Cost Of Living in Granby, MA

The cost of living index is based on a national average of 100. For example, if the cost of living is 90, then it is 10% lower than average. If the cost of living is 110, then it is 10% higher than average. The breakdown for each index is as follows: goods & services (33%), groceries (13%), health care (5%), housing (30%), transportation (9%) and utilities (10%). If the cost of living data was unavailable for this city, estimates based upon nearby cities were used.
Index	Granby	Massachusetts	National
Cost of living	109	133	100
Goods & Services	108	122	100
Groceries	101	105	100
Health care	103	113	100
Housing	115	165	100
Transportation	96	118	100
Utilities	127	134	100

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Cost Of Living Quick Facts

The cost of living in Granby is 18% lower than the Massachusetts average
The cost of living in Granby is 9% higher than the national average
Granby housing is 15% higher than the national average
Massachusetts general sales tax is 22% higher than the national average
Massachusetts state income tax is 93% higher than the national average

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Price difference in compared to

Cost of living index
Goods & Services index
Groceries index
Health care index
Housing index
Transportation index
Utilities index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$112,868	$9,406	$2,633	$3,386
Renters	$66,797	$5,566	$1,558	$2,004

Massachusetts Sales Tax

State	General Sales Tax	With Max Surtax
Massachusetts	6.25%	6.25%

Massachusetts Income Tax

State	Income Tax (Low)	Income Tax (High)
Massachusetts	5%	9%

Goods & Services

Item	Granby	National avg.	Difference
Haircut	$33.78	$24.26	39.2%
Beauty Salon	$58.55	$45.56	28.5%
Toothpaste	$3.65	$3.70	1.5%
Shampoo	$1.42	$1.28	10.9%
Movie	$12.85	$12.13	5.9%
Bowling	$18.33	$18.00	1.9%

Groceries

Item	Granby	National avg.	Difference
Ground Beef	$6.23	$5.84	6.7%
Fried Chicken	$1.46	$1.57	7.4%
Milk	$4.73	$4.67	1.2%
Potatoes	$4.96	$4.93	0.6%
Pizza	$10.79	$12.09	10.7%
Beer	$10.49	$10.41	0.8%

Health Care

Item	Granby	National avg.	Difference
Optometrist	$166.22	$125.68	32.3%
Doctor	$182.50	$135.78	34.4%
Dentist	$127.00	$113.29	12.1%
Ibuprofen	$10.89	$10.65	2.2%
Lipitor	$384.88	$468.60	17.9%

Housing

Item	Granby	National avg.	Difference
Home Price	$240,400.00	$184,700.00	30.2%
Avg. Mortgage Payment	$2,110.08	$2,346.69	10.1%
Apartment Rent	$742.00	$949.00	21.8%

Transportation

Item	Granby	National avg.	Difference
Gasoline	$3.34	$3.46	3.4%
Tire Balancing	$71.63	$59.92	19.5%

Utilities

Item	Granby	National avg.	Difference
All Electricity	$302.09	$193.99	55.7%
Phone	$185.16	$192.25	3.7%

Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Springfield, MA	153,677	102	2.1%
Ware, MA	5,978	104	4.1%
Chicopee, MA	55,186	105	5.3%
Holyoke, MA	40,161	106	5.5%
Palmer Town, MA	12,236	107	6.7%
Granby, MA	1,183	109	9.4%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Cave Spring, GA	1,183	85	15.0%
Kingston, IL	1,183	92	8.4%
Queen Anne, MD	1,183	151	51.4%
North Collins, NY	1,183	83	16.8%
Chesapeake, OH	1,183	84	16.4%
Granby, MA	1,183	109	9.4%

Date & Last Updated: This data reflects 2023 and was released from C2ER in January, 2024; this is the most current data available.

Cost of Living in Granby, MA