Cost Of Living in Garden Prairie, IL

The cost of living index is based on a national average of 100. For example, if the cost of living is 90, then it is 10% lower than average. If the cost of living is 110, then it is 10% higher than average. The breakdown for each index is as follows: goods & services (33%), groceries (13%), health care (5%), housing (30%), transportation (9%) and utilities (10%). If the cost of living data was unavailable for this city, estimates based upon nearby cities were used.
Index	Garden Prairie	Illinois	National
Cost of living	79	96	100
Goods & Services	89	97	100
Groceries	97	98	100
Health care	101	95	100
Housing	46	95	100
Transportation	110	103	100
Utilities	87	89	100

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Cost Of Living Quick Facts

The cost of living in Garden Prairie is 18% lower than the Illinois average
The cost of living in Garden Prairie is 21% lower than the national average
Garden Prairie housing is 54% lower than the national average
Illinois general sales tax is 22% higher than the national average
Illinois state income tax is 91% higher than the national average

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Price difference in compared to

Cost of living index
Goods & Services index
Groceries index
Health care index
Housing index
Transportation index
Utilities index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$0	$0	$0	$0
Renters	$0	$0	$0	$0

Illinois Sales Tax

State	General Sales Tax	With Max Surtax
Illinois	6.25%	10.25%

Illinois Income Tax

State	Income Tax (Low)	Income Tax (High)
Illinois	4.95%	4.95%

Goods & Services

Item	Garden Prairie	National avg.	Difference
Haircut	$19.94	$24.26	17.8%
Beauty Salon	$36.22	$45.56	20.5%
Toothpaste	$3.58	$3.70	3.2%
Shampoo	$1.27	$1.28	1.1%
Movie	$12.73	$12.13	4.9%
Bowling	$12.67	$18.00	29.6%

Groceries

Item	Garden Prairie	National avg.	Difference
Ground Beef	$5.72	$5.84	2.0%
Fried Chicken	$1.42	$1.57	9.9%
Milk	$4.63	$4.67	0.9%
Potatoes	$4.82	$4.93	2.3%
Pizza	$10.99	$12.09	9.1%
Beer	$9.56	$10.41	8.2%

Health Care

Item	Garden Prairie	National avg.	Difference
Optometrist	$79.67	$125.68	36.6%
Doctor	$158.33	$135.78	16.6%
Dentist	$110.16	$113.29	2.8%
Ibuprofen	$10.57	$10.65	0.8%
Lipitor	$460.30	$468.60	1.8%

Housing

Item	Garden Prairie	National avg.	Difference
Home Price	$85,000.00	$184,700.00	54.0%
Avg. Mortgage Payment	$1,465.09	$2,346.69	37.6%
Apartment Rent	$0.00	$949.00	100.0%

Transportation

Item	Garden Prairie	National avg.	Difference
Gasoline	$3.69	$3.46	6.7%
Tire Balancing	$70.28	$59.92	17.3%

Utilities

Item	Garden Prairie	National avg.	Difference
All Electricity	$147.39	$193.99	24.0%
Phone	$198.03	$192.25	3.0%

Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Capron, IL	1,656	86	14.1%
Belvidere, IL	24,932	87	13.3%
Monroe Center, IL	384	87	12.8%
Harvard, IL	9,203	90	10.5%
Chemung, IL	738	91	8.9%
Garden Prairie, IL	265	79	20.6%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Letona, AR	265	78	22.5%
Lonsdale, AR	265	89	10.7%
Trinity Center, CA	265	111	11.5%
Arjay, KY	265	92	7.5%
Freeburn, KY	265	97	3.5%
Garden Prairie, IL	265	79	20.6%

Date & Last Updated: This data reflects 2023 and was released from C2ER in January, 2024; this is the most current data available.

Cost of Living in Garden Prairie, IL