Cost Of Living in Elgin, PA

The cost of living index is based on a national average of 100. For example, if the cost of living is 90, then it is 10% lower than average. If the cost of living is 110, then it is 10% higher than average. The breakdown for each index is as follows: goods & services (33%), groceries (13%), health care (5%), housing (30%), transportation (9%) and utilities (10%). If the cost of living data was unavailable for this city, estimates based upon nearby cities were used.
Index	Elgin	Pennsylvania	National
Cost of living	88	98	100
Goods & Services	97	99	100
Groceries	97	99	100
Health care	89	94	100
Housing	59	91	100
Transportation	114	106	100
Utilities	109	107	100

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Cost Of Living Quick Facts

The cost of living in Elgin is 10% lower than the Pennsylvania average
The cost of living in Elgin is 12% lower than the national average
Elgin housing is 41% lower than the national average
Pennsylvania general sales tax is 18% higher than the national average
Pennsylvania state income tax is 18% higher than the national average

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Price difference in compared to

Cost of living index
Goods & Services index
Groceries index
Health care index
Housing index
Transportation index
Utilities index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$49,375	$4,115	$1,152	$1,481
Renters	$21,250	$1,771	$496	$638

Pennsylvania Sales Tax

State	General Sales Tax	With Max Surtax
Pennsylvania	6%	8%

Pennsylvania Income Tax

State	Income Tax (Low)	Income Tax (High)
Pennsylvania	3.07%	3.07%

Goods & Services

Item	Elgin	National avg.	Difference
Haircut	$20.02	$24.26	17.5%
Beauty Salon	$45.08	$45.56	1.1%
Toothpaste	$3.63	$3.70	1.9%
Shampoo	$1.42	$1.28	10.7%
Movie	$10.18	$12.13	16.1%
Bowling	$12.76	$18.00	29.1%

Groceries

Item	Elgin	National avg.	Difference
Ground Beef	$5.35	$5.84	8.4%
Fried Chicken	$1.33	$1.57	15.2%
Milk	$4.52	$4.67	3.2%
Potatoes	$5.46	$4.93	10.7%
Pizza	$9.45	$12.09	21.9%
Beer	$8.99	$10.41	13.7%

Health Care

Item	Elgin	National avg.	Difference
Optometrist	$99.22	$125.68	21.1%
Doctor	$124.54	$135.78	8.3%
Dentist	$103.83	$113.29	8.3%
Ibuprofen	$10.32	$10.65	3.1%
Lipitor	$368.67	$468.60	21.3%

Housing

Item	Elgin	National avg.	Difference
Home Price	$78,700.00	$184,700.00	57.4%
Avg. Mortgage Payment	$1,318.94	$2,346.69	43.8%
Apartment Rent	$925.00	$949.00	2.5%

Transportation

Item	Elgin	National avg.	Difference
Gasoline	$3.68	$3.46	6.4%
Tire Balancing	$79.53	$59.92	32.7%

Utilities

Item	Elgin	National avg.	Difference
All Electricity	$218.99	$193.99	12.9%
Phone	$196.00	$192.25	2.0%

Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Penn State Erie (Behrend), PA	1,596	101	0.6%
Panama, NY	409	85	14.6%
Riceville, PA	62	86	14.4%
Corry, PA	6,285	86	14.0%
Spartansburg, PA	286	86	13.7%
Elgin, PA	229	88	11.8%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Arctic Village, AK	229	136	35.7%
Gateway, AR	229	94	5.6%
Sunset, AR	229	77	22.7%
Wheeler, IN	229	104	3.9%
Applegate, MI	229	83	17.5%
Elgin, PA	229	88	11.8%

Date & Last Updated: This data reflects 2023 and was released from C2ER in January, 2024; this is the most current data available.

Cost of Living in Elgin, PA