Cost Of Living in Harvest, AL

The cost of living index is based on a national average of 100. For example, if the cost of living is 90, then it is 10% lower than average. If the cost of living is 110, then it is 10% higher than average. The breakdown for each index is as follows: goods & services (33%), groceries (13%), health care (5%), housing (30%), transportation (9%) and utilities (10%). If the cost of living data was unavailable for this city, estimates based upon nearby cities were used.
Index	Harvest	Alabama	National
Cost of living	100	88	100
Goods & Services	99	96	100
Groceries	99	96	100
Health care	93	87	100
Housing	106	72	100
Transportation	94	91	100
Utilities	98	102	100

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Cost Of Living Quick Facts

The cost of living in Harvest is 14% higher than the Alabama average
The cost of living in Harvest is equal to the national average
Harvest housing is 6% higher than the national average
Alabama general sales tax is 22% lower than the national average
Alabama state income tax is 23% lower than the national average

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Price difference in compared to

Cost of living index
Goods & Services index
Groceries index
Health care index
Housing index
Transportation index
Utilities index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$105,816	$8,818	$2,469	$3,175
Renters	$70,905	$5,909	$1,654	$2,127

To approximate the cost of living and the housing affordability in Harvest, AL, we can look at the percentage of income that is available to be spent on monthly housing, otherwise known as the debt-to-income ratio (DTI). To stay on the safe side, a consumer should not spend more than 28% of his or her gross income on housing-related expenses and costs and not more than 36% of income on all expenses and debts. Homeowners in Harvest have a median income of $105,816. Therefore, the amount that a consumer should spend on housing costs should be no more than $2,469 per month to avoid calamity and poverty. The renters in the city have an income of about $70,905, which would make their monthly maximum allowable rental costs $1,654.

Alabama Sales Tax

State	General Sales Tax	With Max Surtax
Alabama	4%	13.5%

Alabama Income Tax

State	Income Tax (Low)	Income Tax (High)
Alabama	2%	5%

Goods & Services

Item	Harvest	National avg.	Difference
Haircut	$24.45	$24.26	0.8%
Beauty Salon	$52.50	$45.56	15.2%
Toothpaste	$3.85	$3.70	4.1%
Shampoo	$1.24	$1.28	3.4%
Movie	$12.52	$12.13	3.2%
Bowling	$22.78	$18.00	26.5%

Groceries

Item	Harvest	National avg.	Difference
Ground Beef	$6.04	$5.84	3.5%
Fried Chicken	$1.42	$1.57	9.7%
Milk	$4.55	$4.67	2.6%
Potatoes	$5.33	$4.93	7.9%
Pizza	$12.16	$12.09	0.6%
Beer	$10.23	$10.41	1.7%

Health Care

Item	Harvest	National avg.	Difference
Optometrist	$104.06	$125.68	17.2%
Doctor	$130.44	$135.78	3.9%
Dentist	$113.33	$113.29	0.0%
Ibuprofen	$10.52	$10.65	1.2%
Lipitor	$367.22	$468.60	21.6%

Housing

Item	Harvest	National avg.	Difference
Home Price	$191,600.00	$184,700.00	3.7%
Avg. Mortgage Payment	$1,800.86	$2,346.69	23.3%
Apartment Rent	$1,049.00	$949.00	10.5%

Transportation

Item	Harvest	National avg.	Difference
Gasoline	$3.16	$3.46	8.7%
Tire Balancing	$61.19	$59.92	2.1%

Utilities

Item	Harvest	National avg.	Difference
All Electricity	$191.34	$193.99	1.4%
Phone	$188.01	$192.25	2.2%

Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Elkmont, AL	419	84	15.5%
Ardmore, TN	1,260	89	11.1%
Ardmore, AL	1,347	89	10.6%
Park City, TN	3,500	90	9.6%
Elkton, TN	515	91	9.2%
Harvest, AL	5,722	100	0.4%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Du Quoin, IL	5,723	80	20.1%
Redcliff, AB	5,723	n/a
Hamlin, NY	5,720	91	9.2%
West Bountiful, UT	5,724	126	26.4%
Charlemagne, QC	5,724	n/a
Harvest, AL	5,722	100	0.4%

Date & Last Updated: This data reflects 2023 and was released from C2ER in January, 2024; this is the most current data available.

Cost of Living in Harvest, AL