| Index | Hartwick | New York | National |
| Cost of living | 102 | 117 | 100 |
| Goods & Services | 115 | 108 | 100 |
| Groceries | 99 | 102 | 100 |
| Health care | 103 | 103 | 100 |
| Housing | 86 | 145 | 100 |
| Transportation | 109 | 105 | 100 |
| Utilities | 107 | 100 | 100 |
| Cost of living index | |
| Goods & Services index | |
| Groceries index | |
| Health care index | |
| Housing index | |
| Transportation index | |
| Utilities index |
| Median Income | Per Year | Per Month | Max Budget (28% DTI) | Max Budget (36% DTI) |
| Owners | $96,765 | $8,064 | $2,258 | $2,903 |
| Renters | $26,458 | $2,205 | $617 | $794 |
| State | General Sales Tax | With Max Surtax |
| New York | 4% | 8.875% |
| State | Income Tax (Low) | Income Tax (High) |
| New York | 4% | 10.9% |
| Item | Hartwick | National avg. | Difference |
| Haircut | $15.89 | $24.26 | 34.5% |
| Beauty Salon | $39.00 | $45.56 | 14.4% |
| Toothpaste | $3.67 | $3.70 | 0.8% |
| Shampoo | $1.17 | $1.28 | 8.9% |
| Movie | $11.17 | $12.13 | 7.9% |
| Bowling | $14.33 | $18.00 | 20.4% |
| Item | Hartwick | National avg. | Difference |
| Ground Beef | $5.84 | $5.84 | 0.1% |
| Fried Chicken | $1.51 | $1.57 | 4.0% |
| Milk | $4.80 | $4.67 | 2.8% |
| Potatoes | $5.11 | $4.93 | 3.5% |
| Pizza | $12.75 | $12.09 | 5.5% |
| Beer | $10.36 | $10.41 | 0.5% |
| Item | Hartwick | National avg. | Difference |
| Optometrist | $111.00 | $125.68 | 11.7% |
| Doctor | $143.15 | $135.78 | 5.4% |
| Dentist | $118.67 | $113.29 | 4.7% |
| Ibuprofen | $10.40 | $10.65 | 2.4% |
| Lipitor | $509.11 | $468.60 | 8.6% |
| Item | Hartwick | National avg. | Difference |
| Home Price | $157,100.00 | $184,700.00 | 14.9% |
| Avg. Mortgage Payment | $1,404.03 | $2,346.69 | 40.2% |
| Apartment Rent | $825.00 | $949.00 | 13.1% |
| Item | Hartwick | National avg. | Difference |
| Gasoline | $3.64 | $3.46 | 5.1% |
| Tire Balancing | $70.72 | $59.92 | 18.0% |
| Item | Hartwick | National avg. | Difference |
| All Electricity | $215.23 | $193.99 | 10.9% |
| Phone | $194.79 | $192.25 | 1.3% |
| City | Population | Cost of Living Index | National Avg. |
| Davenport Center, NY | 263 | 93 | 6.6% |
| New Berlin, NY | 968 | 93 | 6.6% |
| Schenevus, NY | 556 | 94 | 5.9% |
| Milford, NY | 319 | 94 | 5.7% |
| Richfield Springs, NY | 1,136 | 95 | 5.2% |
| Hartwick, NY | 539 | 102 | 2.3% |
| City | Population | Cost of Living Index | National Avg. |
| Elliott, IA | 539 | 81 | 18.8% |
| Michigantown, IN | 539 | 84 | 15.6% |
| Upton, KY | 539 | 87 | 13.2% |
| Beaver Creek, MD | 539 | 151 | 51.0% |
| Republic, MI | 539 | 78 | 22.3% |
| Hartwick, NY | 539 | 102 | 2.3% |
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