Cost Of Living in Ephrata, WA

The cost of living index is based on a national average of 100. For example, if the cost of living is 90, then it is 10% lower than average. If the cost of living is 110, then it is 10% higher than average. The breakdown for each index is as follows: goods & services (33%), groceries (13%), health care (5%), housing (30%), transportation (9%) and utilities (10%). If the cost of living data was unavailable for this city, estimates based upon nearby cities were used.
Index	Ephrata	Washington	National
Cost of living	100	118	100
Goods & Services	103	111	100
Groceries	107	110	100
Health care	117	120	100
Housing	90	135	100
Transportation	123	123	100
Utilities	78	92	100

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Cost Of Living Quick Facts

The cost of living in Ephrata is 15% lower than the Washington average
The cost of living in Ephrata is equal to the national average
Ephrata housing is 10% lower than the national average
Washington general sales tax is 27% higher than the national average
Washington state income tax is 100% lower than the national average

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Price difference in compared to

Cost of living index
Goods & Services index
Groceries index
Health care index
Housing index
Transportation index
Utilities index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$83,896	$6,991	$1,957	$2,517
Renters	$52,982	$4,415	$1,236	$1,590

A good way to judge both the affordability of the housing and the cost of living in Ephrata is by simply calculating the maximum that should be spent on housing, otherwise known as the debt-to-income ratio (DTI). The plan is to avoid spending more than 28 percent of the gross income on costs that pertain to housing and no more than 36 percent on all expenses and debts. Ephrata has a median income of about $83,896 for people who own homes. Based on that number, a maximum of $1,957 should be spent on expenses related to housing. Renters have a slightly different median income, which is $52,982. Based on this average, renters should spend no more than $1,236 on all rental costs if they want to maintain a non-impoverished standard of living.

Washington Sales Tax

State	General Sales Tax	With Max Surtax
Washington	6.5%	10.4%

Washington Income Tax

State	Income Tax (Low)	Income Tax (High)
Washington	0%	0%

Goods & Services

Item	Ephrata	National avg.	Difference
Haircut	$35.77	$24.26	47.4%
Beauty Salon	$45.61	$45.56	0.1%
Toothpaste	$3.96	$3.70	6.9%
Shampoo	$1.41	$1.28	10.0%
Movie	$16.36	$12.13	34.8%
Bowling	$22.56	$18.00	25.3%

Groceries

Item	Ephrata	National avg.	Difference
Ground Beef	$5.70	$5.84	2.3%
Fried Chicken	$2.20	$1.57	40.1%
Milk	$5.12	$4.67	9.5%
Potatoes	$4.46	$4.93	9.6%
Pizza	$15.15	$12.09	25.3%
Beer	$12.18	$10.41	17.0%

Health Care

Item	Ephrata	National avg.	Difference
Optometrist	$212.13	$125.68	68.8%
Doctor	$145.39	$135.78	7.1%
Dentist	$137.10	$113.29	21.0%
Ibuprofen	$12.52	$10.65	17.5%
Lipitor	$457.82	$468.60	2.3%

Housing

Item	Ephrata	National avg.	Difference
Home Price	$169,000.00	$184,700.00	8.5%
Avg. Mortgage Payment	$3,571.38	$2,346.69	52.2%
Apartment Rent	$825.00	$949.00	13.1%

Transportation

Item	Ephrata	National avg.	Difference
Gasoline	$4.62	$3.46	33.5%
Tire Balancing	$62.99	$59.92	5.1%

Utilities

Item	Ephrata	National avg.	Difference
All Electricity	$176.57	$193.99	9.0%
Phone	$202.75	$192.25	5.5%

Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Soap Lake, WA	1,572	91	8.8%
Moses Lake North, WA	4,664	95	5.3%
Quincy, WA	7,815	103	3.2%
Lakeview, WA	1,013	99	1.3%
Cascade Valley, WA	3,234	99	0.7%
Ephrata, WA	8,081	100	0.2%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Ludington, MI	8,081	90	10.3%
Larkfield-Wikiup, CA	8,080	174	74.2%
Bloomingdale, NJ	8,080	124	23.5%
Bel Aire, KS	8,082	99	1.0%
Menominee, MI	8,079	82	17.6%
Ephrata, WA	8,081	100	0.2%

Date & Last Updated: This data reflects 2023 and was released from C2ER in January, 2024; this is the most current data available.

Cost of Living in Ephrata, WA