184,700.00 | 31.7% |
| Avg. Mortgage Payment | $1,952.91 | $2,346.69 | 16.8% |
| Apartment Rent | $1,347.00 | $949.00 | 41.9% |
| Item | Harwood | National avg. | Difference |
| Gasoline | $3.27 | $3.46 | 5.6% |
| Tire Balancing | $57.00 | $59.92 | 4.9% |
| Item | Harwood | National avg. | Difference |
| All Electricity | $222.79 | $193.99 | 14.8% |
| Phone | $191.52 | $192.25 | 0.4% |
| City | Population | Cost of Living Index | National Avg. |
| Perley, MN | 76 | 79 | 20.6% |
| Georgetown, MN | 56 | 80 | 19.9% |
| Gardner, ND | 96 | 92 | 8.2% |
| Glyndon, MN | 1,362 | 94 | 5.5% |
| Sabin, MN | 545 | 97 | 2.6% |
| Harwood, ND | 725 | 108 | 7.5% |
| City | Population | Cost of Living Index | National Avg. |
| Middletown, CA | 725 | 323 | 223.0% |
| Homestead Base, FL | 725 | 104 | 4.2% |
| Blairsville, GA | 725 | 86 | 13.6% |
| Wellsburg, IA | 725 | 76 | 24.2% |
| Pembroke, KY | 725 | 87 | 12.5% |
| Harwood, ND | 725 | 108 | 7.5% |
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