Cost Of Living in Fort Oglethorpe, GA

The cost of living index is based on a national average of 100. For example, if the cost of living is 90, then it is 10% lower than average. If the cost of living is 110, then it is 10% higher than average. The breakdown for each index is as follows: goods & services (33%), groceries (13%), health care (5%), housing (30%), transportation (9%) and utilities (10%). If the cost of living data was unavailable for this city, estimates based upon nearby cities were used.
Index	Fort Oglethorpe	Georgia	National
Cost of living	85	93	100
Goods & Services	90	97	100
Groceries	97	98	100
Health care	92	100	100
Housing	71	86	100
Transportation	88	94	100
Utilities	93	86	100

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Cost Of Living Quick Facts

The cost of living in Fort Oglethorpe is 8% lower than the Georgia average
The cost of living in Fort Oglethorpe is 15% lower than the national average
Fort Oglethorpe housing is 29% lower than the national average
Georgia general sales tax is 22% lower than the national average
Georgia state income tax is 61% lower than the national average

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Price difference in compared to

Cost of living index
Goods & Services index
Groceries index
Health care index
Housing index
Transportation index
Utilities index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$54,330	$4,528	$1,268	$1,630
Renters	$31,150	$2,596	$727	$935

A good way to judge both the affordability of the housing and the cost of living in Fort Oglethorpe is by simply calculating the maximum that should be spent on housing, otherwise known as the debt-to-income ratio (DTI). The plan is to avoid spending more than 28 percent of the gross income on costs that pertain to housing and no more than 36 percent on all expenses and debts. Fort Oglethorpe has a median income of about $54,330 for people who own homes. Based on that number, a maximum of $1,268 should be spent on expenses related to housing. Renters have a slightly different median income, which is $31,150. Based on this average, renters should spend no more than $727 on all rental costs if they want to maintain a non-impoverished standard of living.

Georgia Sales Tax

State	General Sales Tax	With Max Surtax
Georgia	4%	8%

Georgia Income Tax

State	Income Tax (Low)	Income Tax (High)
Georgia	1%	5.57%

Goods & Services

Item	Fort Oglethorpe	National avg.	Difference
Haircut	$18.80	$24.26	22.5%
Beauty Salon	$48.40	$45.56	6.2%
Toothpaste	$3.66	$3.70	1.1%
Shampoo	$1.27	$1.28	0.8%
Movie	$12.57	$12.13	3.6%
Bowling	$16.47	$18.00	8.5%

Groceries

Item	Fort Oglethorpe	National avg.	Difference
Ground Beef	$5.63	$5.84	3.5%
Fried Chicken	$1.43	$1.57	8.9%
Milk	$4.49	$4.67	3.9%
Potatoes	$5.17	$4.93	4.8%
Pizza	$11.66	$12.09	3.6%
Beer	$10.02	$10.41	3.8%

Health Care

Item	Fort Oglethorpe	National avg.	Difference
Optometrist	$112.00	$125.68	10.9%
Doctor	$129.61	$135.78	4.5%
Dentist	$96.50	$113.29	14.8%
Ibuprofen	$10.39	$10.65	2.4%
Lipitor	$465.03	$468.60	0.8%

Housing

Item	Fort Oglethorpe	National avg.	Difference
Home Price	$133,500.00	$184,700.00	27.7%
Avg. Mortgage Payment	$2,008.10	$2,346.69	14.4%
Apartment Rent	$643.00	$949.00	32.2%

Transportation

Item	Fort Oglethorpe	National avg.	Difference
Gasoline	$3.09	$3.46	10.6%
Tire Balancing	$50.87	$59.92	15.1%

Utilities

Item	Fort Oglethorpe	National avg.	Difference
All Electricity	$170.16	$193.99	12.3%
Phone	$192.18	$192.25	0.0%

Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Rossville, GA	3,989	80	20.2%
Lakeview, GA	4,761	84	16.2%
Fairview, GA	5,919	84	15.6%
Trenton, GA	2,303	86	14.4%
Chattanooga Valley, GA	3,676	86	14.0%
Fort Oglethorpe, GA	9,877	85	14.6%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Jennings, LA	9,874	83	17.1%
Northampton, PA	9,869	102	1.8%
Roberval, QC	9,887	n/a
Jesup, GA	9,864	89	11.4%
Alachua, FL	9,891	99	0.9%
Fort Oglethorpe, GA	9,877	85	14.6%

Date & Last Updated: This data reflects 2023 and was released from C2ER in January, 2024; this is the most current data available.

Cost of Living in Fort Oglethorpe, GA