| Index | Greenville | Texas | National |
| Cost of living | 91 | 94 | 100 |
| Groceries | 99 | 98 | 100 |
| Health care | 100 | 98 | 100 |
| Housing | 73 | 83 | 100 |
| Transportation | 95 | 98 | 100 |
| Utilities | 103 | 103 | 100 |
| Lifestyle & Entertainment | 99 | 98 | 100 |
| Household Items | 99 | 98 | 100 |
| Education & Childcare | 94 | 98 | 100 |
Understanding the cost of living in Greenville can help future residents assess whether their current financial situation aligns with the expenses they will encounter. It enables them to plan for potential changes in their budget and lifestyle. The Greenville cost of living index is 91, which is 9% lower than the national average. The cost of living index is calculated by taking into account multiple categories, which encompass both the cost of everyday expenditures and larger expenses as well.
The cost of living in Greenville is about average when compared to all other cities across the nation. You can expect that everyday items like food, household expenses and utility bills will be no more expensive than any other average city. Residents can anticipate living expenses that remain in line with the national average, ensuring a manageable financial burden, making it an attractive choice for those seeking affordability without the constraints of higher everyday expenditures.
The most insightful perspective on a city comes from its residents. We recently surveyed 9 locals to gauge their perception of the cost of living in Greenville. The feedback revealed that 56% of respondents found the cost of living to be reasonable, with prices on the decline, while 44% regarded it as notably expensive with prices that continue to rise.
Wondering if Greenville is affordable? It's a question that often comes up when you're thinking about a new city since affordability can really shape your decisions. The cost of living index (covered earlier), housing expenses and income levels all play a part in the affordability equation. In Greenville, for example, the median home price is 38.9% lower than what folks pay nationally, and monthly rent is 2.2% higher than the usual rates. Plus, income levels matter too, with Greenville boasting a median household income of $73,197, which is 10% lower than the national average.
Taxes: Areas with higher taxes, including sales taxes and income taxes, can contribute to a higher cost of living. Paying more tax for everyday household expenses like clothing and food will result in higher costs, as will paying a higher rate of income tax. The general sales tax rate in Greenville starts at 6.25% and the income tax rates start at 0%.
Housing: When there's a high demand for housing in trendy places, it can cause property prices and rental rates to soar, leading to a significantly higher cost of living. Conversely, in less desirable locations, where demand is low, prices tend to decrease, resulting in a more budget-friendly cost of living. In Greenville, the housing index is 26.6% lower than the national average.
Groceries: Over the past 2-3 years, grocery expenses have experienced substantial upward trends. In certain markets, food prices have surged by over 20% during this period, while others have witnessed more modest increases. These fluctuations in food costs can wield significant influence over the overall cost of living in a given region. In Greenville, the groceries index is 1.4% lower than the national average.
The Greenville cost of living data displayed above uses a U.S. average baseline of 100 to provide a practical way to compare living expenses across cities. Housing estimates incorporate U.S. Census home price and rental data, while all other values are generated using AI-assisted models based on everyday expense expectations, regional pricing trends, climate, transportation patterns, and local economic conditions. These values are designed for directional city-to-city comparisons.
| Cost of living index | |
| Groceries index | |
| Health care index | |
| Housing index | |
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| Utilities index | |
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| Household index | |
| Educare index |
| Median Income | Per Year | Per Month | Max Budget (28% DTI) | Max Budget (36% DTI) |
| Owners | $85,678 | $7,140 | $1,999 | $2,571 |
| Renters | $57,932 | $4,828 | $1,352 | $1,738 |
| State | General Sales Tax | With Max Surtax |
| Texas | 6.25% | 8.25% |
| State | Income Tax (Low) | Income Tax (High) |
| Texas | 0% | 0% |
| City | Population | Cost of Living Index | National Avg. |
| Campbell, TX | 963 | 85 | 14.9% |
| Point, TX | 1,123 | 85 | 14.8% |
| Celeste, TX | 1,161 | 85 | 14.8% |
| West Tawakoni, TX | 2,053 | 86 | 14.4% |
| Commerce, TX | 9,703 | 86 | 14.0% |
| Greenville, TX | 29,176 | 91 | 9.2% |
| City | Population | Cost of Living Index | National Avg. |
| Oakleaf Plantation, FL | 29,179 | 116 | 15.5% |
| Burton, MI | 29,181 | 85 | 14.8% |
| Benicia, CA | 29,204 | 168 | 68.4% |
| Melrose, MA | 29,146 | 167 | 66.8% |
| Schererville, IN | 29,136 | 104 | 4.3% |
| Greenville, TX | 29,176 | 91 | 9.2% |
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