| Index | Gainesboro | Tennessee | National |
| Cost of living | 83 | 89 | 100 |
| Goods & Services | 98 | 94 | 100 |
| Groceries | 96 | 98 | 100 |
| Health care | 84 | 88 | 100 |
| Housing | 58 | 80 | 100 |
| Transportation | 90 | 89 | 100 |
| Utilities | 88 | 93 | 100 |
| Cost of living index | |
| Goods & Services index | |
| Groceries index | |
| Health care index | |
| Housing index | |
| Transportation index | |
| Utilities index |
| Median Income | Per Year | Per Month | Max Budget (28% DTI) | Max Budget (36% DTI) |
| Owners | $40,795 | $3,400 | $952 | $1,224 |
| Renters | $14,821 | $1,235 | $346 | $445 |
| State | General Sales Tax | With Max Surtax |
| Tennessee | 7% | 9.75% |
| State | Income Tax (Low) | Income Tax (High) |
| Tennessee | 0% | 0% |
| Item | Gainesboro | National avg. | Difference |
| Haircut | $16.67 | $24.26 | 31.3% |
| Beauty Salon | $35.81 | $45.56 | 21.4% |
| Toothpaste | $3.68 | $3.70 | 0.6% |
| Shampoo | $1.08 | $1.28 | 15.7% |
| Movie | $11.36 | $12.13 | 6.4% |
| Bowling | $16.00 | $18.00 | 11.1% |
| Item | Gainesboro | National avg. | Difference |
| Ground Beef | $6.08 | $5.84 | 4.1% |
| Fried Chicken | $1.44 | $1.57 | 8.2% |
| Milk | $4.58 | $4.67 | 2.0% |
| Potatoes | $5.16 | $4.93 | 4.6% |
| Pizza | $10.76 | $12.09 | 11.0% |
| Beer | $9.98 | $10.41 | 4.1% |
| Item | Gainesboro | National avg. | Difference |
| Optometrist | $91.33 | $125.68 | 27.3% |
| Doctor | $106.94 | $135.78 | 21.2% |
| Dentist | $90.50 | $113.29 | 20.1% |
| Ibuprofen | $10.15 | $10.65 | 4.8% |
| Lipitor | $466.21 | $468.60 | 0.5% |
| Item | Gainesboro | National avg. | Difference |
| Home Price | $125,400.00 | $184,700.00 | 32.1% |
| Avg. Mortgage Payment | $1,899.91 | $2,346.69 | 19.0% |
| Apartment Rent | $333.00 | $949.00 | 64.9% |
| Item | Gainesboro | National avg. | Difference |
| Gasoline | $3.19 | $3.46 | 7.9% |
| Tire Balancing | $50.61 | $59.92 | 15.5% |
| Item | Gainesboro | National avg. | Difference |
| All Electricity | $155.43 | $193.99 | 19.9% |
| Phone | $192.18 | $192.25 | 0.0% |
| City | Population | Cost of Living Index | National Avg. |
| Celina, TN | 1,995 | 83 | 16.7% |
| Red Boiling Springs, TN | 1,785 | 84 | 15.9% |
| Baxter, TN | 1,540 | 87 | 13.3% |
| Algood, TN | 4,416 | 88 | 11.8% |
| Dodson Branch, TN | 1,105 | 89 | 11.1% |
| Gainesboro, TN | 986 | 83 | 16.7% |
| City | Population | Cost of Living Index | National Avg. |
| Waddington, NY | 986 | 104 | 3.5% |
| Fletcher, OK | 986 | 84 | 15.8% |
| Whitewood, SD | 986 | 88 | 11.7% |
| Holiday Lakes, TX | 986 | 85 | 15.1% |
| Hayneville, AL | 985 | 86 | 13.8% |
| Gainesboro, TN | 986 | 83 | 16.7% |
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