Cost Of Living in Gilbertsville, PA

The cost of living index is based on a national average of 100. For example, if the cost of living is 90, then it is 10% lower than average. If the cost of living is 110, then it is 10% higher than average. The breakdown for each index is as follows: goods & services (33%), groceries (13%), health care (5%), housing (30%), transportation (9%) and utilities (10%). If the cost of living data was unavailable for this city, estimates based upon nearby cities were used.
Index	Gilbertsville	Pennsylvania	National
Cost of living	114	98	100
Goods & Services	107	99	100
Groceries	99	99	100
Health care	110	94	100
Housing	138	91	100
Transportation	108	106	100
Utilities	93	107	100

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Cost Of Living Quick Facts

The cost of living in Gilbertsville is 16% higher than the Pennsylvania average
The cost of living in Gilbertsville is 14% higher than the national average
Gilbertsville housing is 38% higher than the national average
Pennsylvania general sales tax is 18% higher than the national average
Pennsylvania state income tax is 18% higher than the national average

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Price difference in compared to

Cost of living index
Goods & Services index
Groceries index
Health care index
Housing index
Transportation index
Utilities index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$120,000	$10,000	$2,800	$3,600
Renters	$56,563	$4,714	$1,320	$1,697

To approximate the cost of living and the housing affordability in Gilbertsville, PA, we can look at the percentage of income that is available to be spent on monthly housing, otherwise known as the debt-to-income ratio (DTI). To stay on the safe side, a consumer should not spend more than 28% of his or her gross income on housing-related expenses and costs and not more than 36% of income on all expenses and debts. Homeowners in Gilbertsville have a median income of $120,000. Therefore, the amount that a consumer should spend on housing costs should be no more than $2,800 per month to avoid calamity and poverty. The renters in the city have an income of about $56,563, which would make their monthly maximum allowable rental costs $1,320.

Pennsylvania Sales Tax

State	General Sales Tax	With Max Surtax
Pennsylvania	6%	8%

Pennsylvania Income Tax

State	Income Tax (Low)	Income Tax (High)
Pennsylvania	3.07%	3.07%

Goods & Services

Item	Gilbertsville	National avg.	Difference
Haircut	$26.17	$24.26	7.9%
Beauty Salon	$40.39	$45.56	11.4%
Toothpaste	$3.77	$3.70	1.9%
Shampoo	$1.43	$1.28	11.4%
Movie	$12.52	$12.13	3.2%
Bowling	$15.56	$18.00	13.6%

Groceries

Item	Gilbertsville	National avg.	Difference
Ground Beef	$5.65	$5.84	3.2%
Fried Chicken	$1.45	$1.57	8.0%
Milk	$4.49	$4.67	3.8%
Potatoes	$5.37	$4.93	8.8%
Pizza	$11.67	$12.09	3.4%
Beer	$11.13	$10.41	6.9%

Health Care

Item	Gilbertsville	National avg.	Difference
Optometrist	$123.25	$125.68	1.9%
Doctor	$177.40	$135.78	30.7%
Dentist	$118.44	$113.29	4.6%
Ibuprofen	$10.64	$10.65	0.2%
Lipitor	$469.00	$468.60	0.1%

Housing

Item	Gilbertsville	National avg.	Difference
Home Price	$284,000.00	$184,700.00	53.8%
Avg. Mortgage Payment	$2,026.41	$2,346.69	13.6%
Apartment Rent	$951.00	$949.00	0.2%

Transportation

Item	Gilbertsville	National avg.	Difference
Gasoline	$3.66	$3.46	5.7%
Tire Balancing	$68.88	$59.92	15.0%

Utilities

Item	Gilbertsville	National avg.	Difference
All Electricity	$169.62	$193.99	12.6%
Phone	$195.81	$192.25	1.9%

Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Kutztown University, PA	3,898	104	3.7%
DeSales University, PA	929	104	4.3%
Hereford, PA	1,486	90	10.1%
Alsace Manor, PA	335	92	7.8%
Mount Penn, PA	3,112	94	5.6%
Gilbertsville, PA	5,979	114	13.9%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Ware, MA	5,978	104	4.1%
Enola, PA	5,980	98	2.2%
Harris Hill, NY	5,982	109	9.4%
Salton City, CA	5,975	105	5.4%
Kodiak, AK	5,983	124	23.7%
Gilbertsville, PA	5,979	114	13.9%

Date & Last Updated: This data reflects 2023 and was released from C2ER in January, 2024; this is the most current data available.

Cost of Living in Gilbertsville, PA