Cost Of Living in Elkhart, IL

The cost of living index is based on a national average of 100. For example, if the cost of living is 90, then it is 10% lower than average. If the cost of living is 110, then it is 10% higher than average. The breakdown for each index is as follows: goods & services (33%), groceries (13%), health care (5%), housing (30%), transportation (9%) and utilities (10%). If the cost of living data was unavailable for this city, estimates based upon nearby cities were used.
Index	Elkhart	Illinois	National
Cost of living	84	96	100
Goods & Services	88	97	100
Groceries	97	98	100
Health care	93	95	100
Housing	62	95	100
Transportation	109	103	100
Utilities	97	89	100

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Cost Of Living Quick Facts

The cost of living in Elkhart is 12% lower than the Illinois average
The cost of living in Elkhart is 16% lower than the national average
Elkhart housing is 38% lower than the national average
Illinois general sales tax is 22% higher than the national average
Illinois state income tax is 91% higher than the national average

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Price difference in compared to

Cost of living index
Goods & Services index
Groceries index
Health care index
Housing index
Transportation index
Utilities index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$68,125	$5,677	$1,589	$2,044
Renters	$102,750	$8,563	$2,397	$3,083

Illinois Sales Tax

State	General Sales Tax	With Max Surtax
Illinois	6.25%	10.25%

Illinois Income Tax

State	Income Tax (Low)	Income Tax (High)
Illinois	4.95%	4.95%

Goods & Services

Item	Elkhart	National avg.	Difference
Haircut	$15.00	$24.26	38.2%
Beauty Salon	$30.00	$45.56	34.2%
Toothpaste	$3.76	$3.70	1.5%
Shampoo	$1.20	$1.28	6.6%
Movie	$10.96	$12.13	9.7%
Bowling	$20.00	$18.00	11.1%

Groceries

Item	Elkhart	National avg.	Difference
Ground Beef	$5.77	$5.84	1.2%
Fried Chicken	$1.35	$1.57	14.4%
Milk	$4.63	$4.67	0.8%
Potatoes	$5.10	$4.93	3.4%
Pizza	$14.32	$12.09	18.5%
Beer	$9.43	$10.41	9.5%

Health Care

Item	Elkhart	National avg.	Difference
Optometrist	$120.83	$125.68	3.9%
Doctor	$121.67	$135.78	10.4%
Dentist	$100.00	$113.29	11.7%
Ibuprofen	$10.26	$10.65	3.7%
Lipitor	$493.33	$468.60	5.3%

Housing

Item	Elkhart	National avg.	Difference
Home Price	$107,700.00	$184,700.00	41.7%
Avg. Mortgage Payment	$1,978.34	$2,346.69	15.7%
Apartment Rent	$672.00	$949.00	29.2%

Transportation

Item	Elkhart	National avg.	Difference
Gasoline	$3.60	$3.46	4.1%
Tire Balancing	$72.50	$59.92	21.0%

Utilities

Item	Elkhart	National avg.	Difference
All Electricity	$181.08	$193.99	6.7%
Phone	$195.03	$192.25	1.4%

Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Cornland, IL	71	94	6.1%
Beason, IL	201	71	28.9%
Greenview, IL	920	79	21.2%
Clear Lake, IL	386	79	21.0%
Middletown, IL	212	79	20.9%
Elkhart, IL	459	84	15.6%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Kwethluk, AK	459	94	6.1%
Silas, AL	459	79	21.4%
Lexington, GA	459	87	12.7%
Coatesville, IN	459	91	9.0%
Dry Prong, LA	459	87	12.6%
Elkhart, IL	459	84	15.6%

Date & Last Updated: This data reflects 2023 and was released from C2ER in January, 2024; this is the most current data available.

Cost of Living in Elkhart, IL