Cost Of Living in Flagler Beach, FL

The cost of living index is based on a national average of 100. For example, if the cost of living is 90, then it is 10% lower than average. If the cost of living is 110, then it is 10% higher than average. The breakdown for each index is as follows: goods & services (33%), groceries (13%), health care (5%), housing (30%), transportation (9%) and utilities (10%). If the cost of living data was unavailable for this city, estimates based upon nearby cities were used.
Index	Flagler Beach	Florida	National
Cost of living	118	98	100
Goods & Services	96	98	100
Groceries	99	99	100
Health care	94	96	100
Housing	165	96	100
Transportation	102	99	100
Utilities	100	97	100

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Cost Of Living Quick Facts

The cost of living in Flagler Beach is 21% higher than the Florida average
The cost of living in Flagler Beach is 18% higher than the national average
Flagler Beach housing is 65% higher than the national average
Florida general sales tax is 18% higher than the national average
Florida state income tax is 100% lower than the national average

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Price difference in compared to

Cost of living index
Goods & Services index
Groceries index
Health care index
Housing index
Transportation index
Utilities index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$57,176	$4,765	$1,334	$1,715
Renters	$36,083	$3,007	$842	$1,083

A good way to judge both the affordability of the housing and the cost of living in Flagler Beach is by simply calculating the maximum that should be spent on housing, otherwise known as the debt-to-income ratio (DTI). The plan is to avoid spending more than 28 percent of the gross income on costs that pertain to housing and no more than 36 percent on all expenses and debts. Flagler Beach has a median income of about $57,176 for people who own homes. Based on that number, a maximum of $1,334 should be spent on expenses related to housing. Renters have a slightly different median income, which is $36,083. Based on this average, renters should spend no more than $842 on all rental costs if they want to maintain a non-impoverished standard of living.

Florida Sales Tax

State	General Sales Tax	With Max Surtax
Florida	6%	7.5%

Florida Income Tax

State	Income Tax (Low)	Income Tax (High)
Florida	0%	0%

Goods & Services

Item	Flagler Beach	National avg.	Difference
Haircut	$16.22	$24.26	33.1%
Beauty Salon	$44.45	$45.56	2.5%
Toothpaste	$3.68	$3.70	0.5%
Shampoo	$1.44	$1.28	12.8%
Movie	$10.85	$12.13	10.6%
Bowling	$15.24	$18.00	15.3%

Groceries

Item	Flagler Beach	National avg.	Difference
Ground Beef	$7.04	$5.84	20.5%
Fried Chicken	$1.41	$1.57	10.5%
Milk	$4.59	$4.67	1.8%
Potatoes	$5.08	$4.93	2.9%
Pizza	$11.04	$12.09	8.7%
Beer	$10.70	$10.41	2.7%

Health Care

Item	Flagler Beach	National avg.	Difference
Optometrist	$89.44	$125.68	28.8%
Doctor	$88.17	$135.78	35.1%
Dentist	$132.25	$113.29	16.7%
Ibuprofen	$10.63	$10.65	0.2%
Lipitor	$500.02	$468.60	6.7%

Housing

Item	Flagler Beach	National avg.	Difference
Home Price	$331,200.00	$184,700.00	79.3%
Avg. Mortgage Payment	$2,061.37	$2,346.69	12.2%
Apartment Rent	$1,260.00	$949.00	32.8%

Transportation

Item	Flagler Beach	National avg.	Difference
Gasoline	$3.52	$3.46	1.7%
Tire Balancing	$61.64	$59.92	2.9%

Utilities

Item	Flagler Beach	National avg.	Difference
All Electricity	$190.45	$193.99	1.8%
Phone	$194.79	$192.25	1.3%

Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Marineland, FL	6	98	2.1%
Bunnell, FL	2,852	90	9.7%
Beverly Beach, FL	559	100	0.5%
Ormond Beach, FL	43,245	104	4.3%
Palm Coast, FL	88,222	107	7.2%
Flagler Beach, FL	5,065	118	18.1%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Summit, AZ	5,066	89	11.1%
Forked River, NJ	5,066	124	24.3%
Central Kootenay H, BC	5,063	n/a
Iowa Falls, IA	5,067	88	12.1%
Robbins, IL	5,068	92	8.5%
Flagler Beach, FL	5,065	118	18.1%

Date & Last Updated: This data reflects 2023 and was released from C2ER in January, 2024; this is the most current data available.

Cost of Living in Flagler Beach, FL