Cost Of Living in Ephraim, UT

The cost of living index is based on a national average of 100. For example, if the cost of living is 90, then it is 10% lower than average. If the cost of living is 110, then it is 10% higher than average. The breakdown for each index is as follows: goods & services (33%), groceries (13%), health care (5%), housing (30%), transportation (9%) and utilities (10%). If the cost of living data was unavailable for this city, estimates based upon nearby cities were used.
Index	Ephraim	Utah	National
Cost of living	105	104	100
Goods & Services	102	102	100
Groceries	98	99	100
Health care	96	91	100
Housing	118	114	100
Transportation	107	105	100
Utilities	91	95	100

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Cost Of Living Quick Facts

The cost of living in Ephraim is 1% higher than the Utah average
The cost of living in Ephraim is 5% higher than the national average
Ephraim housing is 18% higher than the national average
Utah general sales tax is 20% higher than the national average
Utah state income tax is 87% higher than the national average

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Price difference in compared to

Cost of living index
Goods & Services index
Groceries index
Health care index
Housing index
Transportation index
Utilities index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$69,808	$5,817	$1,629	$2,094
Renters	$34,063	$2,839	$795	$1,022

To approximate the cost of living and the housing affordability in Ephraim, UT, we can look at the percentage of income that is available to be spent on monthly housing, otherwise known as the debt-to-income ratio (DTI). To stay on the safe side, a consumer should not spend more than 28% of his or her gross income on housing-related expenses and costs and not more than 36% of income on all expenses and debts. Homeowners in Ephraim have a median income of $69,808. Therefore, the amount that a consumer should spend on housing costs should be no more than $1,629 per month to avoid calamity and poverty. The renters in the city have an income of about $34,063, which would make their monthly maximum allowable rental costs $795.

Utah Sales Tax

State	General Sales Tax	With Max Surtax
Utah	6.1%	8.35%

Utah Income Tax

State	Income Tax (Low)	Income Tax (High)
Utah	4.85%	4.85%

Goods & Services

Item	Ephraim	National avg.	Difference
Haircut	$20.85	$24.26	14.1%
Beauty Salon	$48.42	$45.56	6.3%
Toothpaste	$3.58	$3.70	3.4%
Shampoo	$1.18	$1.28	7.6%
Movie	$12.31	$12.13	1.5%
Bowling	$20.93	$18.00	16.3%

Groceries

Item	Ephraim	National avg.	Difference
Ground Beef	$5.79	$5.84	0.9%
Fried Chicken	$1.39	$1.57	11.9%
Milk	$4.62	$4.67	1.2%
Potatoes	$4.61	$4.93	6.6%
Pizza	$12.02	$12.09	0.5%
Beer	$10.69	$10.41	2.6%

Health Care

Item	Ephraim	National avg.	Difference
Optometrist	$119.08	$125.68	5.3%
Doctor	$128.07	$135.78	5.7%
Dentist	$99.10	$113.29	12.5%
Ibuprofen	$10.51	$10.65	1.3%
Lipitor	$546.75	$468.60	16.7%

Housing

Item	Ephraim	National avg.	Difference
Home Price	$250,200.00	$184,700.00	35.5%
Avg. Mortgage Payment	$2,790.73	$2,346.69	18.9%
Apartment Rent	$738.00	$949.00	22.2%

Transportation

Item	Ephraim	National avg.	Difference
Gasoline	$3.58	$3.46	3.4%
Tire Balancing	$69.63	$59.92	16.2%

Utilities

Item	Ephraim	National avg.	Difference
All Electricity	$165.50	$193.99	14.7%
Phone	$192.69	$192.25	0.2%

Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Fayette, UT	318	93	7.3%
Moroni, UT	1,405	95	5.4%
Manti, UT	3,671	98	2.5%
Sterling, UT	377	99	1.2%
Levan, UT	878	100	0.2%
Ephraim, UT	7,222	105	5.4%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Twin Rivers, NJ	7,221	117	17.3%
Lecanto, FL	7,224	94	6.3%
University Park, IL	7,224	94	5.6%
Huntertown, IN	7,224	99	1.0%
Canfield, OH	7,226	93	7.5%
Ephraim, UT	7,222	105	5.4%

Date & Last Updated: This data reflects 2023 and was released from C2ER in January, 2024; this is the most current data available.

Cost of Living in Ephraim, UT