| Index | Hartwick | New York | National |
| Cost of living | 102 | 117 | 100 |
| Goods & Services | 115 | 108 | 100 |
| Groceries | 99 | 102 | 100 |
| Health care | 103 | 103 | 100 |
| Housing | 86 | 145 | 100 |
| Transportation | 109 | 105 | 100 |
| Utilities | 107 | 100 | 100 |
| Cost of living index | |
| Goods & Services index | |
| Groceries index | |
| Health care index | |
| Housing index | |
| Transportation index | |
| Utilities index |
| Median Income | Per Year | Per Month | Max Budget (28% DTI) | Max Budget (36% DTI) |
| Owners | $96,765 | $8,064 | $2,258 | $2,903 |
| Renters | $26,458 | $2,205 | $617 | $794 |
| State | General Sales Tax | With Max Surtax |
| New York | 4% | 8.875% |
| State | Income Tax (Low) | Income Tax (High) |
| New York | 4% | 10.9% |
| Item | Hartwick | National avg. | Difference |
| Haircut | $15.89 | $24.26 | 34.5% |
| Beauty Salon | $39.00 | $45.56 | 14.4% |
| Toothpaste | $3.67 | $3.70 | 0.8% |
| Shampoo | $1.17 | $1.28 | 8.9% |
| Movie | $11.17 | $12.13 | 7.9% |
| Bowling | $14.33 | $18.00 | 20.4% |
| Item | Hartwick | National avg. | Difference |
| Ground Beef | $5.84 | $5.84 | 0.1% |
| Fried Chicken | $1.51 | $1.57 | 4.0% |
| Milk | $4.80 | $4.67 | 2.8% |
| Potatoes | $5.11 | $4.93 | 3.5% |
| Pizza | $12.75 | $12.09 | 5.5% |
| Beer | $10.36 | $10.41 | 0.5% |
| Item | Hartwick | National avg. | Difference |
| Optometrist | $111.00 | $125.68 | 11.7% |
| Doctor | $143.15 | $135.78 | 5.4% |
| Dentist | $118.67 | $113.29 | 4.7% |
| Ibuprofen | $10.40 | $10.65 | 2.4% |
| Lipitor | $509.11 | $468.60 | 8.6% |
| Item | Hartwick | National avg. | Difference |
| Home Price | $157,100.00 | $184,700.00 | 14.9% |
| Avg. Mortgage Payment | $1,404.03 | $2,346.69 | 40.2% |
| Apartment Rent | $825.00 | $949.00 | 13.1% |
| Item | Hartwick | National avg. | Difference |
| Gasoline | $3.64 | $3.46 | 5.1% |
| Tire Balancing | $70.72 | $59.92 | 18.0% |
| Item | Hartwick | National avg. | Difference |
| All Electricity | $215.23 | $193.99 | 10.9% |
| Phone | $194.79 | $192.25 | 1.3% |
| City | Population | Cost of Living Index | National Avg. |
| Davenport Center, NY | 263 | 93 | 6.6% |
| New Berlin, NY | 968 | 93 | 6.6% |
| Schenevus, NY | 556 | 94 | 5.9% |
| Milford, NY | 319 | 94 | 5.7% |
| Richfield Springs, NY | 1,136 | 95 | 5.2% |
| Hartwick, NY | 539 | 102 | 2.3% |
| City | Population | Cost of Living Index | National Avg. |
| Elliott, IA | 539 | 81 | 18.8% |
| Michigantown, IN | 539 | 84 | 15.6% |
| Upton, KY | 539 | 87 | 13.2% |
| Beaver Creek, MD | 539 | 151 | 51.0% |
| Republic, MI | 539 | 78 | 22.3% |
| Hartwick, NY | 539 | 102 | 2.3% |
Here are the best places to live in New York
These are the 10 cheapest cities in New York
Most Dangerous Cities In The US
Check out the 10 most dangerous cities in New York