Cost of Living in Gardiner, ME

B+
1%
Overall NAT. AVG.
9%
Goods & Services NAT. AVG.
20%
Housing NAT. AVG.
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Date & Last Updated: This data reflects 2023 and was released from C2ER in January, 2024; this is the most current data available.
The cost of living index is based on a national average of 100. For example, if the cost of living is 90, then it is 10% lower than average. If the cost of living is 110, then it is 10% higher than average. The breakdown for each index is as follows: goods & services (33%), groceries (13%), health care (5%), housing (30%), transportation (9%) and utilities (10%). If the cost of living data was unavailable for this city, estimates based upon nearby cities were used.
Index Gardiner Maine National
Cost of living99102100
Goods & Services109109100
Groceries102102100
Health care103103100
Housing8092100
Transportation109109100
Utilities107107100
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Cost Of Living Quick Facts

  • The cost of living in Gardiner is 3% lower than the Maine average
  • The cost of living in Gardiner is 1% lower than the national average
  • Gardiner housing is 20% lower than the national average
  • Maine general sales tax is 8% higher than the national average
  • Maine state income tax is 123% higher than the national average

Most Affordable Places to Live in and Around Gardiner

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Compare Gardiner, ME Cost of Living

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      Salary Calculator

      This is how much you would need to earn in
      Price difference in compared to
      Cost of living index
      Goods & Services index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$77,780$6,482$1,815$2,334
      Renters$26,094$2,175$609$783
      The affordability of the housing market in Gardiner, ME as well as the overall cost of living can be predicted by what percent of the monthly income is spent on housing related costs. This is konwn as the debt-to-income ratio (DTI). The overall rule of thumb is that no more than 28% of your gross income should be spent on the overall costs related to housing and no more than 36% of gross income on all expenses and debts. Among Gardiner homeowners, the median income is $77,780. This indicates that a monthly maximum of $1,815 should be spent by homeowners on all housing related costs. Renters have a median income of $26,094. This indicates that renters would have a maximum of $609 for their rent related monthly costs.

      Maine Sales Tax

      State General Sales Tax With Max Surtax
      Maine 5.5% 5.5%

      Maine Income Tax

      State Income Tax (Low) Income Tax (High)
      Maine 5.8% 7.15%

      Goods & Services

      Item Gardiner National avg. Difference
      Haircut $28.67$24.2618.2%
      Beauty Salon $53.03$45.5616.4%
      Toothpaste $3.69$3.700.3%
      Shampoo $1.17$1.288.9%
      Movie $13.07$12.137.7%
      Bowling $17.76$18.001.4%

      Groceries

      Item Gardiner National avg. Difference
      Ground Beef $5.41$5.847.3%
      Fried Chicken $1.43$1.578.9%
      Milk $4.75$4.671.7%
      Potatoes $5.00$4.931.3%
      Pizza $11.93$12.091.3%
      Beer $10.22$10.411.9%

      Health Care

      Item Gardiner National avg. Difference
      Optometrist $170.67$125.6835.8%
      Doctor $146.50$135.787.9%
      Dentist $119.58$113.295.6%
      Ibuprofen $10.72$10.650.7%
      Lipitor $372.90$468.6020.4%

      Housing

      Item Gardiner National avg. Difference
      Home Price $149,800.00$184,700.0018.9%
      Avg. Mortgage Payment $2,456.69$2,346.694.7%
      Apartment Rent $748.00$949.0021.2%

      Transportation

      Item Gardiner National avg. Difference
      Gasoline $3.52$3.461.7%
      Tire Balancing $76.01$59.9226.8%

      Utilities

      Item Gardiner National avg. Difference
      All Electricity $218.65$193.9912.7%
      Phone $185.73$192.253.4%
      Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Randolph, ME1,711963.7%
      Augusta, ME18,662981.5%
      Farmingdale, ME2,4511000.1%
      Richmond, ME1,7401011.1%
      Winthrop, ME2,4761065.9%
      Gardiner, ME5,670990.9%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Valparaiso, FL5,6691099.2%
      Spring Grove, IL5,67212625.7%
      Mount Carmel, PA5,6728415.9%
      Webster, NY5,666973.0%
      Surfside, FL5,66515958.8%
      Gardiner, ME5,670990.9%
      Date & Last Updated: This data reflects 2023 and was released from C2ER in January, 2024; this is the most current data available.
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