Cost Of Living in Hamburg, PA

The cost of living index is based on a national average of 100. For example, if the cost of living is 90, then it is 10% lower than average. If the cost of living is 110, then it is 10% higher than average. The breakdown for each index is as follows: goods & services (33%), groceries (13%), health care (5%), housing (30%), transportation (9%) and utilities (10%). If the cost of living data was unavailable for this city, estimates based upon nearby cities were used.
Index	Hamburg	Pennsylvania	National
Cost of living	99	98	100
Goods & Services	107	99	100
Groceries	99	99	100
Health care	110	94	100
Housing	88	91	100
Transportation	108	106	100
Utilities	93	107	100

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Cost Of Living Quick Facts

The cost of living in Hamburg is 1% higher than the Pennsylvania average
The cost of living in Hamburg is 1% lower than the national average
Hamburg housing is 12% lower than the national average
Pennsylvania general sales tax is 18% higher than the national average
Pennsylvania state income tax is 18% higher than the national average

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Price difference in compared to

Cost of living index
Goods & Services index
Groceries index
Health care index
Housing index
Transportation index
Utilities index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$67,356	$5,613	$1,572	$2,021
Renters	$31,027	$2,586	$724	$931

The percentage of monthly income spent on housing related expenses can help predict the affordability of housing in Hamburg, PA, as well as what the overall cost of living might be. Generally, a good rule to follow is that the debt-to-income (DTI) level you want to maintain is 28 percent or less of your income on your rent or mortgage payments and not more than 36 percent of income on all expenses and debts. In Hamburg, homeowners have a median income of $67,356. Using that number, a maximum of $1,572 per month should be allocated to housing expenses. For those who are renting instead of owning, the median income is $31,027, which means there is a maximum of $724 to be spent on the costs of renting a home or apartment.

Pennsylvania Sales Tax

State	General Sales Tax	With Max Surtax
Pennsylvania	6%	8%

Pennsylvania Income Tax

State	Income Tax (Low)	Income Tax (High)
Pennsylvania	3.07%	3.07%

Goods & Services

Item	Hamburg	National avg.	Difference
Haircut	$26.17	$24.26	7.9%
Beauty Salon	$40.39	$45.56	11.4%
Toothpaste	$3.77	$3.70	1.9%
Shampoo	$1.43	$1.28	11.4%
Movie	$12.52	$12.13	3.2%
Bowling	$15.56	$18.00	13.6%

Groceries

Item	Hamburg	National avg.	Difference
Ground Beef	$5.65	$5.84	3.2%
Fried Chicken	$1.45	$1.57	8.0%
Milk	$4.49	$4.67	3.8%
Potatoes	$5.37	$4.93	8.8%
Pizza	$11.67	$12.09	3.4%
Beer	$11.13	$10.41	6.9%

Health Care

Item	Hamburg	National avg.	Difference
Optometrist	$123.25	$125.68	1.9%
Doctor	$177.40	$135.78	30.7%
Dentist	$118.44	$113.29	4.6%
Ibuprofen	$10.64	$10.65	0.2%
Lipitor	$469.00	$468.60	0.1%

Housing

Item	Hamburg	National avg.	Difference
Home Price	$150,600.00	$184,700.00	18.5%
Avg. Mortgage Payment	$2,026.41	$2,346.69	13.6%
Apartment Rent	$984.00	$949.00	3.7%

Transportation

Item	Hamburg	National avg.	Difference
Gasoline	$3.66	$3.46	5.7%
Tire Balancing	$68.88	$59.92	15.0%

Utilities

Item	Hamburg	National avg.	Difference
All Electricity	$169.62	$193.99	12.6%
Phone	$195.81	$192.25	1.9%

Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Kutztown University, PA	3,898	104	3.7%
Deer Lake CDP, PA	462	104	3.7%
Rehrersburg, PA	194	104	3.7%
Heckscherville, PA	237	81	18.7%
Mount Carbon, PA	56	83	17.0%
Hamburg, PA	4,369	99	1.0%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Mary Esther, FL	4,370	100	0.4%
Deep River, ON	4,370	n/a
Columbia-Shuswap D, BC	4,370	n/a
Clarkdale, AZ	4,367	113	13.4%
North Terre Haute, IN	4,371	89	11.2%
Hamburg, PA	4,369	99	1.0%

Date & Last Updated: This data reflects 2023 and was released from C2ER in January, 2024; this is the most current data available.

Cost of Living in Hamburg, PA