| Index | Gilbertsville | New York | National |
| Cost of living | 98 | 117 | 100 |
| Goods & Services | 115 | 108 | 100 |
| Groceries | 99 | 102 | 100 |
| Health care | 103 | 103 | 100 |
| Housing | 71 | 145 | 100 |
| Transportation | 109 | 105 | 100 |
| Utilities | 107 | 100 | 100 |
| Cost of living index | |
| Goods & Services index | |
| Groceries index | |
| Health care index | |
| Housing index | |
| Transportation index | |
| Utilities index |
| Median Income | Per Year | Per Month | Max Budget (28% DTI) | Max Budget (36% DTI) |
| Owners | $76,000 | $6,333 | $1,773 | $2,280 |
| Renters | $71,000 | $5,917 | $1,657 | $2,130 |
| State | General Sales Tax | With Max Surtax |
| New York | 4% | 8.875% |
| State | Income Tax (Low) | Income Tax (High) |
| New York | 4% | 10.9% |
| Item | Gilbertsville | National avg. | Difference |
| Haircut | $15.89 | $24.26 | 34.5% |
| Beauty Salon | $39.00 | $45.56 | 14.4% |
| Toothpaste | $3.67 | $3.70 | 0.8% |
| Shampoo | $1.17 | $1.28 | 8.9% |
| Movie | $11.17 | $12.13 | 7.9% |
| Bowling | $14.33 | $18.00 | 20.4% |
| Item | Gilbertsville | National avg. | Difference |
| Ground Beef | $5.84 | $5.84 | 0.1% |
| Fried Chicken | $1.51 | $1.57 | 4.0% |
| Milk | $4.80 | $4.67 | 2.8% |
| Potatoes | $5.11 | $4.93 | 3.5% |
| Pizza | $12.75 | $12.09 | 5.5% |
| Beer | $10.36 | $10.41 | 0.5% |
| Item | Gilbertsville | National avg. | Difference |
| Optometrist | $111.00 | $125.68 | 11.7% |
| Doctor | $143.15 | $135.78 | 5.4% |
| Dentist | $118.67 | $113.29 | 4.7% |
| Ibuprofen | $10.40 | $10.65 | 2.4% |
| Lipitor | $509.11 | $468.60 | 8.6% |
| Item | Gilbertsville | National avg. | Difference |
| Home Price | $133,300.00 | $184,700.00 | 27.8% |
| Avg. Mortgage Payment | $1,404.03 | $2,346.69 | 40.2% |
| Apartment Rent | $658.00 | $949.00 | 30.7% |
| Item | Gilbertsville | National avg. | Difference |
| Gasoline | $3.64 | $3.46 | 5.1% |
| Tire Balancing | $70.72 | $59.92 | 18.0% |
| Item | Gilbertsville | National avg. | Difference |
| All Electricity | $215.23 | $193.99 | 10.9% |
| Phone | $194.79 | $192.25 | 1.3% |
| City | Population | Cost of Living Index | National Avg. |
| Sidney, NY | 3,668 | 83 | 17.4% |
| New Berlin, NY | 968 | 93 | 6.6% |
| Oxford, NY | 1,422 | 94 | 6.2% |
| Unadilla, NY | 913 | 85 | 15.4% |
| Norwich, NY | 6,629 | 94 | 5.8% |
| Gilbertsville, NY | 298 | 98 | 2.0% |
| City | Population | Cost of Living Index | National Avg. |
| Akiak, AK | 298 | 92 | 8.5% |
| Goose Lake, IA | 298 | 87 | 13.4% |
| Weippe, ID | 298 | 89 | 11.0% |
| Taylor, MS | 298 | 89 | 10.8% |
| Toccopola, MS | 298 | 75 | 25.1% |
| Gilbertsville, NY | 298 | 98 | 2.0% |
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