Cost Of Living in Gem, KS

The cost of living index is based on a national average of 100. For example, if the cost of living is 90, then it is 10% lower than average. If the cost of living is 110, then it is 10% higher than average. The breakdown for each index is as follows: goods & services (33%), groceries (13%), health care (5%), housing (30%), transportation (9%) and utilities (10%). If the cost of living data was unavailable for this city, estimates based upon nearby cities were used.
Index	Gem	Kansas	National
Cost of living	76	89	100
Goods & Services	90	92	100
Groceries	93	97	100
Health care	97	97	100
Housing	44	76	100
Transportation	96	90	100
Utilities	80	107	100

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Cost Of Living Quick Facts

The cost of living in Gem is 14% lower than the Kansas average
The cost of living in Gem is 24% lower than the national average
Gem housing is 56% lower than the national average
Kansas general sales tax is 27% higher than the national average
Kansas state income tax is 19% higher than the national average

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Price difference in compared to

Cost of living index
Goods & Services index
Groceries index
Health care index
Housing index
Transportation index
Utilities index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$64,375	$5,365	$1,502	$1,931
Renters	$0	$0	$0	$0

Kansas Sales Tax

State	General Sales Tax	With Max Surtax
Kansas	6.5%	11.5%

Kansas Income Tax

State	Income Tax (Low)	Income Tax (High)
Kansas	3.1%	4.7%

Goods & Services

Item	Gem	National avg.	Difference
Haircut	$17.50	$24.26	27.9%
Beauty Salon	$28.75	$45.56	36.9%
Toothpaste	$3.67	$3.70	1.0%
Shampoo	$0.98	$1.28	23.5%
Movie	$9.10	$12.13	25.0%
Bowling	$11.33	$18.00	37.0%

Groceries

Item	Gem	National avg.	Difference
Ground Beef	$6.66	$5.84	14.0%
Fried Chicken	$1.41	$1.57	10.4%
Milk	$4.49	$4.67	4.0%
Potatoes	$4.49	$4.93	9.1%
Pizza	$11.34	$12.09	6.2%
Beer	$9.34	$10.41	10.3%

Health Care

Item	Gem	National avg.	Difference
Optometrist	$128.50	$125.68	2.2%
Doctor	$139.89	$135.78	3.0%
Dentist	$97.50	$113.29	13.9%
Ibuprofen	$10.22	$10.65	4.0%
Lipitor	$518.77	$468.60	10.7%

Housing

Item	Gem	National avg.	Difference
Home Price	$80,800.00	$184,700.00	56.3%
Avg. Mortgage Payment	$1,926.53	$2,346.69	17.9%
Apartment Rent	$0.00	$949.00	100.0%

Transportation

Item	Gem	National avg.	Difference
Gasoline	$3.36	$3.46	2.9%
Tire Balancing	$55.44	$59.92	7.5%

Utilities

Item	Gem	National avg.	Difference
All Electricity	$126.33	$193.99	34.9%
Phone	$199.27	$192.25	3.7%

Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Menlo, KS	44	83	17.2%
Colby, KS	5,426	84	16.0%
Rexford, KS	173	88	12.3%
Gem, KS	118	76	23.6%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Chalkyitsik, AK	118	100	0.2%
Delta, AL	118	96	4.3%
Reed, AR	118	79	21.4%
Katherine, AZ	118	89	10.7%
Montgomery Creek, CA	118	102	1.5%
Gem, KS	118	76	23.6%

Date & Last Updated: This data reflects 2023 and was released from C2ER in January, 2024; this is the most current data available.

Cost of Living in Gem, KS