| Index | Harwood | Missouri | National |
| Cost of living | 91 | 88 | 100 |
| Goods & Services | 86 | 92 | 100 |
| Groceries | 95 | 95 | 100 |
| Health care | 86 | 90 | 100 |
| Housing | n/a | 78 | 100 |
| Transportation | 88 | 91 | 100 |
| Utilities | 105 | 99 | 100 |
| Cost of living index | |
| Goods & Services index | |
| Groceries index | |
| Health care index | |
| Housing index | |
| Transportation index | |
| Utilities index |
| Median Income | Per Year | Per Month | Max Budget (28% DTI) | Max Budget (36% DTI) |
| Owners | $0 | $0 | $0 | $0 |
| Renters | $0 | $0 | $0 | $0 |
| State | General Sales Tax | With Max Surtax |
| Missouri | 4.225% | 10.85% |
| State | Income Tax (Low) | Income Tax (High) |
| Missouri | 2% | 4.95% |
| Item | Harwood | National avg. | Difference |
| Haircut | $15.67 | $24.26 | 35.4% |
| Beauty Salon | $37.00 | $45.56 | 18.8% |
| Toothpaste | $3.80 | $3.70 | 2.7% |
| Shampoo | $1.08 | $1.28 | 15.9% |
| Movie | $6.46 | $12.13 | 46.8% |
| Bowling | $10.00 | $18.00 | 44.4% |
| Item | Harwood | National avg. | Difference |
| Ground Beef | $6.33 | $5.84 | 8.4% |
| Fried Chicken | $1.36 | $1.57 | 13.7% |
| Milk | $4.53 | $4.67 | 3.0% |
| Potatoes | $4.87 | $4.93 | 1.3% |
| Pizza | $12.40 | $12.09 | 2.6% |
| Beer | $9.69 | $10.41 | 6.9% |
| Item | Harwood | National avg. | Difference |
| Optometrist | $83.00 | $125.68 | 34.0% |
| Doctor | $105.00 | $135.78 | 22.7% |
| Dentist | $90.33 | $113.29 | 20.3% |
| Ibuprofen | $10.08 | $10.65 | 5.4% |
| Lipitor | $537.67 | $468.60 | 14.7% |
| Item | Harwood | National avg. | Difference |
| Home Price | $0.00 | $184,700.00 | 100.0% |
| Avg. Mortgage Payment | $1,862.63 | $2,346.69 | 20.6% |
| Apartment Rent | $0.00 | $949.00 | 100.0% |
| Item | Harwood | National avg. | Difference |
| Gasoline | $3.12 | $3.46 | 9.9% |
| Tire Balancing | $50.34 | $59.92 | 16.0% |
| Item | Harwood | National avg. | Difference |
| All Electricity | $202.28 | $193.99 | 4.3% |
| Phone | $201.39 | $192.25 | 4.8% |
| City | Population | Cost of Living Index | National Avg. |
| Milo, MO | 42 | 91 | 9.3% |
| Rockville, MO | 174 | 71 | 28.7% |
| Schell City, MO | 170 | 73 | 26.6% |
| Rich Hill, MO | 1,402 | 76 | 24.0% |
| El Dorado Springs, MO | 3,562 | 77 | 22.9% |
| Harwood, MO | 3 | 91 | 9.3% |
| City | Population | Cost of Living Index | National Avg. |
| Portage Creek, AK | 3 | 118 | 18.0% |
| Gilbert, AR | 3 | 91 | 8.9% |
| Poso Park, CA | 3 | 115 | 15.0% |
| Bonanza, CO | 3 | 106 | 6.4% |
| Brandon, CO | 3 | 99 | 1.4% |
| Harwood, MO | 3 | 91 | 9.3% |
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