Cost Of Living in Harmony, NJ

The cost of living index is based on a national average of 100. For example, if the cost of living is 90, then it is 10% lower than average. If the cost of living is 110, then it is 10% higher than average. The breakdown for each index is as follows: goods & services (33%), groceries (13%), health care (5%), housing (30%), transportation (9%) and utilities (10%). If the cost of living data was unavailable for this city, estimates based upon nearby cities were used.
Index	Harmony	New Jersey	National
Cost of living	112	121	100
Goods & Services	108	106	100
Groceries	98	102	100
Health care	96	99	100
Housing	129	158	100
Transportation	103	103	100
Utilities	106	107	100

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Cost Of Living Quick Facts

The cost of living in Harmony is 8% lower than the New Jersey average
The cost of living in Harmony is 12% higher than the national average
Harmony housing is 29% higher than the national average
New Jersey general sales tax is 30% higher than the national average
New Jersey state income tax is 46% lower than the national average

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Price difference in compared to

Cost of living index
Goods & Services index
Groceries index
Health care index
Housing index
Transportation index
Utilities index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$100,417	$8,368	$2,343	$3,013
Renters	$0	$0	$0	$0

New Jersey Sales Tax

State	General Sales Tax	With Max Surtax
New Jersey	6.625%	12.625%

New Jersey Income Tax

State	Income Tax (Low)	Income Tax (High)
New Jersey	1.4%	10.75%

Goods & Services

Item	Harmony	National avg.	Difference
Haircut	$23.20	$24.26	4.4%
Beauty Salon	$52.92	$45.56	16.1%
Toothpaste	$3.83	$3.70	3.4%
Shampoo	$1.42	$1.28	11.1%
Movie	$12.43	$12.13	2.4%
Bowling	$19.33	$18.00	7.4%

Groceries

Item	Harmony	National avg.	Difference
Ground Beef	$5.76	$5.84	1.4%
Fried Chicken	$1.42	$1.57	9.9%
Milk	$4.54	$4.67	2.8%
Potatoes	$5.37	$4.93	8.8%
Pizza	$11.57	$12.09	4.3%
Beer	$11.46	$10.41	10.1%

Health Care

Item	Harmony	National avg.	Difference
Optometrist	$125.11	$125.68	0.5%
Doctor	$86.42	$135.78	36.4%
Dentist	$137.77	$113.29	21.6%
Ibuprofen	$10.74	$10.65	0.8%
Lipitor	$447.50	$468.60	4.5%

Housing

Item	Harmony	National avg.	Difference
Home Price	$238,600.00	$184,700.00	29.2%
Avg. Mortgage Payment	$2,325.61	$2,346.69	0.9%
Apartment Rent	$0.00	$949.00	100.0%

Transportation

Item	Harmony	National avg.	Difference
Gasoline	$3.51	$3.46	1.6%
Tire Balancing	$64.44	$59.92	7.5%

Utilities

Item	Harmony	National avg.	Difference
All Electricity	$210.10	$193.99	8.3%
Phone	$195.81	$192.25	1.9%

Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Great Meadows, NJ	264	100	0.1%
Port Murray, NJ	216	100	0.1%
DeSales University, PA	929	104	4.3%
Buttzville, NJ	57	100	0.1%
Broadway, NJ	183	104	4.3%
Harmony, NJ	410	112	11.7%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Arboles, CO	410	100	0.1%
Empire, CO	410	115	14.6%
Prairie City, IL	410	84	15.7%
Metamora, IN	410	85	14.6%
Arcadia, KS	410	71	28.7%
Harmony, NJ	410	112	11.7%

Date & Last Updated: This data reflects 2023 and was released from C2ER in January, 2024; this is the most current data available.

Cost of Living in Harmony, NJ