Cost Of Living in Garden Home-Whitford, OR

The cost of living index is based on a national average of 100. For example, if the cost of living is 90, then it is 10% lower than average. If the cost of living is 110, then it is 10% higher than average. The breakdown for each index is as follows: goods & services (33%), groceries (13%), health care (5%), housing (30%), transportation (9%) and utilities (10%). If the cost of living data was unavailable for this city, estimates based upon nearby cities were used.
Index	Garden Home-Whitford	Oregon	National
Cost of living	144	111	100
Goods & Services	106	105	100
Groceries	111	109	100
Health care	110	105	100
Housing	226	123	100
Transportation	126	117	100
Utilities	96	96	100

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Cost Of Living Quick Facts

The cost of living in Garden Home-Whitford is 29% higher than the Oregon average
The cost of living in Garden Home-Whitford is 44% higher than the national average
Garden Home-Whitford housing is 126% higher than the national average
Oregon general sales tax is 100% lower than the national average
Oregon state income tax is 83% higher than the national average

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Price difference in compared to

Cost of living index
Goods & Services index
Groceries index
Health care index
Housing index
Transportation index
Utilities index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$110,930	$9,244	$2,588	$3,328
Renters	$66,029	$5,502	$1,541	$1,981

To approximate the cost of living and the housing affordability in Garden Home-Whitford, OR, we can look at the percentage of income that is available to be spent on monthly housing, otherwise known as the debt-to-income ratio (DTI). To stay on the safe side, a consumer should not spend more than 28% of his or her gross income on housing-related expenses and costs and not more than 36% of income on all expenses and debts. Homeowners in Garden Home-Whitford have a median income of $110,930. Therefore, the amount that a consumer should spend on housing costs should be no more than $2,588 per month to avoid calamity and poverty. The renters in the city have an income of about $66,029, which would make their monthly maximum allowable rental costs $1,541.

Oregon Sales Tax

State	General Sales Tax	With Max Surtax
Oregon	0%	0%

Oregon Income Tax

State	Income Tax (Low)	Income Tax (High)
Oregon	4.75%	9.9%

Goods & Services

Item	Garden Home-Whitford	National avg.	Difference
Haircut	$41.22	$24.26	69.9%
Beauty Salon	$60.58	$45.56	33.0%
Toothpaste	$3.63	$3.70	2.0%
Shampoo	$1.53	$1.28	19.5%
Movie	$12.98	$12.13	6.9%
Bowling	$18.31	$18.00	1.7%

Groceries

Item	Garden Home-Whitford	National avg.	Difference
Ground Beef	$6.17	$5.84	5.7%
Fried Chicken	$2.03	$1.57	28.8%
Milk	$5.04	$4.67	7.9%
Potatoes	$4.39	$4.93	11.1%
Pizza	$12.21	$12.09	1.0%
Beer	$12.07	$10.41	15.9%

Health Care

Item	Garden Home-Whitford	National avg.	Difference
Optometrist	$131.94	$125.68	5.0%
Doctor	$188.49	$135.78	38.8%
Dentist	$115.08	$113.29	1.6%
Ibuprofen	$11.58	$10.65	8.7%
Lipitor	$386.53	$468.60	17.5%

Housing

Item	Garden Home-Whitford	National avg.	Difference
Home Price	$476,400.00	$184,700.00	157.9%
Avg. Mortgage Payment	$3,332.86	$2,346.69	42.0%
Apartment Rent	$1,426.00	$949.00	50.3%

Transportation

Item	Garden Home-Whitford	National avg.	Difference
Gasoline	$4.16	$3.46	20.3%
Tire Balancing	$84.45	$59.92	40.9%

Utilities

Item	Garden Home-Whitford	National avg.	Difference
All Electricity	$182.73	$193.99	5.8%
Phone	$190.36	$192.25	1.0%

Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Barlow, OR	185	109	8.6%
Johnson City, OR	539	85	14.6%
Walnut Grove, WA	9,324	113	13.0%
King City, OR	4,345	123	23.0%
Cornelius, OR	12,767	123	23.3%
Garden Home-Whitford, OR	7,295	144	43.7%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Lacombe, LA	7,294	100	0.4%
West Concord, MA	7,294	181	80.8%
Olivarez, TX	7,293	75	24.6%
Northport, NY	7,297	169	68.8%
Longboat Key, FL	7,299	173	73.4%
Garden Home-Whitford, OR	7,295	144	43.7%

Date & Last Updated: This data reflects 2023 and was released from C2ER in January, 2024; this is the most current data available.

Cost of Living in Garden Home-Whitford, OR