Cost Of Living in Garden City, MN

The cost of living index is based on a national average of 100. For example, if the cost of living is 90, then it is 10% lower than average. If the cost of living is 110, then it is 10% higher than average. The breakdown for each index is as follows: goods & services (33%), groceries (13%), health care (5%), housing (30%), transportation (9%) and utilities (10%). If the cost of living data was unavailable for this city, estimates based upon nearby cities were used.
Index	Garden City	Minnesota	National
Cost of living	94	99	100
Goods & Services	98	100	100
Groceries	99	98	100
Health care	111	109	100
Housing	84	100	100
Transportation	95	97	100
Utilities	92	93	100

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Cost Of Living Quick Facts

The cost of living in Garden City is 6% lower than the Minnesota average
The cost of living in Garden City is 6% lower than the national average
Garden City housing is 16% lower than the national average
Minnesota general sales tax is 35% higher than the national average
Minnesota state income tax is 106% higher than the national average

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Price difference in compared to

Cost of living index
Goods & Services index
Groceries index
Health care index
Housing index
Transportation index
Utilities index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$45,000	$3,750	$1,050	$1,350
Renters	$66,250	$5,521	$1,546	$1,988

Minnesota Sales Tax

State	General Sales Tax	With Max Surtax
Minnesota	6.875%	7.875%

Minnesota Income Tax

State	Income Tax (Low)	Income Tax (High)
Minnesota	5.35%	9.85%

Goods & Services

Item	Garden City	National avg.	Difference
Haircut	$25.06	$24.26	3.3%
Beauty Salon	$40.42	$45.56	11.3%
Toothpaste	$3.74	$3.70	1.1%
Shampoo	$1.45	$1.28	13.5%
Movie	$10.06	$12.13	17.1%
Bowling	$15.00	$18.00	16.7%

Groceries

Item	Garden City	National avg.	Difference
Ground Beef	$5.78	$5.84	1.1%
Fried Chicken	$1.41	$1.57	10.4%
Milk	$4.58	$4.67	1.9%
Potatoes	$4.68	$4.93	5.2%
Pizza	$12.97	$12.09	7.3%
Beer	$9.18	$10.41	11.8%

Health Care

Item	Garden City	National avg.	Difference
Optometrist	$144.10	$125.68	14.7%
Doctor	$181.22	$135.78	33.5%
Dentist	$110.22	$113.29	2.7%
Ibuprofen	$11.40	$10.65	7.0%
Lipitor	$486.32	$468.60	3.8%

Housing

Item	Garden City	National avg.	Difference
Home Price	$115,800.00	$184,700.00	37.3%
Avg. Mortgage Payment	$1,813.63	$2,346.69	22.7%
Apartment Rent	$1,281.00	$949.00	35.0%

Transportation

Item	Garden City	National avg.	Difference
Gasoline	$3.31	$3.46	4.2%
Tire Balancing	$54.83	$59.92	8.5%

Utilities

Item	Garden City	National avg.	Difference
All Electricity	$169.27	$193.99	12.7%
Phone	$191.10	$192.25	0.6%

Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Lewisville, MN	333	78	22.0%
Amboy, MN	614	84	15.6%
Vernon Center, MN	355	88	12.0%
Good Thunder, MN	558	89	11.2%
Madelia, MN	2,539	89	11.0%
Garden City, MN	233	94	6.4%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Tonto Village, AZ	233	109	8.6%
Sauget, IL	233	77	22.7%
Crandall, IN	233	90	10.5%
New Trenton, IN	233	101	1.2%
Mapleton, KS	233	68	32.1%
Garden City, MN	233	94	6.4%

Date & Last Updated: This data reflects 2023 and was released from C2ER in January, 2024; this is the most current data available.

Cost of Living in Garden City, MN