Cost of Living in Garden Home-Whitford, OR

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F
43%
Overall NAT. AVG.
5%
Goods & Services NAT. AVG.
124%
Housing NAT. AVG.
Date & Last Updated: This data reflects 2025 and was released from C2ER in January, 2026; this is the most current data available.
The cost of living index is based on a national average of 100. For example, if the cost of living is 90, then it is 10% lower than average. If the cost of living is 110, then it is 10% higher than average. The breakdown for each index is as follows: goods & services (33%), groceries (13%), health care (5%), housing (30%), transportation (9%) and utilities (10%). If the cost of living data was unavailable for this city, estimates based upon nearby cities were used.
Index Garden Home-Whitford Oregon National
Cost of living143112100
Goods & Services105104100
Groceries108107100
Health care118118100
Housing224124100
Transportation126119100
Utilities9895100
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Homes For Sale In Garden Home-Whitford, OR

property for sale

8835 SW Washington Dr

Portland, OR
property for sale

8972 SW Lintner Ter

Portland, OR
property for sale

6745 SW Scholls Ferry Rd #37

Beaverton, OR
property for sale

8254 SW 74th Ave

Portland, OR

Cost Of Living Quick Facts

  • The cost of living in Garden Home-Whitford is 28% higher than the Oregon average
  • The cost of living in Garden Home-Whitford is 43% higher than the national average
  • Garden Home-Whitford housing is 124% higher than the national average
  • Oregon general sales tax is 100% lower than the national average
  • Oregon state income tax is 83% higher than the national average

Most Affordable Places to Live in and Around Garden Home-Whitford

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Compare Garden Home-Whitford, OR Cost of Living

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      This is how much you would need to earn in
      Price difference in compared to
      Cost of living index
      Goods & Services index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$166,026$13,836$3,874$4,981
      Renters$96,442$8,037$2,250$2,894
      To approximate the cost of living and the housing affordability in Garden Home-Whitford, OR, we can look at the percentage of income that is available to be spent on monthly housing, otherwise known as the debt-to-income ratio (DTI). To stay on the safe side, a consumer should not spend more than 28% of his or her gross income on housing-related expenses and costs and not more than 36% of income on all expenses and debts. Homeowners in Garden Home-Whitford have a median income of $166,026. Therefore, the amount that a consumer should spend on housing costs should be no more than $3,874 per month to avoid calamity and poverty. The renters in the city have an income of about $96,442, which would make their monthly maximum allowable rental costs $2,250.

      Oregon Sales Tax

      State General Sales Tax With Max Surtax
      Oregon 0% 0%

      Oregon Income Tax

      State Income Tax (Low) Income Tax (High)
      Oregon 4.75% 9.9%

      Goods & Services

      Item Garden Home-Whitford National avg. Difference
      Haircut $40.08$27.6245.1%
      Beauty Salon $56.63$51.1110.8%
      Toothpaste $4.07$4.090.6%
      Shampoo $1.67$1.548.3%
      Movie $13.04$12.881.3%
      Yoga $22.43$19.6614.1%

      Groceries

      Item Garden Home-Whitford National avg. Difference
      Ground Beef $7.98$7.703.6%
      Fried Chicken $2.48$1.6649.2%
      Milk $4.96$4.734.8%
      Potatoes $4.41$5.2616.1%
      Pizza $13.16$12.763.1%
      Beer $12.49$10.5518.4%

      Health Care

      Item Garden Home-Whitford National avg. Difference
      Optometrist $237.54$140.0669.6%
      Doctor $264.05$153.8271.7%
      Dentist $122.17$123.150.8%
      Ibuprofen $12.11$11.733.2%
      Lipitor $17.38$23.6126.4%

      Housing

      Item Garden Home-Whitford National avg. Difference
      Home Price $840,353.00$326,622.00157.3%
      Avg. Mortgage Payment $3,180.86$2,480.2528.2%
      Apartment Rent $2,121.00$1,444.0046.9%

      Transportation

      Item Garden Home-Whitford National avg. Difference
      Gasoline $3.87$3.0626.7%
      Tire Balancing $80.66$65.2123.7%

      Utilities

      Item Garden Home-Whitford National avg. Difference
      All Electricity $216.52$220.121.6%
      Phone $189.70$195.713.1%
      Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Barlow, OR1891088.0%
      Johnson City, OR5548515.1%
      Walnut Grove, WA9,54611313.1%
      King City, OR4,44512222.3%
      Cornelius, OR13,19412423.8%
      Garden Home-Whitford, OR7,52114342.8%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Waikele, HI7,51918181.1%
      Shields, MI7,518937.1%
      Oak Grove, KY7,5248910.6%
      New Cumberland, PA7,5241021.8%
      Iron Mountain, MI7,5178416.2%
      Garden Home-Whitford, OR7,52114342.8%
      Date & Last Updated: This data reflects 2025 and was released from C2ER in January, 2026; this is the most current data available.
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