| Index | Club Creek | Garland | Texas |
| Cost of living | 111 | 109 | 92 |
| Goods & Services | 121 | 121 | 96 |
| Groceries | 97 | 97 | 96 |
| Health care | 110 | 110 | 94 |
| Housing | n/a | 103 | 83 |
| Transportation | 94 | 94 | 92 |
| Utilities | 115 | 115 | 104 |
| Cost of living index | |
| Goods & Services index | |
| Groceries index | |
| Health care index | |
| Housing index | |
| Transportation index | |
| Utilities index |
| Median Income | Per Year | Per Month | Max Budget (28% DTI) | Max Budget (36% DTI) |
| Household | $116,250 | $9,688 | $2,712 | $3,488 |
| State | General Sales Tax | With Max Surtax |
| Texas | 6.25% | 8.25% |
| State | Income Tax (Low) | Income Tax (High) |
| Texas | 0% | 0% |
| Item | Garland | National avg. | Difference |
| Haircut | $23.57 | $24.26 | 2.8% |
| Beauty Salon | $35.11 | $45.56 | 22.9% |
| Toothpaste | $3.51 | $3.70 | 5.1% |
| Shampoo | $1.22 | $1.28 | 4.7% |
| Movie | $11.85 | $12.13 | 2.3% |
| Bowling | $16.96 | $18.00 | 5.8% |
| Item | Garland | National avg. | Difference |
| Ground Beef | $5.44 | $5.84 | 6.9% |
| Fried Chicken | $1.32 | $1.57 | 16.1% |
| Milk | $4.63 | $4.67 | 0.9% |
| Potatoes | $4.15 | $4.93 | 16.0% |
| Pizza | $11.96 | $12.09 | 1.0% |
| Beer | $10.27 | $10.41 | 1.4% |
| Item | Garland | National avg. | Difference |
| Optometrist | $96.63 | $125.68 | 23.1% |
| Doctor | $131.00 | $135.78 | 3.5% |
| Dentist | $86.73 | $113.29 | 23.4% |
| Ibuprofen | $10.40 | $10.65 | 2.4% |
| Lipitor | $484.49 | $468.60 | 3.4% |
| Item | Garland | National avg. | Difference |
| Home Price | $172,600.00 | $184,700.00 | 6.6% |
| Avg. Mortgage Payment | $1,562.33 | $2,346.69 | 33.4% |
| Apartment Rent | $1,182.00 | $949.00 | 24.6% |
| Item | Garland | National avg. | Difference |
| Gasoline | $3.47 | $3.46 | 0.3% |
| Tire Balancing | $66.47 | $59.92 | 10.9% |
| Item | Garland | National avg. | Difference |
| All Electricity | $145.64 | $193.99 | 24.9% |
| Phone | $208.71 | $192.25 | 8.6% |
| City | Population | Cost of Living Index | National Avg. |
| St. Paul CDP, TX | 594 | 89 | 10.7% |
| St. Paul, TX | 1,377 | 89 | 10.7% |
| Mesquite CDP, TX | 629 | 85 | 14.7% |
| Balch Springs, TX | 25,123 | 96 | 3.7% |
| Mesquite, TX | 142,429 | 102 | 2.1% |
| Garland, TX | 238,622 | 109 | 8.5% |
| City | Population | Cost of Living Index | National Avg. |
| Irving, TX | 240,475 | 107 | 6.6% |
| Arlington, VA | 236,434 | 177 | 77.1% |
| Regina, SK | 241,465 | n/a | |
| Fremont, CA | 234,829 | 219 | 118.7% |
| Chesapeake, VA | 242,647 | 115 | 15.3% |
| Garland, TX | 238,622 | 109 | 8.5% |
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