Cost Of Living in Hardy, AR

The cost of living index is based on a national average of 100. For example, if the cost of living is 90, then it is 10% lower than average. If the cost of living is 110, then it is 10% higher than average. The breakdown for each index is as follows: goods & services (33%), groceries (13%), health care (5%), housing (30%), transportation (9%) and utilities (10%). If the cost of living data was unavailable for this city, estimates based upon nearby cities were used.
Index	Hardy	Arkansas	National
Cost of living	75	86	100
Goods & Services	95	98	100
Groceries	95	95	100
Health care	77	88	100
Housing	34	65	100
Transportation	88	90	100
Utilities	89	92	100

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Cost Of Living Quick Facts

The cost of living in Hardy is 13% lower than the Arkansas average
The cost of living in Hardy is 25% lower than the national average
Hardy housing is 66% lower than the national average
Arkansas general sales tax is 27% higher than the national average
Arkansas state income tax is 23% lower than the national average

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Price difference in compared to

Cost of living index
Goods & Services index
Groceries index
Health care index
Housing index
Transportation index
Utilities index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$41,125	$3,427	$960	$1,234
Renters	$14,861	$1,238	$347	$446

Arkansas Sales Tax

State	General Sales Tax	With Max Surtax
Arkansas	6.5%	11.625%

Arkansas Income Tax

State	Income Tax (Low)	Income Tax (High)
Arkansas	2%	4.9%

Goods & Services

Item	Hardy	National avg.	Difference
Haircut	$22.59	$24.26	6.9%
Beauty Salon	$43.68	$45.56	4.1%
Toothpaste	$3.59	$3.70	3.0%
Shampoo	$1.06	$1.28	17.4%
Movie	$13.11	$12.13	8.1%
Bowling	$14.38	$18.00	20.1%

Groceries

Item	Hardy	National avg.	Difference
Ground Beef	$5.34	$5.84	8.5%
Fried Chicken	$1.38	$1.57	12.4%
Milk	$4.52	$4.67	3.3%
Potatoes	$5.34	$4.93	8.3%
Pizza	$11.64	$12.09	3.7%
Beer	$10.04	$10.41	3.6%

Health Care

Item	Hardy	National avg.	Difference
Optometrist	$113.05	$125.68	10.1%
Doctor	$121.20	$135.78	10.7%
Dentist	$93.91	$113.29	17.1%
Ibuprofen	$10.17	$10.65	4.5%
Lipitor	$454.83	$468.60	2.9%

Housing

Item	Hardy	National avg.	Difference
Home Price	$48,500.00	$184,700.00	73.7%
Avg. Mortgage Payment	$2,005.46	$2,346.69	14.5%
Apartment Rent	$486.00	$949.00	48.8%

Transportation

Item	Hardy	National avg.	Difference
Gasoline	$3.12	$3.46	9.9%
Tire Balancing	$51.88	$59.92	13.4%

Utilities

Item	Hardy	National avg.	Difference
All Electricity	$163.75	$193.99	15.6%
Phone	$204.07	$192.25	6.1%

Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Williford, AR	70	74	25.5%
Ash Flat, AR	1,198	78	22.4%
Mammoth Spring, AR	1,117	78	22.0%
Ravenden, AR	426	78	21.6%
Ravenden Springs, AR	178	79	21.2%
Hardy, AR	765	75	25.5%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Zayante, CA	765	178	78.3%
Lakeville, IN	765	81	18.6%
Accoville, WV	765	87	13.3%
Seligman, AZ	764	88	11.8%
Ballard, CA	764	209	109.3%
Hardy, AR	765	75	25.5%

Date & Last Updated: This data reflects 2023 and was released from C2ER in January, 2024; this is the most current data available.

Cost of Living in Hardy, AR