Cost Of Living in Garden, MI

The cost of living index is based on a national average of 100. For example, if the cost of living is 90, then it is 10% lower than average. If the cost of living is 110, then it is 10% higher than average. The breakdown for each index is as follows: goods & services (33%), groceries (13%), health care (5%), housing (30%), transportation (9%) and utilities (10%). If the cost of living data was unavailable for this city, estimates based upon nearby cities were used.
Index	Garden	Michigan	National
Cost of living	83	89	100
Goods & Services	95	93	100
Groceries	98	99	100
Health care	95	93	100
Housing	53	74	100
Transportation	99	97	100
Utilities	98	101	100

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Cost Of Living Quick Facts

The cost of living in Garden is 7% lower than the Michigan average
The cost of living in Garden is 17% lower than the national average
Garden housing is 47% lower than the national average
Michigan general sales tax is 18% higher than the national average
Michigan state income tax is 64% higher than the national average

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Price difference in compared to

Cost of living index
Goods & Services index
Groceries index
Health care index
Housing index
Transportation index
Utilities index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$31,250	$2,604	$729	$938
Renters	$33,750	$2,813	$787	$1,013

Michigan Sales Tax

State	General Sales Tax	With Max Surtax
Michigan	6%	6%

Michigan Income Tax

State	Income Tax (Low)	Income Tax (High)
Michigan	4.25%	4.25%

Goods & Services

Item	Garden	National avg.	Difference
Haircut	$20.11	$24.26	17.1%
Beauty Salon	$30.55	$45.56	32.9%
Toothpaste	$3.73	$3.70	0.7%
Shampoo	$1.29	$1.28	1.0%
Movie	$14.24	$12.13	17.4%
Bowling	$17.83	$18.00	0.9%

Groceries

Item	Garden	National avg.	Difference
Ground Beef	$6.10	$5.84	4.4%
Fried Chicken	$1.42	$1.57	9.5%
Milk	$4.73	$4.67	1.3%
Potatoes	$4.35	$4.93	11.9%
Pizza	$10.54	$12.09	12.8%
Beer	$8.87	$10.41	14.8%

Health Care

Item	Garden	National avg.	Difference
Optometrist	$78.75	$125.68	37.3%
Doctor	$157.90	$135.78	16.3%
Dentist	$104.06	$113.29	8.1%
Ibuprofen	$10.58	$10.65	0.7%
Lipitor	$357.09	$468.60	23.8%

Housing

Item	Garden	National avg.	Difference
Home Price	$57,500.00	$184,700.00	68.9%
Avg. Mortgage Payment	$2,027.96	$2,346.69	13.6%
Apartment Rent	$975.00	$949.00	2.7%

Transportation

Item	Garden	National avg.	Difference
Gasoline	$3.32	$3.46	4.2%
Tire Balancing	$63.04	$59.92	5.2%

Utilities

Item	Garden	National avg.	Difference
All Electricity	$191.22	$193.99	1.4%
Phone	$185.40	$192.25	3.6%

Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Manistique, MI	2,931	80	20.3%
Garden, MI	179	83	16.6%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Briarcliff, AR	179	77	22.7%
Maish Vaya, AZ	179	88	11.9%
Camptonville, CA	179	117	16.7%
Lone Rock, IA	179	81	19.5%
Melrose, IA	179	76	24.1%
Garden, MI	179	83	16.6%

Date & Last Updated: This data reflects 2023 and was released from C2ER in January, 2024; this is the most current data available.

Cost of Living in Garden, MI